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AllClear Travel review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

AllClear Travel suits older travellers who want a broker to place the cover and keep quoting at any age, since No maximum age limit. The excess starts at £250, support runs on phone, chat and help centre, and claims run on phone and online.

Key facts

Best for
Older travellers who want travel cover placed by a broker.
Insurance types
Travel↗
Provider type
Broker↗
Monthly payments
No↗
Excess from
£250↗
Cover limit
£10,000,000 emergency medical and repatriation (Gold); £15,000,000 (Gold Plus); unlimited (Platinum)↗
Claims channels
Phone, Online↗
Age range
No maximum age limit↗
Legal entity
IES Limited (Gibraltar 117274), administered by AllClear Insurance Services Limited (England 04255112)↗
Headquarters
United Kingdom↗
Founded
2000↗
Support channels
Phone, Chat, Help-centre↗
Audience
Seniors
Official website
allcleartravel.co.uk

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
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Pros and cons

Pros

  • Age is not a barrier, since No maximum age limit
  • Support covers phone, chat and help centre
  • Claims run on phone and online, by phone or online
  • Emergency medical and repatriation cover steps up across the Gold, Gold Plus and Platinum tiers, with the top tier unlimited

Cons

  • Support runs on phone, chat and help centre only
  • Cover is travel only, since travel lists travel
  • The excess starts at £250, so part of a settled claim is yours to pay
AllClear Travel

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Scored 8.5 / 10 by SumCue.

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Who it suits

  • Seniors booking their own trips, the audience the brand lists in seniors
  • Travellers who would rather have a broker place the cover than deal with a single insurer, per broker
  • Anyone comfortable with the Gibraltar structure, since the legal entity is IES Limited, administered by AllClear Insurance Services Limited

Who should look elsewhere

  • Travellers who need to pay the premium monthly, since monthly payments are no here while bunq offers them
  • People whose cover gap is life rather than travel, since Linxea lists life as its type

How AllClear Travel compares

Where AllClear Travel is available

Available
Australia, Gibraltar, United Kingdom
Licence in United Kingdom
Financial Conduct Authority (311244), checked September 26, 2026
Licence in Gibraltar
Gibraltar Financial Services Commission (FSC25393), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What will I pay out of pocket on a claim?+

The excess starts at £250, which is the share of a claim you pay before cover kicks in. It sits at different levels across the Gold, Gold Plus and Platinum tiers, so the tier you choose changes both the premium and the amount you keep from the settlement.

Is there an upper age limit on travel cover?+

No maximum age limit applies, as No maximum age limit shows, so age does not close the door on travel cover. Seniors are the audience the brand names in seniors, and the cover is placed by a broker, per broker, which lets quotes be arranged across age groups.

Who regulates the business and underwrites the cover?+

The broker side is authorised by the Financial Conduct Authority in the United Kingdom, reference 311244, and the Gibraltar side sits under the Gibraltar Financial Services Commission, reference FSC25393. The legal entity is IES Limited, administered by AllClear Insurance Services Limited.

Can the premium be paid monthly?+

Monthly payments: no, so the full premium is settled when you buy rather than spread across the period. That suits anyone who would rather pay a lump sum, and it rules out travellers who need instalments, where bunq offers monthly payments instead.

What do the different cover tiers give me?+

The tiers step up in line: Gold, Gold Plus and Platinum each carry a larger emergency medical and repatriation limit, and the top tier is unlimited. The excess starts at £250, so a higher tier also changes what you keep once a claim is settled.

How do I get help and make a claim?+

Support runs on phone, chat and help centre, covering phone, chat and a help centre for questions before you travel. Claims run on phone and online, so a claim starts by phone or online, and both routes sit with the same provider.

Is AllClear Travel an insurer or a broker?+

It is a broker, per broker, so cover is arranged in the market rather than underwritten in house. The legal entity behind it is IES Limited, administered by AllClear Insurance Services Limited, and the business dates back to 2000 in the United Kingdom.

Sources

  • allcleartravel.co.uk checked September 26, 2026

    Backs: Audience, Cover limit, Excess from, Insurance types, Support channels

    “Get Seniors Travel Insurance with medical condition cover, including options for over 60s, 70s and 80s”

  • allcleartravel.co.uk/affiliates checked September 26, 2026

    Backs: Provider type, Founded, Headquarters, Licences

    “We receive commission from the insurer for the sale, service, and renewal of the insurance policy on your behalf”

  • allcleartravel.co.uk/annual-multi-trip checked September 26, 2026

    Backs: Monthly payments

    “Payment options: Pay for your Travel Insurance policy using your debit card, credit card or Apple Pay”

  • allcleartravel.co.uk/claims checked September 26, 2026

    Backs: Claims channels

    “All non-emergency claims are handled by Gallagher Bassett... You can submit a claim online via the claims handling agency Gallagher Bassett”

  • allcleartravel.co.uk/terms-and-conditions/cover-quote-pri... checked September 26, 2026

    Backs: Age range, Legal entity

    “AllClear does not operate a maximum age limit for single trip or annual multi-trip policies, so travellers of every age can get cover”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

AllClear Travel

AllClear Travel

Older travellers who want travel cover placed by a broker.

8.5/10See alternatives