Direct Line for Business review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Direct Line for Business underwrites van, car, landlord and home cover for UK businesses, and suits owners who want the insurer itself rather than a broker. Trading since 2007, it is regulated in the UK by the Prudential Regulation Authority under licence 202810.
Key facts
- Best for
- Small UK businesses insuring a van, a car and their property through one insurer.
- Insurance types
- Van, Auto, Landlord, Home, Home-emergency, Breakdown↗
- Provider type
- Insurer↗
- Claims channels
- Online, Phone↗
- Age range
- Drivers must be at least 21 years old↗
- Legal entity
- U K Insurance Limited (Registered in England and Wales No 1179980)↗
- Headquarters
- United Kingdom↗
- Founded
- 2007↗
- Support channels
- Phone, Chat, Help-centre, Email↗
- Official website
- directlineforbusiness.co.uk
Facts checked September 26, 2026, 3 sources
Apps and profiles
Pros and cons
Pros
- One insurer covers van, auto and landlord, so vehicle and property policies can sit together.
- Support runs on phone, chat and help centre, giving a choice of how to ask a question.
- Regulated in the UK by the Prudential Regulation Authority under licence 202810.
Cons
- Cover stops at van, auto and landlord, so travel, life and health policies need another provider.
- Van claims run on online and phone only.
- Van cover is limited by Drivers must be at least 21 years old.
Who it suits
- Tradespeople and small firms running a van that want it covered alongside home or landlord policies
- Younger drivers who meet Drivers must be at least 21 years old
- Buyers who prefer to deal with the insurer itself, since insurer carries the risk
Who should look elsewhere
- Anyone after life or health cover: Linxea lists life, and Oney Préstamos ES offers health, life and gadget.
- Drivers insuring outside the UK, better served by EuroAsia Insurance with auto, home and travel.
Safety of your money
Direct Line for Business is an insurer, so the company selling the policy is the company paying the claim rather than a third party holding the risk. It sits under the Prudential Regulation Authority in the UK under licence 202810. The legal entity behind the cover is UK Insurance Limited, registered in England and Wales.
Who runs it
The business is based in the United Kingdom and has been trading since 2007. Policies are issued by UK Insurance Limited, registered in England and Wales, so the contracting party is named in the documents. Day to day questions go to phone, chat and help centre, and van claims run on online and phone.
How Direct Line for Business compares
9.2 vs 8.6
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 8.5
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 8.7Oney Préstamos ES offers health, life and gadget, a closer fit for health and gadget policies.
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.7Worth a look if the gap is life cover, since Linxea lists life.
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.0
9.2 vs 8.3
9.2 vs 9.5
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9.2 vs 9.1
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9.2 vs 9.1
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9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9- 9.2 vs 8.6
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9.2 vs 8.5
9.2 vs 8.4
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9.2 vs 8.3
9.2 vs 8.2- 9.2 vs 8.0
Where Direct Line for Business is available
- Available
- United Kingdom
- Licence in United Kingdom
- Prudential Regulation Authority (202810), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What can Direct Line for Business insure?+
The range listed runs to van, auto and landlord. A van or car policy can sit next to landlord, home, home emergency and breakdown cover, which suits a firm that wants vehicle and property policies from the same provider. Anything outside that list, such as travel or life insurance, is not part of the range shown.
Is Direct Line for Business an insurer or a broker?+
It is an insurer, so the company that sells the policy also carries the risk and settles the claim. The legal entity behind the policies is UK Insurance Limited, registered in England and Wales, which leaves one company to deal with from quote through to claim.
Who regulates Direct Line for Business?+
In the UK the Prudential Regulation Authority supervises the company under licence 202810. That licence is the reference to quote if you want to check the firm's regulatory standing or raise a concern about the handling of a policy.
How do I get help from Direct Line for Business?+
Help is available on phone, chat and help centre. A phone line suits anything detailed, chat handles quick queries, email works for documents, and the help centre covers common jobs such as changes to cover and mid-term adjustments.
How do I make a claim?+
Van claims are handled online and phone, so a loss can be reported online or by phone depending on the policy. Telling the insurer early and keeping the claim reference from the call or confirmation makes the remaining steps easier to follow.
How old do van drivers have to be?+
The requirement is Drivers must be at least 21 years old. That opens the van policy to drivers at the younger end of the market, with the usual underwriting still applied to the vehicle and to how it is used for business.
Where is Direct Line for Business based?+
The operation sits in GB and has been trading since 2007, with policies issued by UK Insurance Limited registered in England and Wales. Both details matter if you want a counterparty established in the UK market rather than an overseas provider.
Sources
- directlineforbusiness.co.uk/about-us checked September 26, 2026
Backs: Founded
“Founded in 2007, Direct Line for Business provides a range of business insurance products to landlords and the business sector, over the phone or online”
- directlineforbusiness.co.uk/claims/van checked September 26, 2026
Backs: Claims channels
“Only comprehensive claims can be logged online at this time ... New claims 0345 301 2882 ... Windscreen claims, our partners Autoglass will handle it for you”
- directlineforbusiness.co.uk/van-insurance checked September 26, 2026
Backs: Age range, Provider type, Headquarters, Insurance types, Legal entity, Support channels
“Drivers must be at least 21 years old, hold a valid full UK or EU driving licence and must have lived in the UK for at least one year”
- fca.org.uk checked September 26, 2026
Backs: Licences
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Direct Line for Business
Small UK businesses insuring a van, a car and their property through one insurer.