Bulstrad Vienna Insurance Group review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bulstrad Vienna Insurance Group suits households in Bulgaria that want motor, home and travel cover from the same insurer, and it has underwritten policies since 1961. Claims run through a mobile app, phone or a dedicated claim service centre, so the trade-off is pricing rather than reach.
Key facts
- Best for
- A single Bulgarian insurer for motor, home, travel and gadget cover.
- Insurance types
- Auto, Home, Travel, Breakdown, Income-protection, Gadget↗
- Provider type
- Insurer↗
- Claims channels
- Mobile-app, Phone, Claim-service-center↗
- Legal entity
- ZEAD Bulstrad Vienna Insurance Group↗
- Headquarters
- Bulgaria↗
- Founded
- 1961↗
- Support channels
- Phone, Help-centre↗
- Official website
- bulstrad.bg
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Cover spans auto, home and travel under the same insurer, so car, home and travel policies share a single provider.
- Claims can be opened through mobile app, phone and claim service center, which adds a mobile app and a claim service centre to the usual phone route.
- It underwrites policies itself, with a provider type of insurer, so the quote and the claim stay with the same company.
Cons
- Support runs on phone and help centre only, with no email or chat route given.
- The line-up is auto, home and travel and stops there, with no health or life policy on the list.
- Entry premiums on the car list sit above the wider insurance list, at €8.50 against €7.95.
Who it suits
- Households in Bulgaria that want car, home and travel cover from a single insurer
- Claimants who prefer opening a claim in a mobile app, by phone or at a claim service centre
- Shoppers who would rather deal with the underwriter than a broker, since the provider type is insurer
Who should look elsewhere
- Life and investment policy buyers, since Linxea lists life
- People after health cover, where Oney Préstamos ES lists health, life and gadget
The company behind it
Bulstrad Vienna Insurance Group trades legally as ZEAD Bulstrad Vienna Insurance Group, based in Bulgaria, and the group dates back to 1961. Its provider type is insurer, so the same company underwrites the policy and handles the claim. Day to day contact runs on phone and help centre, with a phone line and a help centre for questions on cover or documents.
How Bulstrad Vienna Insurance Group compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 8.5
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 8.7A different route for health and life policies, since it lists health, life and gadget.
9.3 vs 9.4
9.3 vs 9.2
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.7Its list is life, so it suits life policy buyers rather than anyone after motor or home cover.
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.0
9.3 vs 8.3
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.9- 9.3 vs 8.6
9.3 vs 8.6
9.3 vs 8.5
9.3 vs 8.4
9.3 vs 8.3
9.3 vs 8.3
9.3 vs 8.2- 9.3 vs 8.0
Where Bulstrad Vienna Insurance Group is available
- Available
- Bulgaria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kinds of cover does Bulstrad Vienna Insurance Group sell?+
The range is broad for a personal insurer: auto, home and travel. Motor and home sit at the core, with travel, breakdown, income protection and gadget policies alongside them, so most everyday household risks can be placed with the same company.
Who actually underwrites the policy?+
Bulstrad is the insurer, with a provider type of insurer, so ZEAD Bulstrad Vienna Insurance Group carries the risk on the policy you buy. There is no separate underwriter sitting behind the quote, and claims on that policy are handled by the same company.
How do I make a claim?+
Claims can be opened through mobile app, phone and claim service center. That gives you the mobile app, a phone call or a claim service centre, so you can choose the route that suits the damage rather than filing one way only. Have your policy details to hand whichever route you take.
How do I get help with a policy?+
Support runs on phone and help centre, so questions go by phone or through the help centre. No email or live chat line appears, which matters if you would rather write: plan to call or use the help centre instead.
Where is the company based and how old is it?+
The group is headquartered in Bulgaria, with BG giving the home market, and it has been trading since 1961. The Bulgarian entity writes the policies, so terms follow that market's rules rather than those of another European country.
Can I pay monthly?+
Monthly premiums are the norm across the insurance listings we compare, with 89% of them offering instalments. Bulstrad's own instalment terms come through in the quote, so check the monthly option at purchase.
How do premiums compare with other insurers?+
Median starting premiums across the insurance listings sit at €7.95, and on the car list at €8.50. Those are market markers, so a quote for a specific car, home or trip will sit elsewhere.
Where else can I get health or life cover?+
Not from this insurer: auto, home and travel is the full list, and health and life are not in it. Linxea lists life, and Oney Préstamos ES lists health, life and gadget, so either is the place to look for that cover.
Sources
- bulstrad.bg/dopylnitelna-informaciya/yuridicheska-informa... checked September 26, 2026
Backs: Legal entity
“Rules of ZEAD BULSTRAD VIENNA INSURANCE GROUP for handling claims under insurance contracts”
- bulstrad.bg/en checked September 26, 2026
Backs: Insurance types, Support channels
“Motor Third Party Liability, Casco Insurance, Road Assistance, Comprehensive insurance policy Property, Bonus Home, Electronic Equipment, Bulstrad Travel Package, Tourist Insurance for the Territory...”
- bulstrad.bg/en/about-bulstrad/history checked September 26, 2026
Backs: Founded, Headquarters
“BULSTRAD was founded on 31 July 1961”
- bulstrad.bg/en/mobilno-prilozhenie-bulstrad-ready checked September 26, 2026
Backs: Claims channels
“The B Ready mobile application provides you with the opportunity to quickly and easily register claims for Casco and Property entirely online”
- bulstrad.bg/en/produkti/avtomobilni-zastrahovki/grazhdans... checked September 26, 2026
Backs: Provider type
“BULSTRAD VIENNA INSURANCE GROUP covers the third party liability of owners and drivers of motor vehicles for third-party personal injuries, death or material damage”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Bulstrad Vienna Insurance Group
A single Bulgarian insurer for motor, home, travel and gadget cover.