Updated October 21, 2026 · SumCue Editorial Team
DirectAsia vs Vuso UA
DirectAsia
Vuso UA
Higher score in this comparison
DirectAsia vs Vuso UA: the differences
| Compare | DirectAsiaReviewVisitVisit | Vuso UAReviewVisitVisit |
|---|---|---|
| Insurance types | Auto, Motorcycle, Travel | Auto, Travel, Health, Home, Renters |
| Excess from | SGD 30 | €0 to €50 |
| Cover limit | SGD 500,000 overseas medical | Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited) |
| Claims channels | Phone, OnlineCovers more | Phone |
| Age range | 15 days to below 81 years | Children aged 0-3 and adults aged 60-65 (voluntary medical insurance) |
Same on both: Provider type (Insurer).
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Key differences
- Vuso UA scores higher overall: 9.3 vs 9.1.
- Founded is lower at Vuso UA: 2001 vs 2010.
- Insurance types: only DirectAsia offers Motorcycle.
- Insurance types: only Vuso UA offers Health, Home, Renters.
- Claims channels: only DirectAsia offers Online.
- Support channels: only Vuso UA offers Chat.
- Audience: only DirectAsia offers Seniors.
- Audience: only Vuso UA offers Expats.
Our verdict on each
DirectAsia
DirectAsia suits drivers and travellers in Singapore seeking cover from a direct carrier under insurer with a focused range covering auto, motorcycle and travel. Travel plans include SGD 500,000 overseas medical which gives higher overseas medical scope for your household needs across the year.
Vuso UA
Vuso UA suits people seeking personal insurance from a Ukrainian insurer, particularly expats. Its broad choice of auto, travel, health, home and renters insurance makes it more versatile than Linxea, while premiums across insurance listings start at a median of €8.31.
Score breakdown
| Area | DirectAsia | Vuso UA |
|---|---|---|
| Cost | 9.2Excess starts at SGD 30 keeping entry costs clear on relevant travel plans | 9.6HigherPremiums across listed insurance categories start at a median of €8.31. |
| Offer | 8.9Eligibility spans 15 days to below 81 years giving wide scope for family travel | 9.0Higher |
| Trust | 9.1Singapore base shown by SG with roots since 2010 | 9.2Higher |
Positions in our rankings
| Ranking | DirectAsia | Vuso UA |
|---|---|---|
| Insurance | 35 of 627 | 21 of 627 |
| Car insurance | 15 of 279 | 9 of 279 |
| Travel insurance | 22 of 278 | 13 of 278 |
Availability and regulation
| Country | DirectAsia | Vuso UA |
|---|---|---|
| Singapore | Not confirmed | |
| Ukraine | Not confirmed |
Additional countries for DirectAsia: 1. Additional countries for Vuso UA: 1.
Every fact side by side
| Fact | DirectAsia | Vuso UA |
|---|---|---|
| Audience | Seniors | Expats |
| Legal entity | Auto & General Insurance (Singapore) Pte. Limited trading as DirectAsia Insurance | PrAT Insurance Company VUSO |
| Headquarters | Singapore | Ukraine |
| Founded | 2010 | 2001Lower |
| Support channels | Phone, Email, Help centre | Phone, Email, Chat, Help centreCovers more |
Pros and cons
DirectAsia
Pros
- Direct cover as an insurer under insurer with motor and travel options in auto, motorcycle and travel
- Overseas medical scope reaches SGD 500,000 overseas medical for trips where health costs matter
- Family travel notes seniors in seniors alongside broad eligibility
Cons
- Range stays centred on auto, motorcycle and travel while Linxea focuses on life for life savings
- Support runs on phone, email and help centre only, which may feel limited if you prefer chat
- Travel excess applies at SGD 30 so small claims may bring little payout
Vuso UA
Pros
- Covers auto, travel, health, home and renters insurance through auto, travel and health.
- Vuso UA is an insurer rather than a broker, according to insurer.
- Customers can reach the insurer by phone, email, chat or the help centre through phone, email and chat.
Cons
- Voluntary medical insurance is limited to a stated age range covering children and older adults, not every applicant.
- The stated cover limit, Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited), belongs to a single unlimited KASKO product rather than to every Vuso UA policy.
- Premiums vary widely across the market, with listed prices running €0 to €3,431.08.
Who each suits
DirectAsia
Who it suits
- Drivers and riders who want motor cover in auto, motorcycle and travel rather than the health led shelf of Oney Préstamos
- Families arranging travel with seniors noted in seniors rather than the account linked travel of bunq Spain
Who should look elsewhere
- If you want life savings cover, Linxea may fit better with life rather than motor and travel
- If you want health or gadget protection, Oney Préstamos may fit better with health, life and gadget
Vuso UA
Who it suits
- Expats and internationally minded residents in Ukraine, matching expats, who want personal cover in one place.
- Ukrainian households looking for more than one category of cover.
- Customers who want support by phone, email, chat or a help centre through phone, email and chat.
Who should look elsewhere
- People seeking life insurance, since Linxea offers life.
- Shoppers focused mainly on gadget insurance, since Oney Préstamos ES offers health, life and gadget and Vuso UA's listed types do not include gadgets.
- People wanting a Ukrainian insurer that lists travel, home and gadget cover but no listed auto cover, unlike the range described for Euroasia Insurance by auto, home and travel.
Current offers
Vuso UA
Current offer
Discount code
10% discount on medical travel insurance for trips abroad: 10% discount
Covers COVID-19 treatment costs, 24/7 emergency medical assistance worldwide
Source, checked September 26, 2026
Country by country
| Country | DirectAsia | Vuso UA |
|---|---|---|
| Singapore | Yes | No |
| Ukraine | No | Yes |
Questions about each
DirectAsia
What types of insurance does DirectAsia offer?+
DirectAsia lists cover for auto, motorcycle and travel. That focused choice suits you if your main needs are a car, a motorbike or a holiday, rather than home or life cover.
How much overseas medical cover can you get?+
Travel cover includes SGD 500,000 overseas medical. That level suits you if overseas hospital bills are your main worry, though you should still check sub limits and exclusions in the wording.
Vuso UA
What kinds of insurance does Vuso UA offer?+
Vuso UA lists auto, travel and health, so cover spans vehicles, journeys, health, the home and renting arrangements. That mix is broader than the life-only line at Linxea, which lists life. One insurer can then cover several members of a household.
Is Vuso UA an insurer or a broker?+
Vuso UA is an insurer, as insurer shows, and the legal entity behind the policies is PrAT Insurance Company VUSO. Its headquarters sit in Ukraine, so the contracts are written for the Ukrainian market rather than for a UK or European customer.
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