DZI review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
DZI is a Bulgarian insurer, trading as DZI-General Insurance, that suits households wanting health and personal cover paid monthly. Health premiums start at €5 a month, the standout feature here, and monthly payments are available on this cover. Cover types run across auto, home, life, health, travel, breakdown and home emergency.
Key facts
- Best for
- Monthly health cover in Bulgaria, with personal lines sold alongside it
- Premium from
- €5↗
- Insurance types
- Auto, Home, Life, Health, Travel, Breakdown, Home-emergency↗
- Provider type
- Insurer↗
- Monthly payments
- Yes↗
- Cover limit
- Travel medical expenses limit EUR 5,000 to 50,000↗
- Claims channels
- Phone, Online portal, Offices and service centres, Email↗
- Age range
- 16 to 69 years↗
- Legal entity
- DZI-General Insurance↗
- Headquarters
- Bulgaria↗
- Founded
- 1946↗
- Support channels
- Phone, Email, Help-centre↗
- Pricing model
- Monthly
- Official website
- dzi.bg
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Health premiums from €5 on monthly plans, the cheapest figure among the brands compared here
- A direct insurer rather than a broker or comparison site, so cover is underwritten by one company
- Monthly payments available, matching what most insurers on 42.4% offer
- Claims can be made through phone, online portal and offices and service centres
Cons
- Health premiums start at €5, below the €9.14 typical of the health insurance ranking
- Entry premiums sit at rank 96 of 251 brands on entry price
- Support runs on phone, email and help centre only
Who it suits
- Households in Bulgaria buying health cover with monthly payments
- People wanting auto, home, life, health and travel cover from one insurer
- Travellers taking out travel medical cover with a Travel medical expenses limit EUR 5,000 to 50,000 limit
Who should look elsewhere
- Buyers wanting pet insurance, which sits outside the auto, home and life on offer here
- Anyone needing a savings or investment product, where Linxea fits better with premiums from €25
- Shoppers who want a banking app rather than insurance, where bunq and bunq Spain start at €0 and €0
How DZI compares
9.4 vs 8.6
9.4 vs 9.4
9.4 vs 9.3
9.4 vs 9.4
9.4 vs 8.7
9.4 vs 8.5
9.4 vs 9.4
9.4 vs 8.7
9.4 vs 9.0
9.4 vs 8.7
9.4 vs 9.4
9.4 vs 9.2
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 8.7A saving and investment route with premiums from €25, where DZI offers insurance rather than a savings account.
9.4 vs 9.0
9.4 vs 8.8A banking option with a €0 starting point, useful where a current account matters more than health cover.
9.4 vs 8.9
9.4 vs 8.9
9.4 vs 9.0
9.4 vs 8.3
9.4 vs 9.5
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 8.9
9.4 vs 8.9
9.4 vs 8.9- 9.4 vs 8.6
9.4 vs 8.6
9.4 vs 8.5
9.4 vs 8.4
9.4 vs 8.3
9.4 vs 8.3
9.4 vs 8.2- 9.4 vs 8.0
Where DZI is available
- Available
- Bulgaria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does DZI health insurance cost?+
Health premiums start at €5, paid on a monthly basis. That entry point sits below the €9.14 seen across the health insurance ranking, so DZI is a cheaper starting point than most providers compared.
Can I pay my DZI premium monthly?+
Yes. Monthly payments are available, and monthly lists monthly as the payment model for this cover. Monthly pay is common too, with 89% of the brands on the site offering it.
What kinds of insurance does DZI sell?+
The auto, home and life list covers the main personal lines: auto, home, life, health, travel, breakdown and home emergency. So a single insurer can cover a car, a property and a trip rather than only health.
Is DZI an insurer or a broker?+
DZI is an insurer, listed as insurer and trading as DZI-General Insurance, based in Bulgaria. Insurers are the most common provider type on the site, at 43.5%, so cover is underwritten directly.
Who can buy DZI health cover?+
The health product is written for ages 16 to 69 years. Cover is aimed at individual clients, and adults inside that range can buy it directly rather than through an employer.
How much medical cover do I get when travelling?+
Travel medical expenses are covered up to a Travel medical expenses limit EUR 5,000 to 50,000 on the travel assistance product. Health and travel are sold side by side, so a trip can be insured through the same company as ongoing health cover.
How do I make a claim with DZI?+
Claims can be started through phone, online portal and offices and service centres, which covers phone, the online portal, offices and service centres, and email. General support questions go through phone, email and help centre, which lists phone, email and a help centre.
How long has DZI been trading?+
DZI was founded in 1946 and is based in Bulgaria, so it is an established domestic insurer rather than a new entrant. Its overall score on the site is 6.5 out of 2,247.
Sources
- dzi.bg/en checked September 26, 2026
Backs: Insurance types, Support channels
“Vehicles insurance, Property insurance, Health and Life, Travel insurance, Roadside Assistance Insurance, SOS for Home”
- dzi.bg/en/about/who checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Legal entity
“DZI develops and offers a full range of products in the General Insurance and Life Insurance domains”
- dzi.bg/en/contact checked September 26, 2026
Backs: Claims channels
“0700 16 166 - Claim Assistance, in Bulgaria and abroad; Claim Registration; Write to us”
- dzi.bg/en/individual-clients/individual-health-en/zakrila checked September 26, 2026
Backs: Age range, Pricing model, Monthly payments, Premium from
“Age limits: From the age of 16 up to 69 years”
- dzi.bg/en/individual-clients/individual-travel-en/pomosht... checked September 26, 2026
Backs: Cover limit
“Sums insured /limits, amounting to: From EUR 5000 up to EUR 50 000 for main coverage - medical expenses”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.