bonus.ch review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
bonus.ch suits people comparing Swiss personal insurance or mortgages, particularly those who value broad insurance categories and a free starting premium. It ranks first on premium starting price in the comparison set, with a rank of 1 among 251 brands.
Key facts
Mortgages
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Elsewhere
- LinkedInXyoutube.com
Pros and cons
Pros
- The comparison set spans auto, home, life, health, travel, pet and motorcycle insurance: auto, home and life.
- The advertised insurance starting price is a free premium: CHF 0.
- The mortgage product fee is also free: CHF 0.
- Customers can contact the service by phone or email: phone and email.
- The service is established through bonus.ch SA, based in Switzerland and founded in 2004: bonus.ch SA and CH.
Cons
- Support runs on phone and email only: phone and email.
- The service is a comparison site rather than an insurer: comparison site.
- The mortgage comparison focuses on purchase and remortgage purposes: purchase and remortgage.
- The quoted mortgage initial rate is 1.5%, with a fixed period of 3, so buyers must assess both pricing and the period for which it applies.
Ready to try bonus.ch?
Scored 9.1 / 10 by SumCue.
Who it suits
- Swiss households comparing several forms of personal insurance through one service: auto, home and life.
- People researching mortgages for a purchase or remortgage: purchase and remortgage.
- Customers who prefer phone or email support: phone and email.
Who should look elsewhere
- bunq or bunq Spain may be more relevant for banking users seeking a free starting premium in EUR: €0 and €0.
- Linxea may suit someone focused on life insurance with a stated premium starting point of €25.
- People seeking mortgage products outside purchase and remortgage should look elsewhere because bonus.ch focuses on purchase and remortgage.
Who regulates it
bonus.ch is a comparison site: comparison site. In CH, it holds a FINMA licence recorded as F01435140. This means the regulatory information for the service points to FINMA in Switzerland, while the service itself is identified by type as a comparison site rather than an insurer.
Deposit protection
bonus.ch is identified as a comparison site: comparison site. Its CH regulatory record is a FINMA licence, F01435140. The service and licence facts do not describe bonus.ch as a deposit account, and the licence fact does not set out the terms of a deposit protection scheme.
The company behind it
The legal entity is bonus.ch SA: bonus.ch SA. Its headquarters are in Switzerland: CH, and it was founded in 2004. Customer support is available by phone and email: phone and email. The company is a comparison site, comparison site, and its CH licence is recorded as F01435140.
How bonus.ch compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 9.4
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9.1 vs 9.0
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9.1 vs 9.4
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9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.7Linxea states a life insurance premium starting at €25, while bonus.ch compares several personal insurance types: auto, home and life.
9.1 vs 9.0
9.1 vs 8.8bunq has a free starting premium in EUR, while bonus.ch has a free starting premium in CHF: €0 and CHF 0.
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.3
9.1 vs 9.5
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9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
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9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
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9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.6
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9.1 vs 8.3
9.1 vs 8.2- 9.1 vs 8.0
Where bonus.ch is available
- Available
- Switzerland
- Licence in Switzerland
- FINMA (F01435140), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much is the starting premium on bonus.ch?+
The advertised starting price for insurance is a free premium: CHF 0. This is a starting figure for the comparison service rather than a quote for every policy, and the available categories include auto, home, life, health, travel, pet and motorcycle insurance: auto, home and life.
What kinds of personal insurance can bonus.ch compare?+
The insurance categories are auto, home, life, health, travel, pet and motorcycle: auto, home and life. Bonus.ch is a comparison site, comparison site, so it presents options across those categories rather than being identified as the insurer itself.
Is bonus.ch regulated in Switzerland?+
The service has a CH licence from FINMA, recorded as F01435140. Its headquarters are also in Switzerland: CH. The licence record confirms the named Swiss regulator, while the service is separately identified as a comparison site: comparison site.
Does bonus.ch describe a deposit protection scheme?+
The available regulatory information names FINMA and gives the licence as F01435140, but it does not state the terms of a deposit protection scheme. Bonus.ch itself is described by type as a comparison site: comparison site, rather than a personal finance account.
Are there fees for using the mortgage comparison?+
The stated product fee for the mortgage comparison is free: CHF 0. The displayed initial mortgage rate is 1.5%, and its fixed period is 3. Buyers should therefore assess the mortgage cost alongside the stated rate and fixed period.
What mortgage needs does bonus.ch focus on?+
The mortgage comparison focuses on property purchase and remortgaging: purchase and remortgage. Its quoted initial rate is 1.5%, and the associated fixed period is 3, giving prospective borrowers a starting point for comparing those mortgage options.
How can customers contact bonus.ch?+
Customer support runs through phone and email: phone and email. The company behind the service is bonus.ch SA, bonus.ch SA, with headquarters in Switzerland: CH. It was founded in 2004, providing basic context on the organisation behind the comparison service.
How does bonus.ch compare with Linxea?+
Bonus.ch covers auto, home, life, health, travel, pet and motorcycle insurance: auto, home and life. Linxea's stated life insurance premium starts at €25, so a customer focused specifically on life insurance may wish to compare that starting point with bonus.ch's free starting premium: CHF 0.
Sources
- bonus.ch checked September 26, 2026
Backs: Insurance types
- bonus.ch/Hypotheken/Hypothekarzinsen-Hypotheken-Darlehen-... checked September 26, 2026
Backs: Fixed period, Initial rate, Product fee, Purpose
“Festzins 3 Jahre ab 1.5%”
- bonus.ch/Ueber-bonusch/Kundeninformation-Artikel-45-VAG.aspx checked September 26, 2026
Backs: Support channels, Licences
“Telefon: +41 21 315 55 91 / E-Mail: Kontakt”
- bonus.ch/Ueber-bonusch/Rechtliche-Informationen.aspx checked September 26, 2026
Backs: Legal entity
“Die Gesellschaft bonus.ch SA (nachfolgend bonus.ch)”
- bonus.ch/Ueber-bonusch/Wer-sind-wir.aspx checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Premium from
“bonus.ch SA Place Chauderon 20b 1003 Lausanne, Suisse”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly payments.