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Baloise Mietkaution review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Baloise Mietkaution suits tenants who want cover for a rental deposit from an established insurer rather than a comparison site, and the group traces its history to 1,863 to 1,962. Cover runs to auto, home and life, so it also fits a household that wants home cover alongside car or life policies.

Key facts

Best for
Tenants and households who want deposit cover from a long-established insurer.
Insurance types
Auto, Home, Life↗
Provider type
Insurer↗
Legal entity
Baloise Holding AG↗
Headquarters
Switzerland↗
Founded
1863 to 1962↗
Official website
baloise.com

Facts checked September 26, 2026, 1 source

Apps and profiles

Elsewhere
Wikidata

Pros and cons

Pros

  • Cover runs to auto, home and life, so home, car and life policies can sit with the same provider.
  • The group dates back to 1,863 to 1,962, a long record for a company holding cover against a rental deposit.
  • It is an insurer, so the contract is with Baloise Holding AG itself rather than a panel of providers.

Cons

  • The listed cover is auto, home and life, with no wider spread to weigh inside the same policy.
  • The group is based in Switzerland, so a UK or European reader is buying across a border.
  • It is an insurer rather than a comparison site, so there is a single set of terms instead of rival quotes.
Baloise Mietkaution

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Scored 9.4 / 10 by SumCue.

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Who it suits

  • Tenants who want cover for a rental deposit and value a long trading history.
  • Households that want home, car and life cover from a single provider.
  • Readers who prefer a named insurer to a panel of quotes.

Who should look elsewhere

  • Linxea, whose listed types are life and point to life cover rather than a rental deposit.
  • Oney Préstamos ES, whose listed types are health, life and gadget and centre on health and gadget cover.
  • EuroAsia Insurance, whose listed types are auto, home and travel and add travel and gadget lines.

Who runs it

The provider is Baloise Holding AG, an insurance group based in Switzerland. Its history stretches from 1,863 to 1,962, which points to a long track record behind the cover rather than a recent launch. The company history describes the group, while the policy wording sets out what a given tenant is actually owed.

How Baloise Mietkaution compares

Where Baloise Mietkaution is available

Available
Belgium, Germany, Liechtenstein, Luxembourg, Switzerland

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Who is behind Baloise Mietkaution?+

The policy sits with Baloise Holding AG, the insurance group behind the Baloise name. It is an insurer rather than a comparison site, so the cover comes from a single provider instead of a panel of insurers matched by a website.

Where is the company based?+

The group is headquartered in Switzerland, so the contract is with an insurer incorporated outside the UK. Readers shopping in the UK or Europe should read the wording for their own market, because the legal entity on the document carries the risk.

How long has the insurer been trading?+

The group's history stretches from 1,863 to 1,962, a long record for a provider trusted with cover against a property deposit. That founding range describes the company, not this particular product, so the policy terms still matter more than the age of the name.

What does it actually cover?+

Its listed cover is auto, home and life. A tenant needs the home line, while a driver or someone setting aside money for dependants would look at the car or life side of the same provider.

Is Baloise an insurer or a broker?+

Baloise is an insurer, not a broker or a comparison site. The contract is with the insurer itself, so there is no panel of rival insurers to weigh: the terms of a single provider apply, under Baloise Holding AG.

How does it compare with Linxea?+

Linxea lists life as its insurance types, placing it in the life market rather than the home one. Baloise carries auto, home and life, which includes home cover, so the two answer different needs rather than competing for the same policy.

Is Oney Préstamos ES a close alternative?+

Oney Préstamos ES lists health, life and gadget, a spread built around health and gadget lines. Baloise groups around auto, home and life, so a household shopping for home and car cover finds little overlap with it.

What about a provider with a wider spread of policies?+

EuroAsia Insurance lists auto, home and travel, which adds travel and gadget lines to car and home. That wider spread suits a shopper comparing many policies at once, while Baloise keeps to auto, home and life.

Sources

  • de.wikipedia.org/wiki/Baloise checked September 26, 2026

    Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity

    “Gruendung: 1863 (Basler Versicherungsgesellschaft gegen Feuerschaden), 1962 (Baloise Holding AG)”

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Baloise Mietkaution

Baloise Mietkaution

Tenants and households who want deposit cover from a long-established insurer.

9.4/10See alternatives