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Cover My Pet review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Cover My Pet suits pet owners seeking monthly billing and high vet fee cover reaching Up to £10,000 vet fees through a broker model described as broker. Premiums start at £6.12 with excess from £50, pets accepted from from 8 weeks, with support across email, phone and help centre and claims by email.

Key facts

Best for
Pet owners seeking monthly billing with high vet fee cover
Premium from
£6.12↗
Insurance types
Pet, Breakdown, Gadget, Travel, Auto, Home↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
£50↗
Cover limit
Up to £10,000 vet fees↗
Claims channels
Email↗
Age range
from 8 weeks↗
Legal entity
Reach Financial Services Limited↗
Headquarters
United Kingdom↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Monthly
Official website
covermy.co.uk

Facts checked September 29, 2026, 6 sources

Apps and profiles

Elsewhere
TrustpilotLinkedIn

Pros and cons

Pros

  • Vet fee cover reaching Up to £10,000 vet fees for dog plans
  • Premiums start at £6.12 with monthly billing under monthly
  • Support across email, phone and help centre with cover across pet, breakdown and gadget

Cons

  • Claims run through email without broader channel choice
  • Broker model broker means cover is arranged rather than underwritten directly

Ready to try Cover My Pet?

Scored 8.9 / 10 by SumCue.

See alternatives

Who it suits

  • Pet owners wanting monthly pet cover with vet fees of Up to £10,000 vet fees
  • Households that also value pet, travel, auto and home options under pet, breakdown and gadget

Who should look elsewhere

  • Owners seeking device led cover may prefer die Bayerische with premiums from €2.09 rather than pet centred limits

How Cover My Pet compares

Where Cover My Pet is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (302801), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What premium and excess apply to Cover My Pet cover?+

Cover My Pet premiums start at £6.12 with billing under monthly for pet cover. Excess for dog cover starts at £50. Actual premium and excess vary by pet details and plan chosen, so check the quote for the terms that apply to your cover.

What vet fee limit does dog cover provide?+

Dog cover provides vet fees of Up to £10,000 vet fees. The limit shapes how vet bills are met across the policy year. Check plan documents for conditions, exclusions and how the limit interacts with excess at £50.

From what pet age is cover available?+

Cover is shown from from 8 weeks for dogs. Eligibility may vary by breed, health and plan rules. Check the quote path for the acceptance criteria that apply to your pet before you apply.

How are claims submitted to Cover My Pet?+

Claims are handled through email. Keep vet invoices, treatment notes and policy details ready when you submit. Check guidance on time limits and evidence so the claim can be assessed without delay.

How can customers get help with a policy?+

Support is available across email, phone and help centre. Use phone or email for account queries and the help centre for general guidance. Cover is operated from GB by Reach Financial Services Limited acting as broker.

Who operates Cover My Pet and how is it regulated?+

Cover My Pet is arranged by Reach Financial Services Limited acting as broker. Oversight is provided by the Financial Conduct Authority under licence 302801. Always confirm the insurer behind your quote and read documents before purchase.

Sources

  • covermy.co.uk checked September 29, 2026

    Backs: Insurance types

    “Pet Insurance Breakdown insurance Gadget Insurance Travel Insurance Temporary Car Insurance Home Insurance”

  • covermy.co.uk/pet-insurance checked September 29, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “Cat insurance From just £6.12 a month”

  • covermy.co.uk/pet-insurance/dog-insurance checked September 29, 2026

    Backs: Age range, Cover limit, Excess from

    “puppy insurance starts from just 8 weeks old”

  • covermy.co.uk/pet-insurance/faqs checked September 29, 2026

    Backs: Support channels

    “0208 626 9454 CoverMy Pet FAQs”

  • covermy.co.uk/pet-insurance/make-a-claim checked September 29, 2026

    Backs: Claims channels

    “Send your completed claim form and supporting documents to”

  • covermy.co.uk/terms-of-business checked September 29, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “We are an insurance intermediary who are authorised and regulated”

Compiled from 6 source pages, checked September 29, 2026. We did not open an account.

Cover My Pet

Pet owners seeking monthly billing with high vet fee cover

8.9/10See alternatives