DELA Lebensversicherungen review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

DELA Lebensversicherungen suits people looking for straightforward life insurance with a starting premium of €2.65 and monthly payment flexibility. It is an insurer rather than a broker, with support by phone, email and a help centre.

Key facts

Best for
People seeking life insurance with a low starting premium and monthly payment flexibility.
Premium from
€2.65↗
Insurance types
Life↗
Provider type
Insurer↗
Monthly payments
Yes↗
Cover limit
3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben)↗
Claims channels
Online death report form, Phone, Email↗
Legal entity
DELA Natura- en levensverzekeringen N.V.↗
Headquarters
Netherlands↗
Founded
1937↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Monthly
Official website
dela.de

Facts checked September 26, 2026, 5 sources

Pros and cons

Pros

  • Starting premium of €2.65.
  • Monthly payments are available, as confirmed by monthly and the monthly payments fact.
  • Support includes phone, email and a help centre, as email, phone and help centre shows.
  • Claims can be reported through an online death report form, phone or email, according to online death report form, phone and email.

Cons

  • The product is limited to life insurance rather than a wider insurance range, as life shows.
  • The available cover limit is 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben), which may not suit people seeking a broader range of cover.
  • Premium comparisons should be read carefully because the provider is an insurer, not a broker, according to insurer.
DELA Lebensversicherungen

Ready to try DELA Lebensversicherungen?

Scored 9.3 / 10 by SumCue.

Who it suits

  • People seeking life insurance with a starting premium of €2.65.
  • People who want monthly payments, supported by monthly.
  • Customers who value phone and email support, listed in email, phone and help centre.

Who should look elsewhere

  • People seeking insurance beyond life coverage should compare another option, since life lists only life insurance.
  • People needing a different listed premium structure should compare Linxea, whose starting premium is €25.
  • People seeking broader cover than the stated range should compare another option, as 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben) sets the available limit.

Who runs it

DELA Lebensversicherungen is operated by DELA Natura- en levensverzekeringen N.V., an insurer based in the Netherlands, according to NL. The company was founded in 1937. Its support channels are phone, email and a help centre, while claims can be reported through an online death report form, phone or email.

How DELA Lebensversicherungen compares

Where DELA Lebensversicherungen is available

Available
Germany

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the starting premium?+

DELA Lebensversicherungen is an insurer offering life insurance, with a starting premium of €2.65. Its legal entity is DELA Natura- en levensverzekeringen N.V., and the company is based in the Netherlands, as NL shows.

Can I pay the premium monthly?+

Monthly payments are available, and the payment model is monthly according to monthly. This can help spread the cost of the policy rather than requiring the full premium in a single payment.

What cover limit is listed for the policy?+

The listed cover limit is 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben). This applies to the Sterbegeldversicherung sorgenfrei Leben product, so compare the stated limit with the needs it is intended to cover before choosing it.

What support and claims channels are available?+

Support is available by phone, email and through a help centre, as email, phone and help centre shows. Claims can also be reported through an online death report form, phone or email, according to online death report form, phone and email.

Who runs DELA Lebensversicherungen?+

DELA Lebensversicherungen is an insurer, as insurer confirms. Its legal entity is DELA Natura- en levensverzekeringen N.V., and the company is based in the Netherlands, as NL shows.

When was DELA Lebensversicherungen founded?+

The company was founded in 1937. It operates as a life insurer through DELA Natura- en levensverzekeringen N.V. and offers the life insurance category listed in life.

Sources

  • dela.de checked September 26, 2026

    Backs: Claims channels, Insurance types

    “Sterbefall melden - Einfach online melden; Telefon: 0211 / 54 26 86-86; E-Mail: kunde@dela.de”

  • dela.de/faqs checked September 26, 2026

    Backs: Cover limit, Pricing model, Monthly payments, Support channels

  • dela.de/impressum checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity

  • dela.de/risikolebensversicherung checked September 26, 2026

    Backs: Premium from

    “Risikolebensversicherung ... schon ab 2,65 € mtl. [footnote] 100.000 € Versicherungssumme, Eintrittsalter 30 Jahre, Erzieher/-in, Nichtraucher/-in seit mind. 10 Jahren, Laufzeit 10 Jahre”

  • dela.de/ueber-dela checked September 26, 2026

    Backs: Founded

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

DELA Lebensversicherungen

DELA Lebensversicherungen

People seeking life insurance with a low starting premium and monthly payment flexibility.

9.3/10See alternatives