Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

BiBerk review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

BiBerk suits households focused on auto or landlord insurance and small businesses seeking general liability cover with monthly payments. Its key distinction is direct insurance from an insurer, with general liability premiums starting at $27.50 and support available through phone, email and help centre.

Key facts

Best for
Households seeking direct auto or landlord insurance with monthly general liability payments.
Premium from
$27.50↗
Insurance types
Auto, Landlord↗
Provider type
Insurer↗
Monthly payments
Yes↗
Claims channels
Online, Phone, Email↗
Legal entity
Berkshire Hathaway Direct Insurance Company↗
Headquarters
United States↗
Founded
2015↗
Support channels
Phone, Email, Help-centre↗
Pricing model
Monthly
Official website
biberk.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
WikidataLinkedInXbbb.org

Pros and cons

Pros

  • BiBerk offers auto and landlord insurance under auto and landlord.
  • General liability premiums can start at $27.50.
  • Monthly general liability payments are available under monthly.
  • Claims can be made through online, phone and email.

Cons

  • The listed insurance types are limited to auto and landlord.
  • General liability support runs through phone, email and help centre.
  • BiBerk is an insurer under Berkshire Hathaway Direct Insurance Company, so the listed starting premium may not represent a policy covering a particular household.
BiBerk

Ready to try BiBerk?

Scored 8.9 / 10 by SumCue.

See alternatives

Who it suits

  • Households looking for auto cover listed under auto and landlord.
  • Landlords seeking insurance listed under auto and landlord.
  • Small businesses seeking general liability cover priced from $27.50 with monthly payments.

Who should look elsewhere

  • bunq or bunq Spain may suit readers prioritising the alternative providers' advertised starting figures of €0 and €0.
  • Linxea may appeal to readers whose starting point is its advertised figure of €25, rather than the insurance services listed by BiBerk.

Who runs it

BiBerk is operated by Berkshire Hathaway Direct Insurance Company under Berkshire Hathaway Direct Insurance Company and is based in the US under US. The company was founded in 2015. Policyholder support is available through phone, email and help centre, while claims are handled through online, phone and email.

How BiBerk compares

Where BiBerk is available

Available
United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What insurance does BiBerk provide?+

BiBerk lists auto and landlord insurance under auto and landlord. These are the insurance types identified for the personal insurance service, rather than a wider catalogue of personal policies.

What is the cheapest advertised BiBerk premium?+

The advertised general liability premium starts at $27.50. This is a starting figure, so a tailored quote may differ according to the cover selected and the policyholder's circumstances.

Can premiums be paid monthly?+

Monthly payments are available for the general liability insurance referenced by monthly. This payment option is separate from the personal auto and landlord insurance listed under auto and landlord.

Is BiBerk an insurer or a broker?+

BiBerk is an insurer, as shown by insurer, and the named legal entity is Berkshire Hathaway Direct Insurance Company under Berkshire Hathaway Direct Insurance Company. The listed business model therefore identifies the company as the insurer.

How can policyholders get support or make a claim?+

Policyholder support is available through phone, email and help centre. Claims can be handled through online, phone and email, giving separate channel options for support and claims handling.

Who runs BiBerk and where is it based?+

BiBerk is based in the US under US. It was founded in 2015, while the legal operating entity is identified as Berkshire Hathaway Direct Insurance Company under Berkshire Hathaway Direct Insurance Company.

Sources

  • biberk.com checked September 26, 2026

    Backs: Provider type, Insurance types

    “We insure small businesses directly, without brokers and intermediaries”

  • biberk.com/about-biberk checked September 26, 2026

    Backs: Founded

    “biBerk Business Insurance was founded in 2015”

  • biberk.com/policyholders/claims checked September 26, 2026

    Backs: Claims channels, Support channels

    “Report a claim by either calling in or completing our online claims form ... if you need expert assistance, don't hesitate to call 1-844-472-0966 ... send an email to claims@biBerk.com”

  • biberk.com/privacy-policy checked September 26, 2026

    Backs: Headquarters, Legal entity

    “biBerk Customer Service P.O. Box 3300, Wilkes Barre, PA 18773-3300”

  • biberk.com/small-business-insurance/general-liability-ins... checked September 26, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “General Liability Insurance ... Premiums start as low as $27.50 per month”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

BiBerk

BiBerk

Households seeking direct auto or landlord insurance with monthly general liability payments.

8.9/10See alternatives