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123Seguro review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

123Seguro suits Argentine households that want several personal policies arranged through one broker instead of separate insurers. It has been placing cover since 2010, covers auto, home and life, and holds a licence from the Superintendencia de Seguros de la Nacion in Argentina.

Key facts

Best for
Argentine adults bundling motor, home, life, health and breakdown cover through a single broker.
Insurance types
Auto, Home, Life, Health, Breakdown↗
Provider type
Broker↗
Claims channels
Online claims form, WhatsApp, Self-service portal, Phone, Free legal advice↗
Age range
Adults only, minors not accepted↗
Legal entity
EURO SECURITY S.A. (CUIT 30-70805926-5)↗
Headquarters
Argentina↗
Founded
2010↗
Support channels
Chat, Email, Phone, Help-centre↗
Official website
123seguro.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
LinkedInXapps.apple.com

Pros and cons

Pros

  • Cover runs across auto, home and life, so several lines can sit under one login.
  • Claims can start in online claims form, WhatsApp and self service portal, including phone, WhatsApp and free legal advice on motor claims.
  • The operating company EURO SECURITY S.A. has been broking since 2010 and is licensed by the Superintendencia de Seguros de la Nacion in Argentina under 798.

Cons

  • Support runs on chat, email and phone only, with chat, email, a phone line and a help centre as the whole range.
  • The catalogue is auto, home and life, so a traveller wanting a holiday policy in the same basket has to look at another provider.
  • Cost is set per quote, and premiums across this comparison group reach €3,431.08 at the top end, so the discount depends on the case.

Ready to try 123Seguro?

Scored 9.0 / 10 by SumCue.

See alternatives

Who it suits

  • Argentine adults buying motor or home cover who would rather have a broker place it than deal with one insurer directly.
  • Households that want life, health and breakdown policies added alongside a motor policy.
  • Customers who prefer claims help by phone, WhatsApp or an online form over visiting an office.

Who should look elsewhere

  • Linxea, if life cover is the only policy wanted: its range is life.
  • EuroAsia Insurance, if travel or gadget cover is the priority: it lists auto, home and travel.
  • Oney Préstamos ES, for readers comparing on the finance side, where its cover lines are health, life and gadget.

Who runs it

123Seguro is run by EURO SECURITY S.A., which has been arranging personal cover from AR since 2010. The company holds registration 798 from the Superintendencia de Seguros de la Nacion (SSN) in Argentina. Day to day it is reached on chat, email and phone, which covers live chat, email, a phone line and a help centre.

How 123Seguro compares

Where 123Seguro is available

Available
Argentina, Brazil, Chile, Colombia, Mexico
Licence in Argentina
Superintendencia de Seguros de la Nacion (SSN), Argentina (798), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Who runs 123Seguro?+

The site is operated by EURO SECURITY S.A., a broker based in Argentina that has placed personal cover since 2010. Quotes, administration and claims for the policies it arranges run through the same company, and customers reach the team on chat, email and phone.

Is 123Seguro regulated?+

Yes. It is registered with the Superintendencia de Seguros de la Nacion (SSN) in Argentina, and the registration number is 798. That body is the authority for the Argentine insurance market, and the insurers behind these policies sit under the same supervision.

What kinds of insurance can I buy?+

The catalogue covers auto, home and life. Motor is the anchor product, with home, life, health and breakdown cover available in the same basket. Each line is quoted on its own details rather than priced as one package, so adding cover changes the premium.

How do I make a claim?+

Claims run through online claims form, WhatsApp and self service portal, so a motor loss can be reported on the online form, by WhatsApp, through the self-service portal or by phone. Free legal advice is listed among the claim routes, which helps when a loss needs legal follow up rather than a repair quote.

How do I get help with a policy?+

Support runs on chat, email and phone: live chat, email, a phone line and a help centre. The help centre suits policy documents and cover questions, while chat works for quick changes such as updating contact details. Motor claims use their own separate set of routes.

Who can buy cover?+

The terms are for adults only, and minors are not accepted as policyholders. The service is built for adult customers in Argentina, with questions handled on chat, email and phone. Anyone insuring a child needs a different provider, since the age rule here excludes minors outright.

What will the premium be?+

The premium is set per quote rather than listed as a fixed price, and the mix of cover chosen from auto, home and life moves the cost. For context, premiums across this comparison group sit around €7.95, so the individual quote is the figure that matters.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

123Seguro

Argentine adults bundling motor, home, life, health and breakdown cover through a single broker.

9.0/10See alternatives