Paysend review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Paysend is a cross-border money transfer infrastructure reaching 170+ countries through accounts, cards, e-wallets and cash collection. For households supporting family abroad, it combines mobile transfers, requests and top-ups with tracking and arrival notifications while delivery times differ by route and checks.
Key facts
- Best for
- Sending money home across 170+ countries
- Deposit protection
- FSCS up to GBP 85,000↗
- Account kind
- Cash management↗
- Legal entity
- Paysend Plc↗
- Headquarters
- United Kingdom↗
- Support channels
- Chat, Email, Help-centre↗
- Official website
- paysend.com
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Reaches 170+ countries through a network of digital endpoints
- Sends to accounts, cards, e-wallets and cash collection points
- Discloses transfer terms before confirmation and tracks every step
Cons
- Delivery times vary by route, payout method and compliance checks
Who it suits
- Households sending money to family abroad
- Enterprises operating payments across borders
Who should look elsewhere
- Savers seeking deposit growth
How your money is protected
Paysend operates under licences across jurisdictions that support protection and compliance for cross-border transfers. Routine compliance checks apply to routes and payout methods, which explains why delivery times differ by destination and recipient bank. Transfers remain trackable at every step, with notifications sent when money arrives for senders and recipients. The service runs on an owned loop that connects schemes, wallets, banking accounts and instant payment rails. The structure supports speed, reliability and consistent user experience.
How Paysend compares
Where Paysend is available
- Available
- Albania, Algeria, Andorra, Armenia, Australia, Austria, Azerbaijan, Bangladesh, Belgium, Belize, Bhutan, Bosnia and Herzegovina, Brazil, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Chad, Chile, China, Colombia, Croatia, Cyprus, Czechia, Denmark, Ecuador, Egypt, El Salvador, Estonia, Ethiopia, Finland, France, Georgia, Germany, Greece, Guatemala, Guinea, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Latvia, Liberia, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Malta, Mauritania, Mexico, Moldova, Montenegro, Morocco, Mozambique, Nepal, Netherlands, Nigeria, North Macedonia, Norway, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, San Marino, Saudi Arabia, Senegal, Serbia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uzbekistan, Vietnam, Zambia
- Licence in United Kingdom
- Financial Conduct Authority (900004), checked September 26, 2026
- Licence in Ireland
- Central Bank of Ireland (C443739), checked September 26, 2026
- Licence in United States
- FinCEN, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Paysend do?+
Paysend provides holistic payments infrastructure for businesses operating worldwide and millions sending money home. Users send, pay, request and top up from a phone with notifications when money arrives. Recipient options span accounts, cards, e-wallets and cash.
Which countries does Paysend serve?+
Paysend sends to 170+ countries and connects 25+ billion digital endpoints across currencies and rails. Coverage spans schemes, wallets, banking accounts and instant payment rails. Interoperability allows movement across different global systems and payout types.
Who uses Paysend?+
Paysend serves millions of individuals sending money home and businesses operating worldwide. The service suits households managing transfers, requests and top-ups from one place. Enterprises use the same infrastructure to power global payments across borders.
Which company operates Paysend?+
Paysend is operated by Paysend Plc. (Source, checked September 26, 2026)
Where is Paysend based?+
Paysend is based in United Kingdom. (Source, checked September 26, 2026)
How can I contact Paysend support?+
Paysend offers support through Chat, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- paysend.com/en-gb/select-region checked September 26, 2026
Backs: Deposit protection, Headquarters, Legal entity, Licences
“Paysend Plc is a company incorporated and registered in Scotland with company number SC376020. Our registered office is at Suite 2, Ground Floor, Orchard Brae House, 30 Queensferry Road, Edinburgh,...”
- paysend.com/personal checked September 26, 2026
Backs: Account kind, Support channels
“Paysend EU DAC is authorised and regulated by the Central Bank of Ireland (Firm Reference Number C443739) as an electronic money institution permitted to issue e-money and provide payment services”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit.