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CoverHound review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CoverHound is a US broker rather than an insurer, so it is built for households that want to compare auto, home, renters and motorcycle cover before committing. Across the insurance set on the site, the median premium from figure is €7.95, and the upper quartile reaches €26.75.

Key facts

Best for
Comparing auto, home, renters and motorcycle quotes through a single US broker.
Insurance types
Auto, Home, Renters, Motorcycle↗
Provider type
Broker↗
Claims channels
Phone, Help-centre↗
Legal entity
CoverHound LLC↗
Headquarters
United States↗
Founded
2010↗
Support channels
Phone, Help-centre↗
Official website
coverhound.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
LinkedInXyoutube.com

Pros and cons

Pros

  • Quotes for auto, home and renters from a single broker, so a household with a car and a home policy can start in a single place.
  • Support and claims both run on phone and help centre, so a phone call can cover policy questions and problems.
  • The broker holds a licence from the California Department of Insurance under 6005304.

Cons

  • CoverHound is a broker, so the policy is underwritten by whichever insurer it selects, not by CoverHound.
  • Contact runs on phone and help centre, so anyone who wants email or live chat has fewer routes in.
  • The product list is auto, home and renters and stops there, so travel, life, health and pet cover need another provider.
CoverHound

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Scored 8.6 / 10 by SumCue.

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Who it suits

  • Households in US shopping for auto, home and renters who would rather compare quotes than call a single insurer.
  • Drivers and tenants who prefer phone contact, since phone and help centre covers both service and claims.
  • People holding more than one policy type who want a single broker to hold the quotes.

Who should look elsewhere

  • Anyone after life cover: Linxea lists life.
  • Health and gadget cover seekers: Oney Préstamos ES lists health, life and gadget.
  • Travellers, since Euroasia Insurance covers auto, home and travel, adding travel to auto, home and renters.

Safety of your money

CoverHound is a broker rather than the insurer that underwrites the policy, so the contract sits with whichever carrier it places the cover with. The regulatory record shows a licence from the California Department of Insurance in the US, trading as CoverHound Insurance Solutions, under 6005304. Premiums are therefore paid to the insurer named on the quote.

Who runs it

The business is registered as CoverHound LLC and is based in the United States, with a founding year of 2010. Support runs on phone and help centre, so a policy question is handled by phone or through the help centre. The California Department of Insurance licence, 6005304, applies to the same operation, and US law shapes the wording.

How CoverHound compares

Where CoverHound is available

Available
United States
Licence in United States
California Department of Insurance (DBA CoverHound Insurance Solutions) (6005304), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is CoverHound an insurer or a broker?+

CoverHound is a broker. That means it compares policies from outside insurers and passes the winning quote to the carrier that wrote it. The legal name behind the site is CoverHound LLC, and the contract you sign is with the insurer, not with the broker.

What will the cover cost?+

Quotes come from the details you enter, so the price follows the vehicle or property rather than a fixed list. For context, the median premium from figure across the insurance set on the site is €7.95, while the upper quartile reaches €26.75.

What kinds of policy can I get?+

The lines on the personal insurance side are auto, home and renters. That covers vehicles, homes, tenants and motorbikes, so a household can look at more than one policy type in a single place. Life, health and travel sit outside that list, so anyone after them needs a different provider.

How do I make a claim?+

Claims run on phone and help centre, so a claim begins by phone or through the help centre rather than in an app, and the insurer you buy from handles the rest. Keeping the policy number and the cover start date to hand makes that first contact easier.

Is CoverHound regulated?+

Yes. The licence on record, in the US, is from the California Department of Insurance, trading as CoverHound Insurance Solutions, under 6005304. That licence covers the broker activity; the insurer named on the quote is the one that carries the risk.

Can I get help if something goes wrong?+

Support runs on phone and help centre, so a phone call or a help centre article is the route. The same channels, phone and help centre, handle claims, which keeps the phone number and the help centre covering both the questions and the problems.

How long has the business been running?+

2010 is the founding year on record, and the operation sits in US as CoverHound LLC. A long-standing broker is worth weighing against newer comparison sites, because the licensing record is where you check who stands behind the quote.

Sources

  • coverhound.com checked September 26, 2026

    Backs: Claims channels, Founded, Headquarters, Legal entity, Support channels

    “Already have a policy? Existing and returning customers can get help here. - Obtain your Certificate of Insurance - Billing and payments - Assistance filing a claim”

  • coverhound.com/about checked September 26, 2026

    Backs: Provider type

    “We are a fully remote digital brokerage with licensed insurance advisors to answer questions and offer one-on-one guidance to shoppers.”

  • coverhound.com/licenses checked September 26, 2026

    Backs: Licences

  • coverhound.com/personal-insurance checked September 26, 2026

    Backs: Insurance types

    “Auto Insurance ... Safeguard your vehicle ... Homeowners Insurance ... Renters Insurance ... Motorcycle Insurance”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

CoverHound

CoverHound

Comparing auto, home, renters and motorcycle quotes through a single US broker.

8.6/10See alternatives