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durchblicker.at review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

durchblicker.at is an Austrian comparison site that brings loans, savings, mortgages and a wide set of insurance lines into one place, which suits households who want to see the market before they commit. Its personal loans start at an APR of 8.839% with an arrangement fee of 0 EUR.

Key facts

Best for
Austrian households who want loans, savings, mortgages and insurance quoted in one pass.
Premium from
€50↗
Insurance types
Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle↗
Provider type
Comparison site↗
Monthly payments
Yes↗
Excess from
€500↗
Claims channels
Online-form, Phone↗
Legal entity
durchblicker GmbH (FN 335466h, UID ATU 65388546)↗
Headquarters
Austria↗
Founded
2010↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Monthly
Official website
durchblicker.at

Loans

APR
8.839%↗
Loan amount
€100 to €75,000↗
Term
1 to 120 months↗
Arrangement fee
0 EUR↗
Credit check
Hard↗
Funding time
Money on the account within 24 hours after credit approval↗
Representative example
Online loan of EUR 20,000 over 10 years: monthly rate EUR 247.97 at 8.50% p.a. fixed, effective annual rate 8.839% p.a., total costs EUR 9,757, total payable EUR 29,757, no processing or credit-check fee, no account fee↗
Rate type
Fixed↗
Lender type
Broker↗
Eligibility
Adults (18+), EU citizens with main residence in Austria for at least one year, minimum monthly income EUR 1,250, employed at least three months in a permanent non-terminated contract or drawing a pension, Austrian/EU (SEPA) current account in own name, no insolvency, bankruptcy or enforcement in the last three years, not a politically exposed person↗
Origination fee (%)
0%↗
Loan types
Personal, Car, Debt-consolidation, Credit-line↗
Use cases
Home-improvement↗

Savings

Access terms
Free online savings-interest comparison; the savings contract is applied for and concluded directly with the bank after referral↗
Monthly fee
€0↗
Account kind
Easy access↗

Mortgages

Initial rate
3.305%↗
APRC
3.819%↗
Fixed period
5 to 20 years↗
Purpose
Purchase, Remortgage↗

Facts checked September 26, 2026, 10 sources

Apps and profiles

Elsewhere
WikidataLinkedInekomi.de

Pros and cons

Pros

  • Loans at a fixed rate with an APR of 8.839% and an arrangement fee of 0 EUR.
  • Cover for auto, home, renters, life, health, travel, pet and motorcycle under auto, home and renters.
  • Approved money reaches the account as Money on the account within 24 hours after credit approval, and monthly payments are available on cover.

Cons

  • A hard credit check gates every loan offer, so a thin credit file rules you out.
  • Claims run on online form and phone only, with no chat or branch channel.
  • The savings comparison is free, but the easy access account is opened with the bank after referral, so durchblicker.at does not hold the deposit.
durchblicker.at

Ready to try durchblicker.at?

Scored 8.6 / 10 by SumCue.

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Who it suits

  • Austrian residents with a minimum monthly income and a permanent contract or a pension.
  • Borrowers after a personal loan of €100 to €75,000 over terms of 1 to 120 at a fixed rate.
  • Drivers, tenants and pet owners who want several lines of cover priced in one pass.

Who should look elsewhere

  • Not for thin credit files, since the hard credit check gates every loan offer.
  • Not for readers wanting one policy quoted on its own: Linxea is priced from €25.
  • Not for a single market outside Austria, since eligibility asks for main residence in Austria.

Safety of your money

durchblicker.at is a comparison site: the contract is concluded with the bank or insurer you are referred to, so a comparison site is not the party that holds your money or your policy. It is registered in the Versicherungsvermittlerregister (Gewerberegister, GISA) as an insurance broker under 25110913, and in the Gewerberegister (GISA) as an investment adviser under 27929766.

Who runs it

The company behind durchblicker.at is durchblicker GmbH (FN 335466h, UID ATU 65388546), based in Austria and founded in 2010. Support runs on email, phone and help centre, so a person is reachable by phone or email or through the help centre, and the insurance broking and investment advisory permissions sit with the same legal entity.

How durchblicker.at compares

Where durchblicker.at is available

Available
Austria
Licence in Austria
Versicherungsvermittlerregister (Gewerberegister, GISA) - Versicherungsmakler (25110913), checked September 26, 2026
Licence in Austria
Gewerberegister (GISA) - Vermögensberater (27929766), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to use durchblicker.at?+

The savings comparison is free and the monthly fee is €0, so browsing loan, mortgage and insurance quotes carries no subscription cost. On the borrowing side the numbers that matter are an APR of 8.839% at a fixed rate, an arrangement fee of 0 EUR and a percentage fee of 0%.

Who holds the savings money?+

durchblicker.at does not open the savings account itself. The comparison is free and the contract is applied for and concluded directly with the bank after the referral, so the deposit sits with that bank. The account kind is easy access, which means the money stays available for withdrawal rather than being tied up.

What credit check does a loan application involve?+

Every loan application runs a hard credit check, which is a full file review rather than a soft pre-check, so the file is worth tidying first. Eligibility also asks for adults with a minimum monthly income, a permanent contract or a pension, and an Austrian or SEPA current account in their own name.

How fast can money arrive after approval?+

Approved money reaches the account as Money on the account within 24 hours after credit approval, which is quicker than the several days many lenders need. The arrangement runs through a broker, so the payout sits with the bank that approves, and the product is priced at a fixed rate over terms of 1 to 120.

What insurance can be compared?+

The insurance side covers auto, home and renters, so auto, home, renters, life, health, travel, pet and motorcycle sit in one place. Premiums start at €50, monthly payments are available, and an excess of €500 applies on the auto quotes. It is a comparison site, so the policy is written with the insurer rather than here.

How do claims work?+

Claims on the auto policies run through online form and phone, which means an online form or a phone call rather than a branch visit. Elsewhere the contact points are email, phone and help centre, so email, phone and a help centre handle general questions before the insurer behind the policy takes over.

What mortgage numbers are shown?+

Property buyers see an initial rate of 3.305% against an APRC of 3.819%, with fixed periods of 5 to 20. The purposes listed are purchase and remortgage, which covers buying and remortgaging, and a separate fixed interest loan carries a fixed period of 5 to 20 for anyone wanting certainty.

Who runs the site?+

The site is operated by durchblicker GmbH (FN 335466h, UID ATU 65388546), registered in Austria and running since 2010. Support runs on email, phone and help centre, and the same company holds the insurance broking entry in the Versicherungsvermittlerregister and the investment adviser entry in the Gewerberegister, both under GISA. As a comparison site, it introduces providers rather than underwriting.

Sources

Compiled from 11 source pages, checked September 26, 2026. We did not open an account.

durchblicker.at

durchblicker.at

Austrian households who want loans, savings, mortgages and insurance quoted in one pass.

8.6/10See alternatives