Compare.com review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Compare.com is a US comparison site for people who want to check auto, home, renters and pet cover in one place, not for anyone wanting a single insurer's own policy. Entry premiums start at $45, and monthly payments are available.
Key facts
- Best for
- Households shopping several types of personal insurance at once and wanting monthly payments.
- Premium from
- $45↗
- Insurance types
- Auto, Home, Renters, Pet↗
- Provider type
- Comparison site↗
- Monthly payments
- Yes↗
- Headquarters
- United States↗
- Founded
- 2013↗
- Pricing model
- Monthly
- Official website
- compare.com
Facts checked September 26, 2026, 2 sources
Apps and profiles
Pros and cons
Pros
- Covers auto, home, renters and pet cover through one comparison site
- Monthly payments are available, which suits people on tight monthly budgets
- Licensed as an insurance agency in all US states and Washington, D.C.
- Premiums quoted from $45, with monthly payment options on top
Cons
- Entry premium of $45 is well above the free and €25 starting points elsewhere on this page
- A comparison site rather than an insurer, so cover sits with the insurer you are matched to rather than with Compare.com
- Based in the United States, so the quotes and options are built for the US market
Who it suits
- US households insuring a car and a home at the same time
- Renters who want pet and renters cover quoted side by side
- Anyone who prefers spreading a premium into monthly payments
Who should look elsewhere
- Buyers wanting one insurer's policy direct, with no comparison step
- Anyone shopping European cover, since quotes are built for the US market
- Readers looking for a free starting point, given premiums from $45
Safety of your money
Compare.com is a comparison site, so it does not hold premiums or sit on the risk itself. It is licensed as an insurance agency by state insurance departments across all US states and Washington, D.C., which means the site operates inside a regulated framework rather than selling cover on its own account. What you end up with is a policy from whichever insurer you choose from the results, so the strength of the cover rests with that insurer rather than with the site that introduced you to it.
Who runs it
Compare.com is a US comparison site founded in 2013, which puts it among the longer established names in the price comparison market. Its head office sits in the United States, so the insurers it puts in front of you, the cover types on offer and the way premiums are quoted are all shaped around the US market. Readers elsewhere will find the same quote structure is not fitted to their market.
How Compare.com compares
8.7 vs 8.6
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 8.5
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 9.0
8.7 vs 8.7
8.7 vs 9.4
8.7 vs 9.2
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 8.7Life cover starting at €25, below Compare.com's $45 entry premium, for readers who want one long term policy rather than a comparison of several.
8.7 vs 9.0
8.7 vs 8.8A free starting point at €0, useful where the aim is everyday account costs rather than insurance premiums.
8.7 vs 8.9
8.7 vs 8.9
8.7 vs 9.0
8.7 vs 8.3
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.4
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8.7 vs 9.3
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8.7 vs 9.2
8.7 vs 9.2
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8.7 vs 9.1
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8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 8.9
8.7 vs 8.9- 8.7 vs 8.6
8.7 vs 8.6
8.7 vs 8.5
8.7 vs 8.4
8.7 vs 8.3
8.7 vs 8.3
8.7 vs 8.2- 8.7 vs 8.0
Where Compare.com is available
- Available
- United States
- Licence in United States
- State insurance departments (licensed insurance agency in all 50 states and Washington, D.C.), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Compare.com actually sell?+
Compare.com is a comparison site, not an insurer. It pulls quotes together for auto, home, renters and pet cover and passes you to the insurer you pick, so the policy ends up in that insurer's name rather than Compare.com's.
How much does cover start at?+
Premiums are quoted from $45, which is a US figure and sits well above the free starting points some alternatives show. Treat it as the floor of the market rather than an average price for a specific household.
Can I pay premiums monthly instead of yearly?+
Yes. Monthly payments are available, which spreads a premium across the year rather than charging it in one go. That suits anyone whose income arrives monthly, though the total annual cost stays the same either way.
Is Compare.com regulated?+
It is licensed as an insurance agency by state insurance departments across all US states and Washington, D.C. That regulates the site as an intermediary, but the cover itself is underwritten by whichever insurer you choose from the results.
Which types of insurance can I compare?+
Auto, home, renters and pet cover sit within the quotes. Auto and home are the mainstays, with renters and pet options alongside them, so a household can check more than one policy type in a single visit.
Is Compare.com only useful in the US?+
Effectively, yes. The company is based in the United States and its quotes are built for the US market, so the insurers and cover shown are shaped around US underwriting. Readers in Europe will need a site built for their own market.
How long has Compare.com been running?+
It was founded in 2013, which is a long track record in the comparison market. Length of life does not settle how a quote will price for you, but it does suggest the site has stayed in the market through several cycles of rate changes.
Should I choose a quote or keep looking?+
Treat the price shown as a starting point, then read what the insurer covers and excludes. A comparison site speeds up the shortlisting, but the cover, excesses and claim handling all sit with the insurer, so those details decide which quote is worth taking.
Sources
- en.wikipedia.org/wiki/Compare.com checked September 26, 2026
Backs: Founded, Headquarters
“Founded 2013”
- compare.com checked September 26, 2026
Backs: Provider type, Insurance types, Pricing model, Monthly payments, Premium from, Licences
“By far the easiest way to compare car insurance is with an insurance-comparison site.”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Compare.com
Households shopping several types of personal insurance at once and wanting monthly payments.