Agria Pet Insurance review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Agria Pet Insurance suits UK pet owners who want vet fee cover that renews in full every year instead of resetting each policy year. It underwrites the policy as an insurer rather than a broker, and premiums start at £55.03 a year for dog and cat cover.
Key facts
- Best for
- Pet owners who want vet fee cover that renews in full every year and can pay monthly.
- Premium from
- £55.03↗
- Insurance types
- Pet↗
- Provider type
- Insurer↗
- Monthly payments
- Yes↗
- Cover limit
- Vet fees up to GBP 20,000 each year for dogs and cats, renewed in full every year (Lifetime Premium product)↗
- Claims channels
- Online, Phone, Vet-submitted↗
- Legal entity
- Agria Pet Insurance Ltd↗
- Headquarters
- United Kingdom↗
- Founded
- 1890↗
- Support channels
- Phone, Help-centre↗
- Pricing model
- Monthly
- Official website
- agriapet.co.uk
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Elsewhere
- TrustpilotXLinkedIn
Pros and cons
Pros
- Vet fee cover for dogs and cats renews in full every year on the Lifetime Premium product.
- Claims can be started online, by phone or put in by the vet: online, phone and vet submitted.
- It underwrites as an insurer, insurer, with a Financial Conduct Authority licence in the United Kingdom, 496160.
- Monthly payments are available, monthly, so the premium is spread across the year.
Cons
- Premium from £55.03 is well above the pet insurance median of €9.
- Support runs on phone and help centre only.
- It is a single market insurer based in the United Kingdom and its cover is limited to pet insurance.
Who it suits
- UK owners of a dog or a cat who want vet fee cover that renews in full every year.
- Owners happy for the practice to handle paperwork, since online, phone and vet submitted includes vet submitted claims.
- Buyers who prefer to deal with the underwriter directly, insurer, under a Financial Conduct Authority licence, 496160.
Who should look elsewhere
- Anyone shopping on the lowest starting figure alone: bunq lists a premium from €0, well under this policy.
- Euro account holders who want a euro product with a stated starting amount, such as Linxea at €25, will find more to choose from there.
Who runs it
Agria Pet Insurance Ltd is the legal entity behind the brand, headquartered in the United Kingdom and operating since 1890. It holds a Financial Conduct Authority licence for GB, 496160, and a Jersey Financial Services Commission licence for JE, 0001498. Customers reach it on phone and help centre, so questions go through a phone call or the help centre.
How Agria Pet Insurance compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 9.4
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9.1 vs 9.0
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9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.7A different product line opening at €25, priced below this pet policy.
9.1 vs 9.0
9.1 vs 8.8Starts at €0, far below the pet cover Agria sells from £55.03.
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.3
9.1 vs 9.5
9.1 vs 9.4
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9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.6
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.4
9.1 vs 8.3
9.1 vs 8.3
9.1 vs 8.2- 9.1 vs 8.0
Where Agria Pet Insurance is available
- Available
- Guernsey, Jersey, United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (496160), checked September 26, 2026
- Licence in Jersey
- Jersey Financial Services Commission (0001498), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Agria Pet Insurance cost?+
Premiums start at £55.03 on the Lifetime Premium product, and monthly payments are available, monthly. That entry figure sits well above the pet insurance median of €9, so the headline price is the first thing to weigh before you look at anything else.
Who regulates Agria Pet Insurance?+
Agria Pet Insurance Ltd holds a Financial Conduct Authority licence for GB, 496160, and a Jersey Financial Services Commission licence for JE, 0001498. It operates from GB and sells pet insurance as an insurer, insurer.
How do you make a claim?+
Claims can be started online, by phone or submitted by your vet, online, phone and vet submitted. The vet submitted route lets the practice put the claim in for you, and vet fee cover for dogs and cats renews in full every year on the Lifetime Premium product, with a limit set for each year.
Can I pay monthly instead of yearly?+
Yes. Monthly payments are available, monthly, so the premium is spread across the year rather than paid in one go. Support runs on phone and help centre if you want to set the schedule up or change it later.
What does the policy cover?+
Vet fees for dogs and cats, renewed in full every year on the Lifetime Premium product, up to a set limit for each year. It is pet insurance only, pet, so there is no other cover category inside the same policy.
How do I contact Agria?+
Support runs on phone and help centre, so a phone call or the help centre are the routes in. There is no email or live chat listed in that set, which means questions outside normal hours go through the help centre.
How long has Agria been trading?+
The company has been trading since 1890 and operates as Agria Pet Insurance Ltd from GB. That length of history matters here, because cover on the Lifetime Premium product renews every year across the whole life of the pet, so claims can run over many years.
Sources
- agriapet.co.uk/about-us checked September 26, 2026
Backs: Founded
“Caring for pets and their owners since 1890”
- agriapet.co.uk/affiliate-programme checked September 26, 2026
Backs: Provider type, Headquarters, Insurance types, Legal entity, Licences
“Agria Pet Insurance is a specialist animal insurer that offers lifetime cover for dogs, cats and horses in the UK.”
- agriapet.co.uk/contact checked September 26, 2026
Backs: Support channels
“If you have a question or require more information, you can contact our friendly, UK-based team.”
- agriapet.co.uk/dog-insurance checked September 26, 2026
Backs: Cover limit, Pricing model, Monthly payments, Premium from
“Vet fees Up to £20,000 each year, renewed in full every year.”
- agriapet.co.uk/how-to-claim checked September 26, 2026
Backs: Claims channels
“Make a claim online, or ask your vet to do it for you!”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Agria Pet Insurance
Pet owners who want vet fee cover that renews in full every year and can pay monthly.