Updated September 30, 2026 · SumCue Editorial Team
Linxea vs TravelSecure
Linxea
TravelSecure
Higher score in this comparison
Linxea vs TravelSecure: the differences
| Compare | LinxeaReviewVisitVisit | TravelSecureReviewVisitVisit |
|---|---|---|
| Premium from | €25 | €5Lower |
| Insurance types | Life | Travel |
| Provider type | Broker | Insurer |
| Monthly payments | YesHas it | No |
| Claims channels | Phone, Email, Post | Online, Email |
| Excess from | Not confirmed | €25 |
| Age range | 18+ | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- TravelSecure scores higher overall: 9.0 vs 8.7.
- Premium from is lower at TravelSecure: €5 vs €25.
- Monthly payments: only Linxea.
- Insurance types: only Linxea offers Life.
- Insurance types: only TravelSecure offers Travel.
- Claims channels: only Linxea offers Phone, Post.
- Claims channels: only TravelSecure offers Online.
- Audience: only Linxea offers Expats.
- Audience: only TravelSecure offers Seniors.
Our verdict on each
Linxea
Linxea suits expats in France seeking life cover linked to funds and bonds with easy access and variable returns. Opening asks €100 with 0% entry fee on Linxea Avenir 2, headline at 3% and cover at EU ICS up to EUR 20,000 with online management.
TravelSecure
TravelSecure suits seniors seeking travel cover from an insurer setup with phone plus help centre support for claims handled online and by email. Premiums start at €5 with excess from €25, while monthly payments shape the budgeting trade off for annual cover.
Score breakdown
| Area | Linxea | TravelSecure |
|---|---|---|
| Cost | 8.4Monthly cost stays at €0 with 0% entry fee on Linxea Avenir 2 keeping entry light | 8.8HigherPremiums start at €5 with excess from €25 |
| Offer | 8.9HigherLife cover linked to funds and bonds with variable pricing at 3% | 8.4Travel focus shown by travel with claims via online and email |
| Trust | 8.8Oversight by ORIAS with cover at EU ICS up to EUR 20,000 stated | 9.6HigherDirect insurer model shown by insurer for clear accountability |
Where they rank in our lists
| Ranking | Linxea | TravelSecure |
|---|---|---|
| Insurance | 7 of 627 | 12 of 627 |
If neither fits
HanseMerkur Reiseversicherung AT has premium from at €1.50, against €25 for Linxea and €5 for TravelSecure.
HanseMerkur Reiseversicherung AT reviewWhat we checked
Linxea
- linxea.com: 8 facts, checked September 26, 2026
TravelSecure
- travelsecure.de: 7 facts, checked September 29, 2026
Every fact side by side
| Fact | Linxea | TravelSecure |
|---|---|---|
| Audience | Expats | Seniors |
| Pricing model | Low fees | Not confirmed |
Savings
| Fact | Linxea | TravelSecure |
|---|---|---|
| Headline rate | 3% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | €100 | Not confirmed |
| Deposit protection | EU DGS up to EUR 100,000 | Not confirmed |
| Access terms | Redemption from 100 EUR; euro fund capital 99.4% guaranteed; subscription and management 100% online | Not confirmed |
| Monthly fee | €0 | Not confirmed |
| Account kind | Easy access | Not confirmed |
| Regulators | ORIAS | Not confirmed |
Where each stands against the rest
| Fact | Linxea | TravelSecure | Median |
|---|---|---|---|
| Premium from | €25highest quarter | €5below the median | €6.02 |
| Excess from | Not confirmed | €25below the median | €70 |
Median across 116 listed providers.
Pros and cons
Linxea
Pros
- Entry premiums from €25 with monthly payments supported for gradual saving
- Ongoing account cost at €0 with 0% entry fee on Linxea Avenir 2 on Linxea Avenir cover
- Easy access structure via easy access linked to variable pricing at 3%
Cons
- Starting deposit of €100 sits above free entry at XTB at €0
- Stocks are not among its markets (funds and bonds), while DKB covers stocks, ETFs and bonds
- Cover centres on life life policies, which limits choice if you want health or travel add ons
TravelSecure
Pros
- Direct insurer setup for clear accountability on travel policies
- Premiums start at €5, below typical travel premium levels for budget planning
- Claims routes via online and email give digital options for documentation and updates
Cons
- Cover centres on travel only, so households wanting wider protection may look at AXA
- Support runs on phone and help centre only, which limits choice for readers wanting chat or email help
- Monthly payments are not available, so budgeting stays tied to €5 paid upfront
Who each suits
Linxea
Who it suits
- Expats in France seeking life savings over XTB if insurance structure matters more than trading
- Cost aware savers choosing Linxea over DKB if low entry fees matter more than equity breadth
Who should look elsewhere
- Traders wanting stocks and ETFs should consider DKB for broader market breadth beyond funds and bonds
- Savers wanting free entry should consider XTB given Linxea asks €100 to open
TravelSecure
Who it suits
- Seniors planning trips who value a direct insurer route for travel cover
- Travellers comfortable paying upfront at €5 without monthly payments
- Readers happy with phone plus help centre support via phone and help centre
Who should look elsewhere
- Readers wanting life cover rather than trip cover may prefer Polizza Vita con Bonus given life
- Readers wanting broker choice across many insurers may prefer Explorer Travel Insurance given broker
- Readers wanting instalment budgeting may look beyond TravelSecure as monthly payments are not available
Current offers
Linxea
Current offer
Bonus
100 EUR offerts ouverture Linxea Spirit 2 enfant mineur: 100 EUR
ouverture d'un contrat Linxea Spirit 2 pour enfant mineur
Source, checked September 26, 2026
Country by country
| Country | Linxea | TravelSecure |
|---|---|---|
| France | Yes | No |
| Germany | No | Yes |
Questions about each
Linxea
What does it cost to start and top up Linxea cover?+
You can open Linxea Avenir cover from €100 and add premiums from €25, with monthly payments supported. Management stays online, which helps you build savings gradually. Support across phone, help centre and community can guide you on scheduled payments and redemption options.
How does the headline rate work?+
Linxea lists a headline rate of 3% on a variable basis for relevant savings. Rates can move over time, so returns may vary across periods. You should view the rate alongside fund choice and euro fund terms before deciding if the structure fits your plans for flexible savings.
TravelSecure
What does TravelSecure cover?+
TravelSecure focuses on travel cover, so you arrange protection for trips rather than for home, auto or health needs. That narrow focus helps seniors compare trip options clearly. Check policy terms to confirm cancellation, medical and baggage scope before you buy.
How much does TravelSecure cost?+
Premiums start at €5 for trip cancellation style cover, with final cost shaped by trip value, duration and traveller profile. That entry point helps you gauge affordability early. Always compare excess, limits and exclusions alongside headline premium before purchase.
Other options to compare
Other matchups
- Linxea vs Airwallex
- Linxea vs HelloSafe (Atlas)
- Linxea vs Income Insurance
- TravelSecure vs CBC Banque SA
- Linxea vs KS/AUXILIA
- TravelSecure vs MyPhysicianPlan
- Linxea vs ActivTrades
- Linxea vs XTB
- Linxea vs Finom
- Linxea vs HanseMerkur Reiseversicherung AT
- Linxea vs AXA
- Linxea vs DKB
- Linxea vs UNest
- TravelSecure vs HomeServe
- Linxea vs Qonto
- Linxea vs Mintos
- Linxea vs Bitpanda
- Linxea vs Max Life Insurance
- Linxea vs Revolut
- TravelSecure vs TIPINSURE
- Linxea vs Acko