ComparaOnline review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ComparaOnline is a Chilean comparison site, not a single insurer, so it suits households that want to see several offers side by side before committing. Cover runs from car and home to travel, life, health and pet, and premiums from CLP 24,878.
Key facts
- Best for
- Comparing Chilean insurance, loans and mortgage cover in one search, with monthly payments available.
- Premium from
- CLP 24,878↗
- Insurance types
- Auto, Home, Travel, Life, Health, Pet, Breakdown↗
- Provider type
- Comparison site↗
- Monthly payments
- Yes↗
- Excess from
- CLP 0↗
- Legal entity
- Compara Online S.A. (RUT 76.052.998-2); broker entity Compara Online Corredora de Seguros SpA (RUT 76.328.367-4)↗
- Headquarters
- Chile↗
- Founded
- 2009↗
- Support channels
- Email, Phone, Help-centre, Chat↗
- Pricing model
- Monthly
- Official website
- comparaonline.cl
Loans
Credit cards
Mortgages
Facts checked September 26, 2026, 9 sources
Apps and profiles
- Elsewhere
- LinkedInXinstagram.comyoutube.com
Pros and cons
Pros
- Cover and lending sit together: auto, home and travel cover types alongside personal, car and secured loans.
- Monthly payments are available, and consumer loan terms run 36 to 84.
- The car excess is listed as CLP 0, and card rewards run in points.
- Support runs on email, phone and help centre.
Cons
- It is a comparison site, comparison site, so the policy itself sits with the insurer you choose.
- Loan applications carry a hard credit check, hard.
- The stated eligibility asks for Chilean nationality or a foreign nationality with permanent residence in Chile, plus stable employment and sufficient regular income.
Who it suits
- Chilean households weighing car, home, travel, life, health and pet cover in a single search.
- Borrowers comparing personal, car, secured and credit-line options, with mortgage lending for purchase.
- People who want premiums and repayments spread monthly rather than settled in a single sum.
Who should look elsewhere
- Applicants who hold neither Chilean nationality nor permanent residence in Chile, which is what the stated eligibility asks for.
- Readers shopping in Spain, since bunq Spain starts at €0 and sits in a different market from the Chilean listings.
- Buyers who want a single quoted premium rather than matched offers; Linxea sets its own at €25.
How ComparaOnline compares
9.0 vs 8.6
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.4
9.0 vs 8.7
9.0 vs 8.5
9.0 vs 9.4
9.0 vs 8.7
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 9.4
9.0 vs 9.2
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 8.7Linxea sets its own premium at €25, a single quoted price from one provider rather than offers matched across insurers.
9.0 vs 9.0
9.0 vs 8.8bunq's own cover starts at €0 from one provider, so it suits readers who would rather not send details to a marketplace.
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.3
9.0 vs 9.5
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
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9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
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9.0 vs 9.1
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.9- 9.0 vs 8.6
9.0 vs 8.6
9.0 vs 8.5
9.0 vs 8.4
9.0 vs 8.3
9.0 vs 8.3
9.0 vs 8.2- 9.0 vs 8.0
Where ComparaOnline is available
- Available
- Chile
- Licence in Chile
- Comision para el Mercado Financiero (CMF), Chile, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is ComparaOnline?+
ComparaOnline is a comparison site, comparison site, running from Chile since 2009. It lists auto, home and travel cover and personal, car and secured loans rather than holding the policy itself, and two legal entities are named: Compara Online S.A. and the insurance broker Compara Online Corredora de Seguros SpA.
How much does the cover cost?+
Premiums start at CLP 24,878. Across the insurers listed here, the median starting premium is €8.31 and the upper quartile reaches €29.72, so the cheapest quote can sit well below the middle of the market.
Can I pay monthly?+
Yes. Monthly payments are available and the payment model is listed as monthly, so premiums and repayments are spread rather than settled in a single sum. Loan terms here run 36 to 84.
What cover and loans are available?+
Cover runs across auto, home and travel. Lending covers personal, car and secured, and mortgages are arranged for purchase with loan to value running 70% to 90%. A larger deposit then lets more of the price be financed.
Who can apply for a loan?+
The stated eligibility asks for adults holding Chilean nationality, or a foreign nationality with permanent residence in Chile, plus stable employment and sufficient regular income. Applications carry a hard credit check, hard, so the lender sees the full file.
What do the listed loans charge?+
Across the personal loans on the page, the APR median is 15.5%, with a lower quartile of 7.85% and an upper quartile of 27.8%. The median amount is €526.18 and the median term is 36. Terms offered here run 36 to 84.
Who regulates the site?+
The listed regulator for the country is the Comision para el Mercado Financiero (CMF). Two entities appear: Compara Online S.A. and the insurance broker Compara Online Corredora de Seguros SpA. Questions before and after an application are handled on email, phone and help centre.
What does the credit card offer?+
The card shown is a credit card, so a balance can carry between billing periods. Rewards run in points, and the listed benefits are Discounts, Travel benefits and Points redemption, covering discounts, travel benefits and points you accumulate and redeem.
How much of the premium goes elsewhere?+
On insurance the median retail loss is 70.15%, rising to 74.5% in the upper quartile. Brokers make up 35.1% of the providers here and insurers 43.5%. Since the cover sits with the provider you pick, price is the part worth checking between quotes.
Sources
- comparaonline.cl checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types, Monthly payments, Premium from, Support channels
- comparaonline.cl checked September 26, 2026
Backs: Lender type, Loan types
- comparaonline.cl/blog/informacion-al-publico checked September 26, 2026
Backs: Legal entity, Licences
“COMPARA ONLINE S.A. Rol único tributario N°76.052.998-2 ... COMPARA ONLINE CORREDORA DE SEGUROS SpA Rol único tributario N°76.328.367-4”
- comparaonline.cl/credito-consumo checked September 26, 2026
Backs: Term
- comparaonline.cl/credito-consumo/tip/requisitos-credito-c... checked September 26, 2026
Backs: Credit check, Eligibility
- comparaonline.cl/credito-hipotecario checked September 26, 2026
Backs: Purpose
“Get the ideal conditions and the best interest rate for your mortgage or habitational leasing (property value, down payment amount, term in years)”
- comparaonline.cl/credito-hipotecario/tip/credito-hipoteca... checked September 26, 2026
Backs: Maximum loan to value
“the initial down payment generally equals between 10% and 30% of the property value (credito hipotecario credits are designed to include an initial down payment)”
- comparaonline.cl/seguro-automotriz checked September 26, 2026
Backs: Pricing model
- comparaonline.cl/seguro-automotriz/tip/tabla-precios-seguro checked September 26, 2026
Backs: Excess from
- comparaonline.cl/tarjeta-de-credito checked September 26, 2026
Backs: Card kind, Features, Perks, Rewards type
Compiled from 10 source pages, checked September 26, 2026. We did not open an account.
ComparaOnline
Comparing Chilean insurance, loans and mortgage cover in one search, with monthly payments available.