Aseguratuviaje.com.pe review

It is a comparison site for travel insurance, so the policies come from other insurers and the site sets them against each other. The range it works on is travel insurance, which makes it a trip policy rather than a home, car or health policy. No cover is offered in the site's own name.

The site is built around seniors, and the age range a policy can cover is up to 65 and over. That is the group it is set up for, so a traveller who has retired, or a family member shopping for an older relative, lands on relevant policies. The audience named on the site is seniors.

The medical cover on offer is from EUR 30,000 medical coverage for Europe/Schengen. That figure sets the ceiling on what a claim can pay for treatment abroad, so it is the first thing to check against the trip. If the journey runs outside Europe or the Schengen area, ask the provider what applies in those destinations.

The median starting premium is €7.93, and the top of the range reaches €3,431.08. The cheapest quote is rarely the one that decides the choice, so weigh the medical limit and the assistance included at the same time as the price.

Policies on the page run for a median term of 84, with the longest reaching 240. A single trip policy sits at the short end of that, while annual cover keeps working through repeat journeys, which suits anyone who travels more than once a year.

Monthly payment covers 83.7% of the policies listed, so it is the norm here. The remainder are paid in a single payment, which can suit a traveller who would rather settle the whole premium before departure. The payment method can therefore narrow the shortlist.

Support runs on email, chat and phone, so a question can be raised by email, in chat or on the phone. Once the traveller needs assistance abroad, the help line is reached on phone, which keeps the file moving while the trip is still under way.

Aseguratuviaje.com.pe is a comparison site, so the insurer named in the policy is the party carrying the risk. Only 2 partner insurers sit behind the travel policies on the page, so the wording of each one matters. Read the insurer's own terms before paying, as that is the contract.