Allianz Assistance ES review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Allianz Assistance ES suits Spanish residents who want cheap cover for a single trip, with travel premiums starting at €1.50 and an excess from €90. Cover sits with an insurer rather than a broker, so the wording of the policy is what you read, and medical cover abroad is capped by tier.
Key facts
- Best for
- Cheap, tiered travel cover for a Spanish resident who knows which trip it protects.
- Premium from
- €1.50↗
- Insurance types
- Travel, Landlord↗
- Provider type
- Insurer↗
- Excess from
- €90↗
- Cover limit
- Medical expenses abroad: up to 20,000 EUR (Bronze), 100,000 EUR (Silver), 500,000 EUR (Gold)↗
- Claims channels
- Online, Email, Post↗
- Legal entity
- AWP P&C SA. Sucursal en España↗
- Headquarters
- Spain↗
- Support channels
- Phone, Email, Help-centre↗
- Official website
- allianz-assistance.es
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- Xfacebook.cominstagram.com
Pros and cons
Pros
- Travel premiums start at €1.50, the lowest end of the site's premium range
- Medical expenses abroad scale by tier, so Bronze, Silver and Gold suit different budgets
- Support runs on phone, email and help centre, so a phone call is available when a claim happens abroad
- Claims run through online, email and post, which includes online, email and post
Cons
- An excess of €90 applies to a claim, so small medical bills are not fully reimbursed
- Cover is sold for travel and landlord, so there is no health, home or life policy to bundle
- Claims by post run through online, email and post, which is slower than the online route
Who it suits
- Spanish residents buying cover for one trip abroad
- Travellers who want a phone line open while they are away
- Anyone comfortable choosing Bronze, Silver or Gold by their own medical cover needs
Who should look elsewhere
- Anyone wanting cover for health, home or life risks rather than travel
- Travellers who need a lower excess on small medical bills, since the excess starts at €90
- Shoppers who prefer a broker to sort the wording, since this is an insurer
Safety of your money
The money sits with an insurer rather than a broker or comparison site, so cover is underwritten by the company named on the policy. In Spain the firm appears on the register kept by the Direccion General de Seguros y Fondos de Pensiones, under administrative code E-0202. What you are protected against is medical cost abroad, capped by tier: Bronze, Silver and Gold each carry a higher limit, so the tier sets the ceiling on a large hospital bill.
Who runs it
The contracting entity is AWP P&C SA. Sucursal en España, a Spanish branch of the AWP group, with its base in Spain. Customers deal with the branch rather than an intermediary. Support runs on phone, email and help centre, and the Spanish register entry is E-0202, so the provider can be traced to a named entity rather than a trading name.
How Allianz Assistance ES compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 8.5
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 8.7
9.3 vs 9.4
9.3 vs 9.2
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.7A savings and life wrapper, not a single trip policy, with premiums from €25.
9.3 vs 9.0
9.3 vs 8.8A day to day bank account with no monthly charge, while this brand prices a travel policy from €1.50.
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.0
9.3 vs 8.3
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.9- 9.3 vs 8.6
9.3 vs 8.6
9.3 vs 8.5
9.3 vs 8.4
9.3 vs 8.3
9.3 vs 8.3
9.3 vs 8.2- 9.3 vs 8.0
Where Allianz Assistance ES is available
- Licence in Spain
- Direccion General de Seguros y Fondos de Pensiones (DGSFP), Registro Administrativo de Entidades Aseguradoras y Reaseguradoras (E-0202), checked September 26, 2026
- Licence in France
- ACP (Autorite de Controle Prudentiel, France), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does travel cover from Allianz Assistance ES cost?+
A single trip policy starts at €1.50, which sits below the site median of €8.31. The price you pay depends on the tier and the length of the trip rather than on a monthly account. Compare it with the wider range of €3,431.08 to see how much top priced cover costs.
Who underwrites the policy?+
Cover is written by an insurer rather than arranged by a broker, so the insurer itself carries the risk. The Spanish branch is listed in the register of the Direccion General de Seguros y Fondos de Pensiones. That means the wording of the policy, not an intermediary, decides what a claim pays out.
How much does a claim leave me to pay?+
A travel claim carries an excess from €90, so the first part of any bill is yours. Claims for medical costs abroad are also capped by tier, with Bronze the lowest and Gold the highest. A trip with a small expected medical bill may not justify the higher tier.
How do I make a claim while I am abroad?+
Claims can be filed through online, email and post, which covers online, email and post. The online route is the quickest of the three if you are outside Spain. Keep your receipts and the reference for your policy before you contact the branch.
What kinds of insurance does the provider sell?+
The range covers travel and landlord, so travel is the policy most people meet first. There is no health, home or life product in the range, which keeps pricing simple but limits bundling. If you need cover beyond a trip, this is a narrow book of business.
Which legal entity do I deal with?+
You deal with AWP P&C SA. Sucursal en España, based in Spain. That is a named company rather than a broker, so queries go straight to the branch. Its register entry is E-0202.
Can I reach support by phone from abroad?+
Support runs on phone, email and help centre, which includes phone, email and a help centre. A phone line matters when a hospital is asking for a guarantee. The help centre also carries answers on the tier differences, so check it before you pick Bronze, Silver or Gold.
How does the price compare with other travel cover?+
The site median starting premium is €8.31, with the lower quartile at €2.92 and the upper at €29.72. Starting at €1.50, this provider sits in the cheaper part of that range, though a longer or riskier trip will cost more.
Sources
- allianz-assistance.es checked September 26, 2026
Backs: Insurance types
- allianz-assistance.es/informacion/informacion-general-pre... checked September 26, 2026
Backs: Provider type, Legal entity, Licences
- allianz-assistance.es/informacion/preguntas-frecuentes.html checked September 26, 2026
Backs: Claims channels, Support channels
- allianz-assistance.es/seguro-de-viaje/ocio.html checked September 26, 2026
Backs: Cover limit, Excess from, Headquarters, Premium from
“Responsabilidad civil ... (franquicia 90€)”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly payments.
Allianz Assistance ES
Cheap, tiered travel cover for a Spanish resident who knows which trip it protects.