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24ins.bg review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

24ins.bg suits Bulgarian households that want a single regulated broker to place motor, home, travel, pet, life and motorcycle cover in a single quote. Trading since 2007, it starts premiums at €152.99, far above the €8.31 median across the site, and it is a broker rather than an insurer.

Key facts

Best for
Motor, home, travel and pet cover placed by a single regulated broker.
Premium from
€152.99↗
Insurance types
Auto, Home, Travel, Pet, Life, Motorcycle↗
Provider type
Broker↗
Excess from
€38.35↗
Claims channels
Online-form, Phone, Chat↗
Age range
3 months to under 8 years (pet age, 'Protected paws' pet insurance)↗
Legal entity
Broker Ins Ltd.↗
Headquarters
Bulgaria↗
Founded
2007↗
Support channels
Email, Chat, Phone, Community↗
Official website
24ins.bg

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
LinkedInTrustpilot

Pros and cons

Pros

  • A single broker for auto, home and travel, so motor, home, travel, pet, life and motorcycle cover reach the same desk.
  • Claims run through online form, phone and chat, giving an online form, a phone line and live chat as routes in.
  • Support runs on email, chat and phone, with a community space next to email, chat and phone.

Cons

  • Premium from €152.99 ranks 231 of 251 on the site, so the entry price is high.
  • Pet claims carry an excess from €38.35, which a short veterinary visit will not clear.
  • As a broker rather than an insurer, the terms sit with whichever insurer is named in the quote.
24ins.bg

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Scored 8.9 / 10 by SumCue.

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Who it suits

  • Bulgarian households already holding motor or home cover who want a re-quote.
  • Pet owners whose animals sit inside the age range the Protected paws product accepts.
  • Shoppers who want a regulated intermediary to place the policy for them.

Who should look elsewhere

  • bunq for everyday banking rather than insurance, where the entry figure is €0.
  • bunq Spain if the cover is wanted outside Bulgaria, since 24ins.bg operates from BG.
  • Linxea for savings life cover on its own, priced from €25.

Deposit protection

24ins.bg is registered as a broker, so the policy is underwritten by the insurer behind the quote rather than by the broker. It holds a licence from the Financial Supervision Commission (FSC), Bulgaria, recorded as 499-3B/2006. What a claim actually pays out is set in the policy wording, which makes the insurer named in the quote the counterparty to check.

How 24ins.bg compares

Where 24ins.bg is available

Available
Bulgaria
Licence in Bulgaria
Financial Supervision Commission (FSC), Bulgaria (499-3B/2006), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is 24ins.bg?+

24ins.bg is a broker, listed as a broker, trading as Broker Ins Ltd. since 2007. It does not underwrite policies itself. It places business with insurers and presents their cover side by side, which is why the wording of each policy comes from the insurer rather than from the broker.

How much does cover cost?+

Premiums start at €152.99. That places 24ins.bg at position 231 of the 251 brands ranked on the same figure, while the median across the site is €8.31. The entry price is well above what most readers pay.

What is the excess on pet cover?+

The pet product, Protected paws, sets its excess at €38.35. Anything above that level comes back to you, so a short veterinary visit leaves you covering the lower part of the bill. The product also accepts animals only inside a set age range, from a minimum age to under a certain age.

How do I make a claim?+

Claims run through online form, phone and chat, so an online form, a phone line and live chat are all live routes. Those are set out on the pet insurance page, while questions about the wording and the renewal go through email, chat and phone instead.

How do I reach support?+

Support runs on email, chat and phone, covering email, phone, chat and a community space. Phone and email handle the formal queries, and the community carries owner to owner questions that do not need a claim decision or a document check.

Is 24ins.bg regulated?+

It holds a broker licence from the Financial Supervision Commission (FSC), Bulgaria, recorded as 499-3B/2006, and operates from BG. Because it is a broker, the contract is with the insurer named in the quote rather than with the broker.

Which types of cover are on offer?+

The range runs to auto, home and travel, so motor, home, travel, pet, life and motorcycle policies are all placed through the same broker. The pet product carries its own conditions, including an excess from €38.35 and an age limit for the animal.

Who does it suit?+

It fits households in BG that want their motor, home or pet policies handled by one regulated intermediary rather than by a separate insurer each time. It suits buyers who care more about a single point of contact than about the lowest premium.

Sources

  • 24ins.bg/bg/aboutus/blog/mtpl-analiz-to-noemvri25 checked September 26, 2026

    Backs: Premium from

  • 24ins.bg/en/aboutus checked September 26, 2026

    Backs: Provider type, Founded, Legal entity, Licences

    “24ins.bg is a trademark of the online insurance platform of Broker Ins Ltd., a licensed insurance broker.”

  • 24ins.bg/en/influence checked September 26, 2026

    Backs: Support channels

    “TELEPHONE NUMBERS 0700 4 24 24, 0889 93 80 80; START CHAT: Viber, WhatsApp, Telegram, Messenger; SEND A MESSAGE ... IDEAS AND COMMENTS ... To our forum”

  • 24ins.bg/en/pet-insurance checked September 26, 2026

    Backs: Age range, Claims channels, Excess from, Headquarters, Insurance types

    “For properly chipped dogs and cats over 3 months and under 8 years”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

24ins.bg

24ins.bg

Motor, home, travel and pet cover placed by a single regulated broker.

8.9/10See alternatives