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Coverdrone review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Coverdrone is a GB insurer written for drone flying, with a recreational premium starting at £17.42 and monthly payments available. It suits owners who want public liability in place and prefer spreading the cost, and it trades under FCA and AFM authorisation.

Key facts

Best for
Drone owners and operators in GB who want monthly public liability cover.
Premium from
£17.42↗
Provider type
Insurer↗
Monthly payments
Yes↗
Cover limit
Public liability from GBP 1,000,000↗
Claims channels
Online form, Phone, Email↗
Legal entity
Coverdrone Limited↗
Headquarters
United Kingdom↗
Founded
2007↗
Support channels
Email, Chat, Phone, Help-centre↗
Pricing model
Monthly
Official website
coverdrone.com

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInyoutube.com

Pros and cons

Pros

  • Cover includes Public liability from GBP 1,000,000.
  • Monthly payments are available, so the premium is spread rather than paid in one go.
  • Support runs on email, chat and phone.
  • Authorised by the Financial Conduct Authority in GB and the Dutch Authority for the Financial Markets in the Netherlands, 920670 and 12047579.

Cons

  • The policy runs on monthly payments only, so there is no annual option.
  • Claims are handled through online form, phone and email, with no in-app claim route.
  • The starting premium of £17.42 is above Linxea at €25.
Coverdrone

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Scored 9.1 / 10 by SumCue.

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Who it suits

  • Drone owners and operators in GB who need public liability for recreational flying.
  • Flyers who want the cost spread with monthly payments rather than a single payment.
  • Readers who prefer dealing with the insurer itself, since Coverdrone is an insurer rather than a broker.

Who should look elsewhere

  • bunq, which starts at €0, suits readers after a free monthly figure rather than drone cover.
  • bunq Spain, on a starting figure of €0, suits readers comparing euro premiums instead.
  • Linxea, at €25 from, suits readers weighing a higher starting premium.

Who runs it

The policy is written by Coverdrone Limited, an insurer based in the United Kingdom that has traded since 2007. Customers reach it on email, chat and phone. It is authorised by the Financial Conduct Authority in the United Kingdom, 920670, and by the Dutch Authority for the Financial Markets in the Netherlands, 12047579.

How Coverdrone compares

Where Coverdrone is available

Available
Australia, Canada, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Spain, Sweden, United Kingdom
Licence in United Kingdom
Financial Conduct Authority (FCA) (920670), checked September 26, 2026
Licence in Netherlands
Dutch Authority for the Financial Markets (AFM) (12047579), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a recreational policy cost?+

The recreational policy starts at £17.42. That is the cheapest cover quoted for the policy rather than an average, so craft, limits and use can push the figure higher. The premium sits inside a monthly payment plan, so the yearly cost is spread across the year.

Can I pay monthly?+

Yes. Monthly payments are available on the recreational policy, and monthly is the payment model listed for it. Paying monthly spreads the cost instead of settling it up front, which suits an owner who flies in bursts rather than evenly through the year.

Who regulates Coverdrone?+

Coverdrone is authorised by the Financial Conduct Authority in the United Kingdom, 920670, and by the Dutch Authority for the Financial Markets in the Netherlands, 12047579. It is an insurer rather than a broker, so the cover is written by the company itself.

How much liability cover is included?+

Public liability is listed as Public liability from GBP 1,000,000. That is the level the policy is written at, so an owner who needs more cover for a commercial operation or a larger aircraft is choosing from what the policy offers rather than accepting a single fixed figure.

How do I make a claim?+

Claims run through online form, phone and email: an online form, phone or email. Having a form alongside phone and email means an incident can be reported the same way it happened, and each route is handled by the insurer named in the policy.

How do I get help with the policy?+

Support runs on email, chat and phone, so questions reach a person by email, chat or phone, and there is a help centre for the written detail. Claims follow their own route through online form, phone and email rather than the general support channels.

Who is Coverdrone and where is it based?+

The recreational policy is written by Coverdrone Limited, an insurer based in the United Kingdom that has been trading since 2007. As the insurer rather than a middleman, it carries the risk on the cover it sells.

How does the starting premium compare with other brands?+

Coverdrone starts at £17.42 for the recreational policy. bunq lists €0 and Linxea lists €25, so the Coverdrone figure sits above both on starting premium alone, though these are different kinds of product and cover different risks.

Sources

  • coverdrone.com checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “142 Nantwich Road, Crewe, Cheshire CW2 6BG, United Kingdom”

  • coverdrone.com/about checked September 26, 2026

    Backs: Provider type, Founded

    “Coverdrone is a trading name of Coverdrone Limited. Coverdrone Limited is a Private Limited Company registered in England and Wales under registration number 09602269. We are Authorised and Regulated...”

  • coverdrone.com/coverdrone-policies/recreational checked September 26, 2026

    Backs: Monthly payments, Premium from

    “you can adjust your level of cover, choose whether to insure your equipment, add or remove optional extras, and even decide whether to pay monthly or annually”

  • coverdrone.com/faqs checked September 26, 2026

    Backs: Support channels

    “Our team are available on Live Chat, Email and by Phone.”

  • coverdrone.com/faqs/recreational-policy checked September 26, 2026

    Backs: Cover limit, Pricing model

    “Public liability cover starts at £1 million.”

  • coverdrone.com/make-a-claim checked September 26, 2026

    Backs: Claims channels

    “It's quick and easy to make a claim online. To get started, choose the correct policy type below ... Phone: +44(0) 1270 448998 ... Email: claims@coverdrone.com”

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Insurance types.

Coverdrone

Coverdrone

Drone owners and operators in GB who want monthly public liability cover.

9.1/10See alternatives