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CarInfo review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CarInfo suits Indian two-wheeler and car buyers who want cover and vehicle finance in a single app, and it matches quotes as a comparison site rather than carrying risk itself. A two-wheeler policy includes INR 15 lakh personal accident cover (two-wheeler owner), while borrowing runs at 26% against soft prequal credit steps.

Key facts

Best for
Cover and vehicle finance handled together for Indian two-wheeler and car buyers.
Premium from
₹555↗
Insurance types
Auto, Motorcycle↗
Provider type
Comparison site↗
Cover limit
INR 15 lakh personal accident cover (two-wheeler owner)↗
Age range
18-21 (jointly with co-applicant); 21+ otherwise↗
Legal entity
Velocitypedia Private Limited↗
Headquarters
India↗
Founded
2016↗
Support channels
Phone, Email, Chat, Help-centre↗
Official website
carinfo.app

Loans

APR
26%↗
Loan amount
₹300,000↗
Term
12 to 72 months↗
Credit check
Soft prequal↗
Funding time
Instant disbursal↗
Representative example
Loan Amount: ₹2,00,000, Tenure: 24 Months, APR (ROI): 12%, EMI: ₹9,415↗
Lender type
Broker↗
Eligibility
Indian citizens, at least 21 years old; applicants aged 18 to 21 may apply jointly with a co-applicant↗
Loan types
Personal, Car↗
Features
Same-day funding

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInfacebook.com

Pros and cons

Pros

  • A single place for auto and motorcycle cover and personal and car loans, so insuring a vehicle and financing it run through the same app.
  • Credit checking is a soft prequal step, so an early rate check leaves little on your record.
  • Speed is the draw for borrowers: funding is described as Instant disbursal.
  • Support runs on phone, email and chat, so help is not tied to a single channel.

Cons

  • Cost is the weak point: borrowing at 26% runs well above the 15.5% median across the site, and two-wheeler cover starts at INR 555.
  • Access is narrow: Indian citizens only, and 18-21 (jointly with co-applicant); 21+ otherwise sets who can apply on their own.
  • Lending runs through a broker, so the term and rate come from whichever provider takes the case rather than one published price.
CarInfo

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Indian two-wheeler and car owners who want a quote and a loan in the same place.
  • Borrowers who would rather start with a soft prequal step than a full credit check.
  • People who want a broker to approach lenders for them, with funding described as Instant disbursal.

Who should look elsewhere

  • Readers who want a euro starting premium of €0 should weigh bunq rather than a rupee figure.
  • Anyone benchmarking a euro premium of €25 will find Linxea the closer comparison.

Who runs it

CarInfo is run by Velocitypedia Private Limited, registered in India, and trading since 2016. A single company sits behind the app, so the same support desk handles a quote and any question that follows it. Support runs on phone, email and chat, which is a broad spread of routes for a platform of this size.

How CarInfo compares

Where CarInfo is available

Available
India

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is CarInfo an insurer or a broker?+

CarInfo works as a comparison site for cover and a broker for lending, so it matches providers rather than carrying the risk itself. It quotes auto and motorcycle insurance and arranges personal and car loans, and the policy or loan you end up with comes from whichever provider accepts your details.

How much does a premium start at on CarInfo?+

The published starting premium is INR 555, shown on the two-wheeler cover, and it is a floor rather than a quote. It sits above the €8.31 median for comparable insurance listings, so the final figure depends on the vehicle and any add-ons you choose.

What does the two-wheeler cover include?+

The bike policy states INR 15 lakh personal accident cover (two-wheeler owner) as part of the package, so accident protection comes with the cover rather than as an extra. Premium starts at INR 555, and the same app arranges personal and car loans, so buying and insuring a vehicle can run through the same flow.

What rate will I pay on a CarInfo loan?+

The stated rate is 26%, above the 15.5% median recorded across the site, which is why the cost balance leans on the insurance side instead. A published example shows a lower rate of interest on similar sums, so the headline rate is the figure to plan around.

How much can I borrow, and for how long?+

Loan amounts reach INR 300,000 and terms run 12 to 72, which suits short and mid-term personal or car borrowing rather than small bridging loans. Because a broker does the shopping, the amount and term you get depend on which provider takes the case forward.

Does applying hurt my credit?+

The check listed is soft prequal, a lighter step than a full hard enquiry, so browsing rates leaves little on your record. The providers behind the broker can still run their own checks once an application reaches them, so it is an early step rather than the whole assessment.

Who can apply for a CarInfo loan?+

Applicants must be Indian citizens and meet a minimum age, and 18-21 (jointly with co-applicant); 21+ otherwise sets the split: younger applicants apply jointly with a co-applicant, everyone else applies alone. Providers set their own income and credit rules on top, since a broker passes the case on rather than lending itself.

How do I get help on CarInfo?+

Support runs on phone, email and chat, so phone, email, chat and a self-service help centre are all listed routes. A question can touch the cover or the loan, and having more than one channel keeps it reachable whatever the topic.

Sources

  • play.google.com/store/apps/details checked September 26, 2026

    Backs: APR, Credit check, Features, Funding time, Lender type, Loan types, Representative example, Term

    “Loans & Financing ... Max APR: 26% (Includes interest, fees & costs)”

  • carinfo.app checked September 26, 2026

    Backs: Insurance types, Support channels

    “Insurance - Car Insurance - Bike Insurance”

  • carinfo.app/about-us checked September 26, 2026

    Backs: Founded

    “Since 2016 - Innovating for nearly a decade”

  • carinfo.app/bike-insurance checked September 26, 2026

    Backs: Cover limit, Provider type, Premium from

    “it provides coverage of up to Rs. 15 lakhs against accidental injury/death of the owner of the insured two-wheeler”

  • carinfo.app/loans checked September 26, 2026

    Backs: Loan amount

    “Explore CarInfo Money - Get instant cash in your bank account ₹3,00,000, Monthly EMI ₹3,500 p.m., Rate of Interest 1.01% p.m.”

  • carinfo.app/terms-condition checked September 26, 2026

    Backs: Age range, Eligibility, Headquarters, Legal entity

    “Users must be at least 21 years old however, individuals aged 18 to 21 years may also avail of services provided they apply jointly with a co- applicant”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

CarInfo

CarInfo

Cover and vehicle finance handled together for Indian two-wheeler and car buyers.

8.8/10See alternatives