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AIG review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

AIG sells health and travel cover as a UK insurer built for seniors, with the policy written by American International Group UK Limited. Claims start on phone, email and post, the Financial Conduct Authority licence is 781109, and starting premiums across the site sit at €8.31.

Key facts

Best for
Seniors who want health and travel cover arranged directly with the UK insurer itself, without going through a broker.
Insurance types
Health, Travel↗
Provider type
Insurer↗
Claims channels
Phone, Email, Post↗
Legal entity
American International Group UK Limited↗
Headquarters
United Kingdom↗
Support channels
Phone, Email↗
Audience
Seniors
Official website
aig.co.uk

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
LinkedInfacebook.com

Pros and cons

Pros

  • Cover is written by the insurer itself, with AIG listed as an insurer rather than a broker or comparison site.
  • Claims can be started on phone, email and post, so a written postal route sits alongside phone and email for anyone who prefers paper.
  • Regulated in GB by the Prudential Regulation Authority and the Financial Conduct Authority, whose licence is 781109.
  • Health and travel sit with the same provider, both named in health and travel, so a single insurer covers both lines of care.

Cons

  • The stated audience is seniors, so the health and travel policies are pitched at that group rather than at every household.
  • Support runs on phone and email only, so there is no listed live chat for quick questions outside working hours.
  • Listed cover comes to health and travel, with no motor, home, life or gadget policies in the range at all.

Ready to try AIG?

Scored 9.2 / 10 by SumCue.

See alternatives

Who it suits

  • Seniors, the audience named for the UK service, and anyone shopping for health or travel cover in later life.
  • People who want health and travel policies from the same provider, both listed in health and travel, rather than splitting cover between insurers.
  • Anyone who prefers a paper trail, since a claim can go by post as part of phone, email and post.

Who should look elsewhere

  • Linxea, whose listed cover is life, fits readers who want life insurance rather than the health and travel on offer here.
  • Oney Préstamos ES, listing health, life and gadget, suits anyone after a wider mix that adds life and gadget policies.
  • Euroasia Insurance, listing auto, home and travel, suits anyone after motor or home cover instead of health or travel.

How AIG compares

Where AIG is available

Available
United Kingdom
Licence in United Kingdom
Prudential Regulation Authority, checked September 26, 2026
Licence in United Kingdom
Financial Conduct Authority (781109), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does AIG actually insure?+

The UK policies cover health and travel, and the legal entity behind them is American International Group UK Limited. AIG is listed as an insurer, so the contract sits with the insurer itself rather than with a broker or a comparison site.

What might a policy cost?+

Starting premiums across the site sit at €8.31. Health policies on the comparison sit at €9.14 and travel policies at €7.93, so read these as a guide to the market rather than an AIG quote.

Is AIG regulated in the UK?+

Yes. The regulators listed for GB are the Prudential Regulation Authority and the Financial Conduct Authority, whose licence number is 781109. The entity named in the disclosures is American International Group UK Limited.

How do claims work?+

Claims can start on phone, email and post, so phone, email and post all work. A postal claim suits anyone who wants a paper trail, and it runs alongside the digital routes rather than replacing them, which matters for older policyholders.

Who are these products aimed at?+

The stated audience is seniors. That is the group the UK contact and disclosure information is written for, so anyone outside it should weigh a different provider before applying, and check that the cover suits their own situation.

Is AIG an insurer or a broker?+

AIG is listed as an insurer, and the legal entity is American International Group UK Limited. Buying straight from the insurer means the policy contract is with the company named in the disclosures, which keeps the cover in one place.

Where is AIG available?+

The UK operation is based in the United Kingdom, and the licences on file cover GB. The policies described here are the UK ones, so anyone insured in another market should look for the provider licensed there, since cover and terms differ by country.

How does support work?+

Support runs on phone and email, while claims add post to that list. Phone suits anyone who wants to talk the policy through, and email or post both work for questions you would rather put in writing before signing.

Sources

  • aig.co.uk/home/about-aig/disclosures checked September 26, 2026

    Backs: Provider type, Legal entity, Licences

    “American International Group UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN number 781109).”

  • aig.co.uk/home/contact-aig-uk checked September 26, 2026

    Backs: Audience, Claims channels, Headquarters, Support channels

    “Over 50's Personal Accident 0800 980 4317”

  • aig.co.uk/home/risk-solutions/business/accident-and-healt... checked September 26, 2026

    Backs: Insurance types

    “Our Group Personal Accident and Business Travel insurance covers serious work-related injuries and a host of travel emergencies when employees are away on business.”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

AIG

Seniors who want health and travel cover arranged directly with the UK insurer itself, without going through a broker.

9.2/10See alternatives