Updated October 21, 2026 · SumCue Editorial Team

Top savings accounts and deposits compared in Germany

523 providers available in Germany, ranked for Germany.

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Top savings accounts and deposits compared in Germany
OrderProviderScoreFeaturesKey factsActions
1
DKB logo
DKBTop pickPartner

25 Euro Bonus Kinderkonto and Tagesgeld: 25 EUR

9.3/10
  • No monthly fee
  • Travel
Headline rate:
1%
Rate type:
Variable
Term:
12 to 120 months
ReviewCompareVisit
2
DKB (Deutsche Kreditbank) logo
DKB (Deutsche Kreditbank)Partner

Welcome bonus for new credit card holders: €30

9.0/10
  • Fixed rate
  • Travel
Rate type:
Fixed
Term:
12 to 120 months
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareVisit
3
iuvoSAVE logo
iuvoSAVEPartner
9.0/10
  • No monthly fee
  • Fixed rate
Headline rate:
5%
Rate type:
Fixed
Term:
3 months
ReviewCompareVisit
4
J&T Direktbank logo
J&T DirektbankPartner
9.3/10
  • No monthly fee
Headline rate:
2.25%
Rate type:
Variable
Minimum deposit:
€0
ReviewCompareVisit
5
Fyrst logo
FyrstPartner
8.9/10
  • No annual fee
  • Business
Monthly fee:
€0
Legal entity:
Deutsche Bank AG
Headquarters:
Germany
ReviewCompareVisit
6
bunq logo
bunqPartner

bunq Pro free for students: bunq Pro for EUR0/month while studying (normally EUR9.99/month)

8.8/10
    Headline rate:
    3.01%
    Rate type:
    Variable
    Minimum deposit:
    €10
    ReviewCompareVisit
    7
    EstateGuru logo
    EstateGuruPartner

    8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%

    8.8/10
    • Fixed rate
    Headline rate:
    7%
    Rate type:
    Fixed
    Minimum deposit:
    €100
    ReviewCompareVisit
    8
    Panda Remit logo
    Panda RemitPartner

    Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer

    8.4/10
    • Fixed rate
    Deposit protection:
    FDIC up to USD 250,000
    Access terms:
    On demand, 24/7; exchange rate can be locked for 24 hours
    Legal entity:
    Wotransfer PTE. LTD.
    ReviewCompareVisit
    9
    Airwallex logo
    AirwallexPartner
    9.0/10
    • Business
    • Travel
    Headline rate:
    2.18% to 3.83%
    Rate type:
    Variable
    Minimum deposit:
    HK$0
    ReviewCompareVisit
    10
    Afranga logo
    AfrangaPartner
    8.8/10
    • Low fees
    Headline rate:
    8% to 10%
    Rate type:
    Fixed
    Term:
    3 to 12 months
    ReviewCompareVisit

    Licensed in Germany

    DKB
    Bundesanstalt fur Finanzdienstleistungsaufsicht
    J&T Direktbank
    Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
    bunq
    Bundesanstalt fur Finanzdienstleistungsaufsicht (BaFin)
    Deutsche Bank
    Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
    Deutsche Bank
    European Central Bank (ECB)
    Deutsche Bank
    IHK Frankfurt am Main (Versicherungsvermittlerregister)
    Pbb Direkt
    Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
    Pbb Direkt
    Europaeische Zentralbank (ECB)
    SWK Bank
    Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
    Wüstenrot Bausparkasse
    European Central Bank
    Wüstenrot Bausparkasse
    Federal Financial Supervisory Authority (BaFin)
    1822direkt
    Europäische Zentralbank (ECB)
    1822direkt
    Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
    Deutsche Bank
    Europäische Zentralbank (EZB)
    Deutsche Bank
    Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
    CosmosDirekt
    Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
    Postbank
    Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
    Postbank
    Europäische Zentralbank (EZB)
    TARGOBANK
    Europäische Zentralbank
    TARGOBANK
    Bundesanstalt für Finanzdienstleistungsaufsicht

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    DKB

    DKB

    Top pick for Germany

    9.3/10Visit