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Updated October 21, 2026 · SumCue Editorial Team

Top savings accounts and deposits compared in India

436 providers available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top savings accounts and deposits compared in India
OrderProviderScoreFeaturesKey factsActions
1
AU Small Finance Bank logo
AU Small Finance BankTop pickPartner
9.3/10
  • Fixed rate
Headline rate:
6.75%
Rate type:
Variable
Term:
12 to 60 months
ReviewCompareVisit
2
ICICI Bank logo
ICICI BankPartner

Sapphiro Credit Card welcome vouchers: Vouchers worth over INR 13,000

8.9/10
  • Fixed rate
  • Rewards
Headline rate:
2.5%
Rate type:
Variable
Term:
12 to 72 months
ReviewCompareVisit
3
Kotak 811 logo
Kotak 811Partner
8.5/10
    Headline rate:
    5%
    Monthly fee:
    ₹0
    Legal entity:
    Kotak Mahindra Bank Limited
    		ReviewCompareVisit
    4
    Panda Remit logo
    Panda RemitPartner

    Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer

    		8.4/10
    • Fixed rate
    Deposit protection:
    FDIC up to USD 250,000
    Access terms:
    On demand, 24/7; exchange rate can be locked for 24 hours
    Legal entity:
    Wotransfer PTE. LTD.
    		ReviewCompareVisit
    5
    Afranga logo
    AfrangaPartner
    		8.8/10
    • Low fees
    Headline rate:
    8% to 10%
    Rate type:
    Fixed
    Term:
    3 to 12 months
    		ReviewCompareVisit
    6
    Monefit logo
    MonefitPartner

    Monefit offers SmartSaver, a savings product with daily returns and the flexibility to withdraw at any time, alongside a credit product.

    		8.0/10
      		ReviewCompareVisit
      7
      Ariza Credit Union logo
      Ariza Credit UnionPartner
      		9.7/10
      • No monthly fee
      • Travel
      Headline rate:
      3.5%
      Rate type:
      Variable
      Term:
      36 months
      		ReviewCompareSee alternatives
      8
      BCP logo
      BCPPartner
      		9.7/10
      • No monthly fee
      Rate type:
      Fixed
      Term:
      3 to 72 months
      Minimum deposit:
      PEN 1
      		ReviewCompareSee alternatives
      9
      Grenada Co-operative Bank logo
      Grenada Co-operative BankPartner
      		9.7/10
      • Credit line
      Rate type:
      Variable
      Minimum deposit:
      EC$50
      Access terms:
      Easy access at branches, ATMs and eBanking; interest paid quarterly
      		ReviewCompareSee alternatives
      10
      Banco Pichincha logo
      Banco PichinchaPartner
      		9.6/10
      • No monthly fee
      • Rewards
      Headline rate:
      4.75%
      Rate type:
      Variable
      Term:
      3 to 60 months
      		ReviewCompareSee alternatives

      Licensed in India

      AU Small Finance Bank
      Reserve Bank of India
      ICICI Bank
      Deposit Insurance and Credit Guarantee Corporation (DICGC)
      ET Money
      SEBI
      Fino Payments Bank
      DICGC (Deposit Insurance and Credit Guarantee Corporation)
      Jupiter
      Reserve Bank of India (PPI issuer)
      Jupiter
      NPCI (TPAP)
      Jupiter
      RBI (NBFC registration, Amica Finance Private Limited)
      Jupiter
      SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
      Jupiter
      AMFI (CAT-1 Execution only Platform)
      SBM Bank
      Reserve Bank of India (RBI)
      slice Small Finance Bank
      Reserve Bank of India

      Other rankings

      Browse by category

      Other countries

      AU Small Finance Bank

      AU Small Finance Bank

      Top pick for India

      9.3/10Visit