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Auras review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Auras is a Comoros-licensed insurer for expats and seniors who want travel, pet or motorcycle cover billed monthly. Its travel medical cover runs 35,000 - 1,000,000 USD travel medical cover with an excess from $100, and it is the only listed brand that insures its own risks.

Key facts

Best for
Expats and seniors wanting monthly travel, pet or motorcycle cover from a licensed insurer.
Premium from
$1.50↗
Insurance types
Travel, Motorcycle, Pet↗
Provider type
Insurer↗
Monthly payments
Yes↗
Excess from
$100↗
Cover limit
35,000 - 1,000,000 USD travel medical cover↗
Claims channels
Phone, Email, Messenger, Online claim form↗
Age range
1 to 100 years↗
Legal entity
IC "Auras Insurance" LLC↗
Headquarters
Comoros↗
Founded
2023↗
Support channels
Email, Phone, Chat↗
Audience
Expats, Seniors
Pricing model
Monthly
Official website
auras.insure

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
LinkedInXt.me

Pros and cons

Pros

  • Cover across travel, pet and motorcycle lines under one insurer, travel, motorcycle and pet
  • Travel medical cover up to 35,000 - 1,000,000 USD travel medical cover
  • Monthly payments available, so premiums spread across the year
  • Claims can be started by phone, email and messenger

Cons

  • Premiums start at $1.50, well under the site median of €7.95
  • Support runs on email, phone and chat only
  • A single market: KM, licensed by the Union of Comoros under L16330/AI
Auras

Ready to try Auras?

Scored 9.0 / 10 by SumCue.

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Who it suits

  • Expats arranging cover away from their home market
  • Seniors who want travel medical cover
  • Pet or motorcycle owners paying monthly

Who should look elsewhere

  • Anyone wanting a UK or European regulated insurer, since Auras sits in a single market
  • Readers who need a protection scheme, as no fact states one
  • bunq and Linxea users after everyday banking rather than cover

How Auras compares

Where Auras is available

Licence in Comoros
Union of Comoros (L16330/AI), checked September 26, 2026

Frequently asked questions

What does a Auras travel policy cost?+

Premiums start at $1.50 on the travel line, and the model is monthly, so the amount is spread across the year. That sits at the low end of the site range, whose median is €7.95. Travel medical cover can reach 35,000 - 1,000,000 USD travel medical cover, and the excess starts at $100.

Is Auras a regulated insurer?+

Yes. Auras is an insurer rather than a broker, and it is licensed in Comoros by the Union of Comoros, licence L16330/AI. The company is listed as IC "Auras Insurance" LLC. Worth checking what that licence means for your own market before you buy.

How do I make a claim?+

You can start a claim through any of phone, email and messenger. That list includes an online claim form, so a claim does not have to begin by phone. Support itself is offered through email, phone and chat, so check the hours you need before relying on a call.

What kinds of insurance does Auras sell?+

Auras covers travel, motorcycle and pet, so travel, motorcycle and pet policies sit with the same insurer. Audience focus is on expats and seniors, which is why the travel and pet lines are built around expats and seniors. Travel medical limits run to 35,000 - 1,000,000 USD travel medical cover.

Who is Auras built for?+

The stated audience is expats and seniors, and the accepted ages span 1 to 100 years, so coverage extends from children to older adults. That range matters for family policies. Founded in 2023, the insurer is still relatively new in the market.

Do I pay monthly or upfront?+

Auras runs on a monthly model, and monthly payments are yes. There is no annual lump sum to fund at the start of a policy. That suits anyone who prefers a smaller recurring outflow over a large one-off payment.

What is the excess on a claim?+

The excess starts at $100, which is the part of a claim you cover yourself. Above that level the insurer picks up the rest up to the policy limit. A lower starting excess keeps more of a large medical bill off your own balance.

Sources

  • auras.insure checked September 26, 2026

    Backs: Age range, Audience, Claims channels, Cover limit, Excess from, Pricing model, Monthly payments, Support channels

    “The insurance is valid for people from 1 to 100 year old”

  • auras.insure/about-us checked September 26, 2026

    Backs: Founded, Headquarters

    “Auras Insurance is a comprehensive digital travel insurance product launched in 2023”

  • auras.insure/legal_information checked September 26, 2026

    Backs: Provider type, Legal entity, Licences

    “IC "Auras Insurance" LLC acts as the sole underwriter, administrator, and Merchant of Record for all insurance products, policies, and services provided through this platform”

  • auras.insure/travel-insurance checked September 26, 2026

    Backs: Insurance types, Premium from

    “Travel Insurance; Motorcycle Travel Insurance; Pet Travel Insurance - Insurance for pets (dog and cat) while traveling”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Auras

Auras

Expats and seniors wanting monthly travel, pet or motorcycle cover from a licensed insurer.

9.0/10See alternatives