Updated October 18, 2026 · SumCue Editorial Team

Top savings accounts and deposits compared in France

475 providers available in France, ranked for France.

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Top savings accounts and deposits compared in France
OrderProviderScoreFeaturesKey factsActions
1
ActivTrades logo
ActivTradesTop pickPartner
9.4/10
    Headline rate:
    3.3%
    Rate type:
    Variable
    Minimum deposit:
    $0
    ReviewCompareVisit
    2
    XTB logo
    XTBPartner
    9.3/10
    • Low fees
    Headline rate:
    4%
    Rate type:
    Variable
    Minimum deposit:
    €0
    ReviewCompareVisit
    3
    eToro logo
    eToroPartner
    9.2/10
      Headline rate:
      3.8%
      Rate type:
      Variable
      Minimum deposit:
      $1 to $10,000
      ReviewCompareVisit
      4
      Linxea logo
      LinxeaPartner

      100 EUR offerts ouverture Linxea Spirit 2 enfant mineur

      8.7/10
      • Low fees
      Headline rate:
      3%
      Rate type:
      Variable
      Minimum deposit:
      €100
      ReviewCompareVisit
      5
      Bitpanda logo
      BitpandaPartner
      9.1/10
      • No annual fee
      Minimum deposit:
      €1
      Deposit protection:
      EU DGS up to EUR 100,000
      Access terms:
      Instant access, trading 24/7, funds tradeable anytime
      ReviewCompareVisit
      6
      iuvoSAVE logo
      iuvoSAVEPartner
      9.0/10
      • No monthly fee
      • Fixed rate
      Headline rate:
      5%
      Rate type:
      Fixed
      Term:
      3 months
      ReviewCompareVisit
      7
      Sendwave logo
      SendwavePartner

      Sendwave Wallet cash back or rewards

      9.0/10
        Deposit protection:
        FSCS up to GBP 85,000
        Access terms:
        Senders in Belgium, Canada, Germany, Spain, France, UK, Ireland, Italy, Portugal, US; Sendwave Wallet senders from US and UK only
        Account kind:
        Cash management
        ReviewCompareVisit
        8
        Finom logo
        FinomPartner

        Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

        8.9/10
        • No monthly fee
        • Fixed rate
        • Rewards
        • Business
        Headline rate:
        5%
        Rate type:
        Fixed
        Minimum deposit:
        €0
        ReviewCompareVisit
        9
        Panda Remit logo
        Panda RemitPartner

        Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer

        8.4/10
        • Fixed rate
        Deposit protection:
        FDIC up to USD 250,000
        Access terms:
        On demand, 24/7; exchange rate can be locked for 24 hours
        Legal entity:
        Wotransfer PTE. LTD.
        ReviewCompareVisit
        10
        Airwallex logo
        AirwallexPartner
        9.0/10
        • Business
        • Travel
        Headline rate:
        2.18% to 3.83%
        Rate type:
        Variable
        Minimum deposit:
        HK$0
        ReviewCompareVisit

        Licensed in France

        Linxea
        ORIAS
        BoursoBank
        Autorité de contrôle prudentiel (ACB)
        BoursoBank
        Autorité des marchés financiers (AMF)
        bunq Spain
        Banque de France
        Monabanq
        Autorite de controle prudentiel et de resolution (ACPR)
        Monabanq
        Organisme pour le registre des intermediaires en assurances (ORIAS)
        Alior
        FR_ACPR
        Distingo Bank credit-form leadgen
        BCE (Banque Centrale Europeenne)
        Memo Bank
        Banque Centrale Europeenne (ECB)
        Memo Bank
        Autorite de Controle Prudentiel et de Resolution (ACPR)
        Sumeria
        ACPR (Autorite de Controle Prudentiel et de Resolution) - e-money institution authorised to issue payment services
        Sumeria
        ORIAS (agent of investment service provider Bitpanda Financial Services GmbH)
        bunq
        Banque de France
        Shine
        ACPR
        Shine
        FR_ACPR
        DISTINGO Bank
        ACPR (Autorite de Controle Prudentiel et de Resolution)
        Hello bank! Pro
        ACPR (Autorite de Controle Prudentiel)
        Hello bank! Pro
        AMF (Autorite des Marches Financiers)
        Cashbee
        ACPR (Banque de France)
        Cashbee
        ORIAS

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        ActivTrades

        ActivTrades

        Top pick for France

        9.4/10Visit