Bayzat review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bayzat suits people in the UAE who want auto, health and life cover arranged through one broker rather than one insurer. It has operated since 2012 and support runs on chat, email and phone. Premiums are quoted per policy, so costs depend on the cover you pick.
Key facts
- Best for
- Households in the UAE wanting auto, health and life policies arranged through a single broker.
- Insurance types
- Auto, Health, Life
- Provider type
- Broker↗
- Claims channels
- Mobile app, Account manager↗
- Age range
- 18+↗
- Headquarters
- United Arab Emirates↗
- Founded
- 2012↗
- Support channels
- Chat, Email, Phone, Help-centre↗
- Official website
- bayzat.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInXyoutube.com
Pros and cons
Pros
- Covers auto, health and life so several policy types sit with one broker
- Support runs on chat, email and phone for questions outside a claim
- Health claims go through mobile app and account manager, including a named account manager
- A broker rather than a single insurer, so quotes can be compared across providers
Cons
- Cover spans auto, health and life, so a home or travel policy has to be placed elsewhere
- Policy age eligibility starts at 18+, which rules out younger drivers
- Claims run on mobile app and account manager for health, so other policy types rely on chat, email and phone
Who it suits
- Drivers in the UAE who also want health and life cover in the same place
- People who would rather have a broker shop around than deal with one insurer
- Anyone comfortable managing their policies through the mobile app
Who should look elsewhere
- People wanting home, travel or gadget insurance, which the listed types do not include
- Drivers below the eligible age for these policies
- Shoppers who want a published premium figure before they apply
The company behind it
Bayzat has been arranging cover since 2012 and is based in United Arab Emirates, so the operation is long established in its home market rather than a recent arrival. The business has grown steadily over many years of placing policies for customers in that country. Support runs on chat, email and phone, which covers questions between renewal dates as well as help when a policy document needs checking. Anyone outside that market should confirm where the cover is written before starting a quote.
How Bayzat compares
8.8 vs 8.6
8.8 vs 9.48.8 vs 9.3
8.8 vs 9.4
8.8 vs 8.78.8 vs 8.5
8.8 vs 9.4
8.8 vs 8.7
8.8 vs 9.0- 8.8 vs 8.7
Its listed cover runs to health, life and gadget, adding gadget policies that the Bayzat types do not include.
8.8 vs 9.4
8.8 vs 9.28.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.4- 8.8 vs 8.7
A different fit altogether, focused on life cover only through life rather than a mix of auto, health and life.
8.8 vs 9.0
8.8 vs 8.88.8 vs 8.9
8.8 vs 8.9
8.8 vs 9.0
8.8 vs 8.3
8.8 vs 9.58.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.38.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.38.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.28.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.1
8.8 vs 9.1
8.8 vs 9.18.8 vs 9.1
8.8 vs 9.1
8.8 vs 9.0
8.8 vs 9.0
8.8 vs 9.0
8.8 vs 9.0
8.8 vs 9.0
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 8.9- 8.8 vs 8.6
8.8 vs 8.6
8.8 vs 8.5
8.8 vs 8.4
8.8 vs 8.38.8 vs 8.3
8.8 vs 8.2- 8.8 vs 8.0
Where Bayzat is available
- Available
- United Arab Emirates
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kinds of insurance does Bayzat arrange?+
Bayzat lists auto, health and life as its cover. That mix is worth weighing against alternatives: one of the options here lists health, life and gadget instead, and another covers auto, home and travel. Home, travel and gadget lines sit outside what Bayzat sells.
Is Bayzat an insurer or a broker?+
As a broker, Bayzat places policies with insurers rather than carrying the risk itself, so prices can differ between providers for the same type of cover. That is why it is worth asking what a quote includes. Brokers bring options rather than setting a single rate.
What does a policy cost?+
There is no single premium figure. Because Bayzat is a broker, the price depends on the insurer a policy sits with, and cover runs across auto, health and life. Quotes are given case by case once details are entered, so a headline rate rarely reflects what a specific applicant pays.
How do I make a claim?+
For health cover, claims are handled through mobile app and account manager. Questions that sit outside a claim, including renewals and policy changes, go to chat, email and phone. Using an account manager for health claims means a named contact knows the case rather than a fresh team starting cold.
Who can take out a policy?+
Policies are available to adults, with eligibility starting at 18+. That age floor matters most for drivers, since a younger driver may need to look elsewhere until they meet it. The other requirements depend on the insurer and the type of cover quoted.
Can I pay a monthly premium?+
The answer depends on the type of cover and the insurer, since Bayzat places auto, health and life across several providers. Ask at the quote stage how the premium is scheduled, how long a monthly arrangement runs and whether it costs extra. Nothing on the arrangement is published up front.
How do I contact Bayzat?+
Support runs on chat, email and phone, which covers most questions. A help centre handles routine lookups on wording and documents, while phone and chat suit anything that needs a conversation. Policy questions are worth raising before a quote is accepted rather than after.
Where is Bayzat based?+
The operation is based in United Arab Emirates, which is the region these policies serve. It has been running since 2012. Anyone outside that market should confirm cover is available in their own country before spending time on a quote.
Sources
- bayzat.com checked September 26, 2026
Backs: Founded, Support channels
“Founded in Dubai in 2012, Bayzat helps over 4,000 companies”
- bayzat.com/individual-health-insurance checked September 26, 2026
Backs: Claims channels
“Our smart tech enables you to consult with a doctor online and submit a health insurance claim directly from your mobile phone.”
- bayzat.com/terms-and-conditions checked September 26, 2026
Backs: Age range, Provider type, Headquarters
“Minors under the age of 18 are prohibited to register as a User of Bayzat and are not allowed to transact on Bayzat.”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Bayzat
Households in the UAE wanting auto, health and life policies arranged through a single broker.