Updated October 21, 2026 · SumCue Editorial Team

Top savings accounts and deposits compared in Austria

461 providers available in Austria, ranked for Austria.

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Top savings accounts and deposits compared in Austria
OrderProviderScoreFeaturesKey factsActions
1
DKB logo
DKBTop pickPartner

25 Euro Bonus Kinderkonto and Tagesgeld: 25 EUR

9.3/10
  • No monthly fee
  • Travel
Headline rate:
1%
Rate type:
Variable
Term:
12 to 120 months
ReviewCompareVisit
2
DKB (Deutsche Kreditbank) logo
DKB (Deutsche Kreditbank)Partner

Welcome bonus for new credit card holders: €30

9.0/10
  • Fixed rate
  • Travel
Rate type:
Fixed
Term:
12 to 120 months
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareVisit
3
Panda Remit logo
Panda RemitPartner

Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer

8.4/10
  • Fixed rate
Deposit protection:
FDIC up to USD 250,000
Access terms:
On demand, 24/7; exchange rate can be locked for 24 hours
Legal entity:
Wotransfer PTE. LTD.
ReviewCompareVisit
4
Afranga logo
AfrangaPartner
8.8/10
  • Low fees
Headline rate:
8% to 10%
Rate type:
Fixed
Term:
3 to 12 months
ReviewCompareVisit
5
Monefit logo
MonefitPartner

Monefit offers SmartSaver, a savings product with daily returns and the flexibility to withdraw at any time, alongside a credit product.

8.0/10
    ReviewCompareVisit
    6
    Revolut UK logo
    Revolut UKPartner
    9.4/10
    • No annual fee
    • Travel
    Headline rate:
    4%
    Rate type:
    Variable
    Minimum deposit:
    £0
    ReviewCompareVisit
    7
    Revolut logo
    RevolutPartner
    9.2/10
    • No monthly fee
    • Travel
    Headline rate:
    4%
    Rate type:
    Variable
    Minimum deposit:
    £0
    ReviewCompareVisit
    8
    Lightyear logo
    LightyearPartner
    8.9/10
    • Low fees
    Headline rate:
    2.42%
    Rate type:
    Variable
    Minimum deposit:
    €1
    ReviewCompareVisit
    9
    Ariza Credit Union logo
    Ariza Credit UnionPartner
    9.7/10
    • No monthly fee
    • Travel
    Headline rate:
    3.5%
    Rate type:
    Variable
    Term:
    36 months
    ReviewCompareSee alternatives
    10
    BCP logo
    BCPPartner
    9.7/10
    • No monthly fee
    Rate type:
    Fixed
    Term:
    3 to 72 months
    Minimum deposit:
    PEN 1
    ReviewCompareSee alternatives

    Licensed in Austria

    BAWAG
    Finanzmarktaufsicht (FMA)
    BAWAG
    European Central Bank
    Bitpanda
    FMA (Austria)
    Bitpanda
    Austrian Financial Market Authority (FMA)
    Bitpanda
    AT_FMA
    easybank
    Finanzmarktaufsicht (FMA)
    easybank
    European Central Bank (EZB/ECB)
    coinfinity
    Austrian Financial Market Authority (FMA)
    durchblicker.at
    Versicherungsvermittlerregister (Gewerberegister, GISA) - Versicherungsmakler
    durchblicker.at
    Gewerberegister (GISA) - Vermögensberater
    nettopolizze.at (AT)
    GISA-Versicherungsvermittlerregister (Oesterreich)
    nettopolizze.at (AT)
    Gewerbebehörde Magistrat der Stadt Wien (Gewerbliche Vermoegensberatung, § 1 Z 44 WAG 2018)
    Anadi Bank
    Financial Market Authority (FMA), Austria

    Other rankings

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    Other countries

    DKB

    DKB

    Top pick for Austria

    9.3/10Visit