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EKTA review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

EKTA is a travel insurer built for people who want cover priced from $0.99 and dealt with over live chat. It suits short trips and travellers buying a single policy, and it ranks 32 of 251 on starting premium.

Key facts

Best for
Cheap single trip cover bought online, handled by chat.
Premium from
$0.99↗
Insurance types
Travel↗
Provider type
Insurer↗
Support channels
Chat↗
Official website
ekta.insure

Facts checked September 26, 2026, 1 source

Pros and cons

Pros

  • Premium starts at $0.99, the lowest starting price in the comparison
  • Covers travel policies only, so the quote stays focused on the trip
  • Deals directly as an insurer rather than through a broker
  • Help is offered over chat

Cons

  • Support runs on chat only, so there is no phone or email route listed
  • Cover is limited to travel, leaving other insurance types to another provider
  • The starting price of $0.99 is a floor, not the typical outlay on a real trip

Ready to try EKTA?

Scored 9.3 / 10 by SumCue.

See alternatives

Who it suits

  • Travellers buying one trip policy at a low entry price
  • People who are happy to get help over chat
  • Anyone who wants the cover handled by the insurer itself

Who should look elsewhere

  • Travellers who need email or phone support, as help runs on chat only
  • People wanting home, car or life cover, since EKTA lists travel alone
  • Anyone who prefers a savings or banking product such as Linxea or bunq

How EKTA compares

Where EKTA is available

Available
Canada, Germany, Israel, Saudi Arabia, Singapore, Thailand, Turkey, United Arab Emirates, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does EKTA cover?+

EKTA is an insurer whose listed cover is travel. That means the policy is aimed squarely at a trip rather than a home, a car or savings. Anyone looking for those other types will need a different provider.

How much is the cheapest EKTA policy?+

Premium starts at $0.99, which is the entry price rather than the typical cost of a real trip. Across travel insurers on the comparison the median starting price is €7.93, so the floor sits well below the middle of the market.

How do I get help from EKTA?+

Help is offered over chat. Chat suits quick questions about a quote or a claim, and there is no phone or email route listed in the details available here. Anyone who needs to speak to someone should weigh that before buying.

Who am I actually buying from?+

EKTA is listed as an insurer, so the policy is underwritten by the provider rather than arranged through a separate broker. That keeps the contract in one place, though claims still run through the same chat channel listed for support.

How does EKTA compare with other providers on price?+

On starting premium, EKTA sits at position 32 out of 251 brands ranked. The lowest entry price anywhere in the comparison is €0, and the highest reaches €3,431.08, so the spread is wide.

Does EKTA offer anything besides travel insurance?+

No. The only insurance type listed is travel, and that single focus is the trade-off to weigh. Travellers who want cover in several categories will need to hold policies with more than one provider.

Is EKTA regulated?+

The details available here list no regulator or licence for EKTA, so there is no named scheme to point to. It pays to check the regulatory status on the policy wording before paying a premium, particularly for a long or expensive trip.

Sources

  • travelpayouts.com/en/offers/ekta-affiliate-program checked September 26, 2026

    Backs: Provider type, Insurance types, Premium from, Support channels

    “EKTA Insurance Company is the first company in the world to be accredited to sell health insurance through Apple Business Chat and Google Chat”

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

EKTA

Cheap single trip cover bought online, handled by chat.

9.3/10See alternatives