Updated September 30, 2026 · SumCue Editorial Team
CBC Banque SA vs TravelSecure
TravelSecure
CBC Banque SA
Higher score in this comparison
Where CBC Banque SA and TravelSecure differ
| Compare | CBC Banque SAReviewSee alternativesSee alternatives | TravelSecureReviewVisitVisit |
|---|---|---|
| Insurance types | Auto, Home, Renters, Life, Health, Travel, Motorcycle, VanCovers more | Travel |
| Provider type | Broker | Insurer |
| Excess from | €250 | €25Lower |
| Claims channels | CBC Mobile, CBC Touch, Phone | Online, Email |
| Premium from | Not confirmed | €5 |
| Cover limit | 500,000 EUR medical costs abroad per person (travel assistance) | Not confirmed |
| Age range | up to 70 years | Not confirmed |
Same on both: Monthly payments (No).
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Key differences
- CBC Banque SA scores higher overall: 9.5 vs 9.0.
- Excess from is lower at TravelSecure: €25 vs €250.
- Insurance types: only CBC Banque SA offers Auto, Home, Renters.
- Claims channels: only CBC Banque SA offers CBC Mobile, CBC Touch, Phone.
- Claims channels: only TravelSecure offers Online, Email.
Our verdict on each
CBC Banque SA
CBC Banque SA suits people who want a Mastercard debit card linked to an account with fees of €0. Its easy-access structure and broad support options are practical, although the listed interest rate is modest and withdrawing early can forfeit the loyalty premium.
TravelSecure
TravelSecure suits seniors seeking travel cover from an insurer setup with phone plus help centre support for claims handled online and by email. Premiums start at €5 with excess from €25, while monthly payments shape the budgeting trade off for annual cover.
Score breakdown
| Area | CBC Banque SA | TravelSecure |
|---|---|---|
| Cost | 9.2HigherThe debit account has fees of €0, while the credit card has fees of €88. | 8.8Premiums start at €5 with excess from €25 |
| Offer | 9.9Higher | 8.4Travel focus shown by travel with claims via online and email |
| Trust | Not confirmed | 9.6Direct insurer model shown by insurer for clear accountability |
How they place
| Ranking | CBC Banque SA | TravelSecure |
|---|---|---|
| Insurance | 69 of 627 | 12 of 627 |
| Travel insurance | 44 of 278 | 5 of 278 |
Where each is licensed and available
Additional countries for CBC Banque SA: 1. Additional countries for TravelSecure: 1.
Side by side, item by item
| Insurance types | CBC Banque SA | TravelSecure |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Renters | Yes | No |
| Life | Yes | No |
| Health | Yes | No |
| Travel | Yes | Yes |
| Motorcycle | Yes | No |
| Van | Yes | No |
Which one suits you
Pick CBC Banque SA if cost, offer, and insurance types matter most.
Pick TravelSecure if excess from matter most.
Every fact side by side
| Fact | CBC Banque SA | TravelSecure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | No monthly fee | Not confirmed |
| Legal entity | CBC Banque SA | Not confirmed |
| Headquarters | Belgium | Not confirmed |
| Support channels | Phone, Chat, Email, Help centre | Not confirmed |
Loans
| Fact | CBC Banque SA | TravelSecure |
|---|---|---|
| APR | 8.09% | Not confirmed |
| Loan amount | €1,000 to €75,000 | Not confirmed |
| Representative example | Personal loan of EUR 12,500 over 60 months at a fixed annual effective rate of 8.09%: 60 monthly instalments of EUR 252.29, total EUR 15,137.35 | Not confirmed |
| Rate type | Variable | Not confirmed |
| Lender type | Direct lender | Not confirmed |
| Loan types | Personal | Not confirmed |
| Use cases | Home improvement | Not confirmed |
Savings
| Fact | CBC Banque SA | TravelSecure |
|---|---|---|
| Headline rate | 0.6% | Not confirmed |
| Access terms | Regulated savings account, unlimited duration, base interest earned from the day after deposit until the withdrawal day; 12-month loyalty premium forfeited on amounts withdrawn before 12 months | Not confirmed |
| Monthly fee | €0 | Not confirmed |
| Account kind | Easy access | Not confirmed |
Credit cards
| Fact | CBC Banque SA | TravelSecure |
|---|---|---|
| Annual fee | €88 | Not confirmed |
| Rewards type | None | Not confirmed |
| Card kind | Credit | Not confirmed |
Mortgages
| Fact | CBC Banque SA | TravelSecure |
|---|---|---|
| Purpose | Purchase, Remortgage | Not confirmed |
Where each stands against the rest
| Fact | CBC Banque SA | TravelSecure | Median |
|---|---|---|---|
| Premium from | Not confirmed | €5below the median | €6.02 |
| Excess from | €250highest quarter | €25below the median | €70 |
Median across 116 listed providers.
Pros and cons
CBC Banque SA
Pros
- The debit card is a Mastercard, giving it broad acceptance outside the local market.
- The account has fees of €0 and uses the no-monthly-fee model.
- Support is available through phone, chat and email.
Cons
- The savings headline rate is 0.6%, which is below the site median of 3%.
- The loyalty premium is forfeited on amounts withdrawn before the stated qualifying period.
- The available credit card has annual fees of €88 and no rewards.
TravelSecure
Pros
- Direct insurer setup for clear accountability on travel policies
- Premiums start at €5, below typical travel premium levels for budget planning
- Claims routes via online and email give digital options for documentation and updates
Cons
- Cover centres on travel only, so households wanting wider protection may look at AXA
- Support runs on phone and help centre only, which limits choice for readers wanting chat or email help
- Monthly payments are not available, so budgeting stays tied to €5 paid upfront
Who each suits
CBC Banque SA
Who it suits
- Belgian customers who mainly want everyday card spending without a monthly account fee.
- People who value easy access to savings and want support by phone, chat, email or through the help centre.
Who should look elsewhere
- Wise or Starling Personal Account Debit Card if a no-monthly-fee model is the priority, as both list fees of £0 and £0.
- People prioritising a high savings return, because CBC Banque SA's headline rate is 0.6%.
TravelSecure
Who it suits
- Seniors planning trips who value a direct insurer route for travel cover
- Travellers comfortable paying upfront at €5 without monthly payments
- Readers happy with phone plus help centre support via phone and help centre
Who should look elsewhere
- Readers wanting life cover rather than trip cover may prefer Polizza Vita con Bonus given life
- Readers wanting broker choice across many insurers may prefer Explorer Travel Insurance given broker
- Readers wanting instalment budgeting may look beyond TravelSecure as monthly payments are not available
Country by country
| Country | CBC Banque SA | TravelSecure |
|---|---|---|
| Belgium | Yes | No |
| Germany | No | Yes |
Questions about each
CBC Banque SA
What does the CBC Banque SA debit card cost?+
The linked account has fees of €0, and the account follows the no-monthly-fee model. The card itself is a debit card, rather than a prepaid or virtual card.
Which card network does CBC Banque SA use?+
CBC Banque SA lists Mastercard as the network for its debit card. Mastercard is a widely accepted payment network, making the card suitable for everyday purchases both locally and abroad.
TravelSecure
What does TravelSecure cover?+
TravelSecure focuses on travel cover, so you arrange protection for trips rather than for home, auto or health needs. That narrow focus helps seniors compare trip options clearly. Check policy terms to confirm cancellation, medical and baggage scope before you buy.
How much does TravelSecure cost?+
Premiums start at €5 for trip cancellation style cover, with final cost shaped by trip value, duration and traveller profile. That entry point helps you gauge affordability early. Always compare excess, limits and exclusions alongside headline premium before purchase.
Other options to compare
Other matchups
TravelSecure
CBC Banque SA