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ConTe.it auto/moto review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

ConTe.it suits pet owners who want cover starting at €19.76 a month, with monthly payments available as standard. It is a broker rather than the risk carrier, so it is worth checking which insurer stands behind the policy you are quoted.

Key facts

Best for
Pet owners paying monthly for a single animal policy, buying through a broker.
Premium from
€19.76↗
Insurance types
Pet↗
Provider type
Broker↗
Monthly payments
Yes↗
Cover limit
Vet expenses up to EUR 2,000 per surgery (EUR 500 without surgery), third-party liability up to EUR 500,000↗
Claims channels
Online claim via Area Personale, Phone claim via Centrale Operativa 24/7↗
Age range
3 months to under 8 years for first purchase; price age bands run to 10 years↗
Legal entity
Admiral Intermediary Services S.A. (AIS), Italian branch↗
Headquarters
Spain↗
Founded
2008↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Monthly
Official website
conte.it

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
TrustpilotLinkedInfacebook.com

Pros and cons

Pros

  • Pet premiums start at €19.76 on a monthly policy, which keeps the outlay small while you read the cover.
  • Claims run online or by phone through online claim via Area Personale and phone claim via Centrale Operativa 24/7, so an injured pet is covered whichever way you reach the insurer.
  • Support runs on email, phone and help centre, giving you phone, email and a self-service help centre.
  • Registration with IVASS under II.01531 and DGSFP under C0805 gives you two registers to check the firm against.

Cons

  • ConTe.it is a broker, not the insurer, so the risk and the claims service sit with whichever insurer underwrites your quote.
  • Cover is listed under pet alone, so pet owners are the only group served here.
  • The first purchase age range is narrow and price bands rise with age, so an older pet costs more at signup.
ConTe.it auto/moto

Ready to try ConTe.it auto/moto?

Scored 8.7 / 10 by SumCue.

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Who it suits

  • Pet owners who want a single monthly premium rather than an upfront payment, since monthly is monthly.
  • People who expect to claim by phone as well as online, which online claim via Area Personale and phone claim via Centrale Operativa 24/7 allows.
  • Shoppers comfortable comparing through a broker and reading which insurer carries the policy.

Who should look elsewhere

  • Owners looking for vehicle, home or life cover, since pet is the only type listed and Linxea's €25 premium belongs to a life savings product.
  • Pet owners whose animal is past the first purchase age range, since first purchase is aimed at young animals.
  • Anyone hoping to add pet cover through a bank account, since bunq and bunq Spain are listed at €0 and €0 through their app listings.

Deposit protection

The broker is a broker: it places cover with an insurer and takes no deposits itself, so this is not a deposit account. What you can check is registration. The intermediation side is listed with IVASS in Italy under II.01531 and with DGSFP in Spain under C0805, and those registers tell you whether the firm is authorised to sell the policy you are being quoted.

The company behind it

The contracting entity is Admiral Intermediary Services S.A. (AIS), Italian branch, and the operation is headquartered in Spain. The intermediation business dates from 2008, so it is long established rather than a new entrant. Support runs on email, phone and help centre, which covers phone, email and a help centre, and the licences sit with IVASS in Italy under II.01531 and DGSFP in Spain under C0805.

How ConTe.it auto/moto compares

Where ConTe.it auto/moto is available

Available
Italy, Spain
Licence in Italy
IVASS (II.01531), checked September 26, 2026
Licence in Spain
DGSFP (C0805), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does pet cover cost?+

Pet cover starts at €19.76 on a monthly policy, with monthly payments available. That is the entry price rather than a typical quote: your own premium depends on the animal and the cover you pick, so treat €19.76 as the floor to compare against rather than what you will pay.

Is ConTe.it a broker or an insurer?+

ConTe.it is a broker, which means it compares and places policies while the insurer named in your documents carries the risk. The intermediation side is registered with IVASS in Italy under II.01531 and with DGSFP in Spain under C0805, so you can check the registration before you buy.

How do I make a claim?+

Claims can be started online or by phone, both listed under online claim via Area Personale and phone claim via Centrale Operativa 24/7. The online route runs through the personal area you sign into, and the phone route goes to an operations line staffed around the clock, which is useful when a pet is hurt outside normal hours.

What does the policy actually cover?+

The policy sits under pet cover only, and within it vet expenses are capped at a higher level for surgery than for other treatment, with third-party liability included on its own limit. Ask for the schedule before you buy, since the caps differ by treatment type and that is where a claim can fall short.

Can I insure a young animal?+

The first purchase age range decides how old your pet can be when you take the policy, and pricing works in age bands, so an animal bought in early gets the cheapest cover. Since cover is sold on the monthly model, that entry premium is what you commit to first.

Can I pay monthly or only once a year?+

Monthly payments are available, and monthly lists monthly as the payment model. There is no yearly option in that model list, so plan for a standing monthly debit rather than a single annual settlement, and check the premium against other pet policies before you switch.

Who is this kind of policy for?+

It fits pet owners who want a single animal policy paid monthly, with claims available by phone as well as online under online claim via Area Personale and phone claim via Centrale Operativa 24/7. It suits people happy to buy through a broker and check the insurer behind the quote. It does not fit buyers looking for vehicle, home or life cover, since pet is the only type listed.

Sources

  • canegatto.conte.it checked September 26, 2026

    Backs: Age range, Claims channels, Cover limit, Insurance types, Pricing model, Monthly payments, Premium from

    “Silver 19,76 EUR /mese 11,52 5 mesi gratis”

  • intermediari.conte.it checked September 26, 2026

    Backs: Founded

  • conte.it/chi-siamo/informazioni-legali checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Support channels, Licences

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

ConTe.it auto/moto

ConTe.it auto/moto

Pet owners paying monthly for a single animal policy, buying through a broker.

8.7/10See alternatives