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Updated October 21, 2026 · SumCue Editorial Team

Top savings accounts and deposits compared in China

422 providers available in China, ranked for China.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top savings accounts and deposits compared in China
OrderProviderScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner
9.0/10
  • Business
  • Travel
Headline rate:
2.18% to 3.83%
Rate type:
Variable
Minimum deposit:
HK$0
ReviewCompareVisit
2
Afranga logo
AfrangaPartner
8.8/10
  • Low fees
Headline rate:
8% to 10%
Rate type:
Fixed
Term:
3 to 12 months
ReviewCompareVisit
3
Monefit logo
MonefitPartner

Monefit offers SmartSaver, a savings product with daily returns and the flexibility to withdraw at any time, alongside a credit product.

8.0/10
    		ReviewCompareVisit
    4
    Ariza Credit Union logo
    Ariza Credit UnionPartner
    		9.7/10
    • No monthly fee
    • Travel
    Headline rate:
    3.5%
    Rate type:
    Variable
    Term:
    36 months
    		ReviewCompareSee alternatives
    5
    BCP logo
    BCPPartner
    		9.7/10
    • No monthly fee
    Rate type:
    Fixed
    Term:
    3 to 72 months
    Minimum deposit:
    PEN 1
    		ReviewCompareSee alternatives
    6
    Grenada Co-operative Bank logo
    Grenada Co-operative BankPartner
    		9.7/10
    • Credit line
    Rate type:
    Variable
    Minimum deposit:
    EC$50
    Access terms:
    Easy access at branches, ATMs and eBanking; interest paid quarterly
    		ReviewCompareSee alternatives
    7
    Banco Pichincha logo
    Banco PichinchaPartner
    		9.6/10
    • No monthly fee
    • Rewards
    Headline rate:
    4.75%
    Rate type:
    Variable
    Term:
    3 to 60 months
    		ReviewCompareSee alternatives
    8
    Nykredit logo
    NykreditPartner
    		9.5/10
    • No monthly fee
    Headline rate:
    5%
    Rate type:
    Variable
    Minimum deposit:
    DKK 0
    		ReviewCompareSee alternatives
    9
    Bank of Jordan logo
    Bank of JordanPartner
    		9.4/10
    • No monthly fee
    Headline rate:
    0.1% to 2%
    Rate type:
    Variable
    Term:
    96 months
    		ReviewCompareSee alternatives
    10
    HBL logo
    HBLPartner
    		9.4/10
    • No monthly fee
    Rate type:
    Variable
    Minimum deposit:
    PKR 0
    Access terms:
    Unlimited transactions, no minimum balance; profit calculated on monthly average balance and paid semi-annually
    		ReviewCompareSee alternatives

    Licensed in China

    Ant Group
    People's Bank of China
    Suning Bank
    China Banking Regulatory Commission (CBIRC), now National Financial Regulatory Administration (NFRA)

    Other rankings

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    Other countries

    Airwallex

    Airwallex

    Top pick for China

    9.0/10Visit