Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated October 17, 2026 · SumCue Editorial Team

Top savings accounts and deposits compared in Spain

471 providers available in Spain, ranked for Spain.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top savings accounts and deposits compared in Spain
OrderProviderScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
9.2/10
    Headline rate:
    3.8%
    Rate type:
    Variable
    Minimum deposit:
    $1 to $10,000
    		ReviewCompareVisit
    2
    bunq Spain logo
    bunq SpainPartner
    		9.0/10
    • No monthly fee
    • Travel
    Headline rate:
    3.01%
    Rate type:
    Variable
    Minimum deposit:
    €10
    		ReviewCompareVisit
    3
    bunq logo
    bunqPartner

    bunq Pro free for students: bunq Pro for EUR0/month while studying (normally EUR9.99/month)

    		8.8/10
      Headline rate:
      3.01%
      Rate type:
      Variable
      Minimum deposit:
      €10
      		ReviewCompareVisit
      4
      Qonto logo
      QontoPartner

      1-month free trial on all Qonto plans: 1 month free

      		8.6/10
      • No annual fee
      • Business
      • Travel
      Headline rate:
      1.5%
      Rate type:
      Variable
      Minimum deposit:
      €0
      		ReviewCompareVisit
      5
      Bitpanda logo
      BitpandaPartner
      		9.1/10
      • No annual fee
      Minimum deposit:
      €1
      Deposit protection:
      EU DGS up to EUR 100,000
      Access terms:
      Instant access, trading 24/7, funds tradeable anytime
      		ReviewCompareVisit
      6
      iuvoSAVE logo
      iuvoSAVEPartner
      		9.0/10
      • No monthly fee
      • Fixed rate
      Headline rate:
      5%
      Rate type:
      Fixed
      Term:
      3 months
      		ReviewCompareVisit
      7
      Revolut logo
      RevolutPartner
      		9.2/10
      • No monthly fee
      • Travel
      Headline rate:
      4%
      Rate type:
      Variable
      Minimum deposit:
      £0
      		ReviewCompareVisit
      8
      N26 Go logo
      N26 GoPartner
      		9.0/10
      • No monthly fee
      • Business
      • Travel
      Headline rate:
      0.3% to 1.5%
      Rate type:
      Variable
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareVisit
      9
      Sendwave logo
      SendwavePartner

      Sendwave Wallet cash back or rewards

      		9.0/10
        Deposit protection:
        FSCS up to GBP 85,000
        Access terms:
        Senders in Belgium, Canada, Germany, Spain, France, UK, Ireland, Italy, Portugal, US; Sendwave Wallet senders from US and UK only
        Account kind:
        Cash management
        		ReviewCompareVisit
        10
        N26 logo
        N26Partner
        		9.0/10
        • No monthly fee
        • Travel
        Headline rate:
        0.3% to 1.5%
        Rate type:
        Variable
        Minimum deposit:
        €0
        		ReviewCompareVisit

        Licensed in Spain

        bunq Spain
        Banco de España
        bunq Spain
        SEPBLAC
        bunq
        Banco de Espana
        Openbank
        Comision Nacional del Mercado de Valores (CNMV)
        Avant Money
        Banco de España
        Self Bank (Selfbank by Singular Bank)
        Banco de Espana
        Self Bank (Selfbank by Singular Bank)
        CNMV
        BBVA Aqua Más
        European Central Bank (ECB), as a Significant Institution under European Banking Supervision
        BBVA Aqua Más
        Comision Nacional del Mercado de Valores (CNMV)
        Bit2Me
        CNMV
        Bit2Me
        Comision Nacional del Mercado de Valores (CNMV)
        Ledn
        Comision Nacional del Mercado de Valores (CNMV) - MiCA licence in process, not yet granted
        Renta 4 Banco
        Comision Nacional del Mercado de Valores (CNMV)
        TorFX
        Banco de Espana
        Raisin Spain
        Banco de España
        Rastreator
        Direccion General de Seguros y Fondos de Pensiones (DGSFP)
        Rastreator
        Banco de Espana
        Vivid Money
        Bank of Spain (Vivid Money S.A., Sucursal en Espana)
        BBVA Deutschland
        European Central Bank

        Other rankings

        Browse by category

        Other countries

        eToro

        eToro

        Top pick for Spain

        9.2/10Visit