Allianz Direct Versicherungen DE review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Allianz Direct suits German households who want several kinds of personal cover bought and managed online, with car premiums of €6.06 and an overall score of 4.1 out of ten. It is a direct insurer rather than a broker, so you handle quotes, documents and claims yourself.
Key facts
- Best for
- A single German insurer for car, motorcycle, home and travel cover, paid for monthly.
- Premium from
- €6.06↗
- Insurance types
- Auto, Motorcycle, Home, Travel↗
- Provider type
- Insurer↗
- Monthly payments
- Yes↗
- Excess from
- €150↗
- Cover limit
- Kfz-Haftpflicht: up to 100 million EUR sum insured, max 15 million EUR per injured person↗
- Claims channels
- Online portal, Phone, Email↗
- Legal entity
- Allianz Direct Versicherungs-AG↗
- Headquarters
- Germany↗
- Founded
- 2005↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Pricing model
- Monthly
- Official website
- allianzdirect.de
Facts checked September 26, 2026, 3 sources
Apps and profiles
Pros and cons
Pros
- A single insurer holds auto, motorcycle and home policies, so car, motorcycle, home and travel cover can sit with the same provider.
- Monthly payments are available, so cover can be paid for month by month rather than as a single annual sum.
- Support runs on email, chat and phone, giving you phone, chat, email and a help centre.
Cons
- An excess of €150 applies on car cover, so smaller losses can be cheaper to absorb than to claim.
- The product list stops at auto, motorcycle and home, with no life, health or pet lines.
- Claims run through online portal, phone and email, so no broker or adviser works the file on your behalf.
Who it suits
- Drivers and motorcyclists in Germany who want cover with monthly payments.
- Households that want car, home and travel policies from the same insurer and are happy to manage them online.
Who should look elsewhere
- People after life, health or pet insurance, which sits outside auto, motorcycle and home.
- People shopping for a bank account or savings pot instead: bunq and bunq Spain start at €0, and Linxea is a life savings product starting at €25.
Who runs it
Allianz Direct Versicherungs-AG stands behind the brand, based in Germany and trading since 2005. The Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) supervises it in Germany. Support runs on email, chat and phone, so you can call, chat, email or work from the help centre, and the same insurer handles the quote, the policy documents and any claim.
How Allianz Direct Versicherungen DE compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 8.7
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.7Life savings rather than household cover, starting at €25.
9.1 vs 9.0
9.1 vs 8.8A current account rather than insurance, with a monthly figure of €0.
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.3
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.6
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.4
9.1 vs 8.3
9.1 vs 8.3
9.1 vs 8.2- 9.1 vs 8.0
Where Allianz Direct Versicherungen DE is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does car cover cost at Allianz Direct?+
The advertised car premium is €6.06. That is the entry figure: the median across car policies on the site is €8.50, and the median across all insurance brands is €8.31. Allianz Direct sits at position 109 of 251 on the site's premium ranking.
Is there an excess to pay on a car claim?+
Yes. The excess on car cover is €150, the share of a car claim you pay yourself before the insurer covers the rest. Buying cover mainly to handle small losses is worth weighing against that amount.
Who regulates Allianz Direct?+
The insurer is supervised in Germany by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). Allianz Direct Versicherungs-AG is the company behind the brand, based in Germany and trading since 2005, so the contract sits with the insurer rather than with a broker.
What kinds of insurance can this insurer write?+
The range covers auto, motorcycle and home. That is personal lines only, so life, health and pet insurance are not part of what this insurer writes. Auto and motorcycle sit alongside home and travel, which lets a household hold several policies with the same provider.
Can I pay monthly rather than in a single payment?+
Yes. Monthly payments are available, and monthly is the payment model listed for the car policy. Paying month by month spreads the cost of the year into smaller amounts, which some households find easier to plan around.
How do I make a claim or get help?+
Claims run through online portal, phone and email: the online portal, phone or email. General support uses email, chat and phone, which adds chat and a help centre. Both are handled by Allianz Direct Versicherungs-AG as the insurer, so you deal with the company directly rather than an intermediary.
Am I dealing with an insurer or a broker?+
Allianz Direct is the insurer, not a comparison site or a broker. Allianz Direct Versicherungs-AG underwrites the policies, and it has traded from DE since 2005. Quotes, documents and claims all sit with the insurer itself, so nothing sits in the middle.
Sources
- allianzdirect.de/impressum checked September 26, 2026
Backs: Claims channels, Provider type, Headquarters, Legal entity, Support channels, Licences
“Allianz Direct - Firmensitz: Königinstr. 28, 80802 München”
- allianzdirect.de/kfz-versicherung checked September 26, 2026
Backs: Cover limit, Excess from, Pricing model, Monthly payments, Premium from
“z. B. 150 Euro Teilkasko-Selbstbeteiligung, 300 Euro Vollkasko-Selbstbeteiligung”
- allianzdirect.de/ueber-uns checked September 26, 2026
Backs: Founded, Insurance types
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Allianz Direct Versicherungen DE
A single German insurer for car, motorcycle, home and travel cover, paid for monthly.