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CSOB Pojistovna review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CSOB Pojistovna is a Czech insurer with a broad personal insurance book, built for households that want one provider for car, home, life, health, travel and pet cover. It suits people who value a wide spread of policies and phone support; premiums for the wider market run €8.31 at the median.

Key facts

Best for
Households in the Czech Republic wanting car, home, life, travel and pet cover from a single insurer.
Insurance types
Auto, Home, Life, Travel, Pet, Health, Home-emergency↗
Provider type
Insurer↗
Monthly payments
No↗
Excess from
CZK 0↗
Claims channels
Phone, Web-form, Client-zone↗
Legal entity
ČSOB Pojišťovna, a. s.↗
Headquarters
Czechia↗
Founded
1992↗
Support channels
Phone, Help-centre↗
Official website
csobpoj.cz

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
Wikidata

Pros and cons

Pros

  • Covers auto, home and life from one insurer, so policies can sit in the same place
  • Claims run through phone, web form and client zone, so you can report by web form, in the client zone or by phone
  • An excess starting point of CZK 0 on compulsory motor liability
  • Working since 1992 as insurer based in Czechia

Cons

  • Support runs on phone and help centre only
  • A single market focus: CZ
CSOB Pojistovna

Ready to try CSOB Pojistovna?

Scored 9.1 / 10 by SumCue.

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Who it suits

  • Czech households insuring a car, home or pet in one place
  • Families who want life, health and travel cover alongside motor and property
  • People who prefer calling in rather than handling a claim online

Who should look elsewhere

  • Anyone wanting premiums split into monthly instalments, where bunq and bunq Spain both offer monthly payments
  • Shoppers who want life cover alone across several markets, where Linxea lists life and nothing wider
  • Customers outside CZ who want cover handled in another country

How CSOB Pojistovna compares

Where CSOB Pojistovna is available

Available
Czechia

Countries from the brand (checked September 26, 2026)

Frequently asked questions

What kinds of insurance does CSOB Pojistovna sell?+

The book covers auto, home and life, so car, home, life, travel and pet policies sit with the same provider. That suits households who would rather deal with one insurer than compare each line separately. Motor and home cover are the core of the range.

Can I pay my premium in monthly instalments?+

Monthly payments come out as no, so the premium runs as one charge. Most providers on the market do offer a monthly option, which bunq and bunq Spain both list as available. If spreading the cost matters, that is the main thing to weigh.

How do I report a claim?+

Claims can go in through phone, web form and client zone, which covers phone, a web form and the client zone. Each of the three routes reaches the same insurer, and the client zone also holds your policy details. Phone suits anyone who prefers to talk the claim through.

Who do I contact for support?+

Support runs on phone and help centre, meaning phone and a help centre. There is no email or live chat option listed. A phone line is useful if you prefer to sort cover changes in conversation.

How long has the insurer been trading?+

The company has been an insurer since 1992, headquartered in Czechia. The legal entity is ČSOB Pojišťovna, a. s.. A long trading record matters if you want cover with an established provider rather than a new entrant.

Is there an excess to pay on a claim?+

The excess starts at CZK 0 on compulsory motor liability, the lowest level quoted. A higher excess can lower the premium on some policies. Check the excess on the specific cover you take out rather than assuming it applies across the book.

Can I cover my pet through the same insurer?+

Yes, pet cover sits within auto, home and life alongside the other lines. Adding a pet policy to an existing motor or home policy keeps contact details in one place. Pet premiums vary widely with breed, age and treatment cover, so quote the policy rather than assume.

Do I need health or travel cover from a different provider?+

Health and travel are both listed under auto, home and life, so they can be placed with the same insurer. That keeps renewal dates and contact details together. Terms on health policies in particular can differ widely, so read what each line covers.

Sources

  • csobpoj.cz checked September 26, 2026

    Backs: Insurance types

    “Vehicle insurance (liability, accident, comprehensive vehicle), travel insurance, property insurance, household insurance, life and accident insurance, PetExpert dog and cat insurance; non-life range...”

  • csobpoj.cz/kontakty checked September 26, 2026

    Backs: Claims channels, Support channels

    “Claims line +420 466 100 777, working days 8 to 18; claims status via our online form”

  • csobpoj.cz/o-spolecnosti/kdo-jsme checked September 26, 2026

    Backs: Provider type, Founded, Headquarters, Legal entity

    “CSOB Pojistovna, a. s., a member of the CSOB holding, is a universal insurer”

  • csobpoj.cz/pojisteni/pojisteni-vozidel/povinne-ruceni-4.1 checked September 26, 2026

    Backs: Excess from, Monthly payments

    “Liability insurance is legally compulsory third-party liability cover; there is no excess on liability insurance”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

CSOB Pojistovna

CSOB Pojistovna

Households in the Czech Republic wanting car, home, life, travel and pet cover from a single insurer.

9.1/10See alternatives