Updated October 18, 2026 · SumCue Editorial Team

Top payday and short-term loans compared in Spain

57 providers available in Spain, ranked for Spain.

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Top payday and short-term loans compared in Spain
OrderProviderScoreKey factsActions
1
CreditoZen logo
CreditoZenTop pickPartner

Préstamo rápido al 0% de interés: 0% interest, loans up to EUR 2000

8.9/10
Loan amount:
€100 to €2,000
Term:
3 months
Arrangement fee:
0 EUR (no hidden fees)
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2
Credityes ES logo
Credityes ESPartner

First loan at 0% TAE (0% interest): TAE 0% on the first loan

8.9/10
Loan amount:
€100 to €5,000
APR:
0% to 36%
Term:
2 to 36 months
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3
Credigenio ES logo
Credigenio ESPartner

Primer prestamo al 0% TAE: 0% TAE, you repay exactly the amount you receive

8.7/10
Loan amount:
€50 to €5,000
APR:
0% to 317%
Term:
3 to 4 months
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4
Andacredito logo
AndacreditoPartner

Primer prestamo gratis sin intereses (0% TAE) for new customers: 0% TAE, 0 EUR cost on the first loan

8.8/10
Loan amount:
€100 to €5,000
APR:
0% to 36%
Term:
2 to 3 months
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5
Pezetita logo
PezetitaPartner

First loan free for new customers: First loan at 0% TAE, 0 EUR cost on a 300 EUR loan over 91 days

8.9/10
Loan amount:
€100 to €5,000
APR:
0% to 36%
Term:
3 to 4 months
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6
Fidea logo
FideaPartner
9.0/10
Loan amount:
€500 to €60,000
APR:
0% to 212%
Term:
3 to 60 months
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7
Finipay logo
FinipayPartner

First 300 EUR loan with no commission, repayable in 70 days: 300 EUR at 0% commission, 70 days

9.0/10
Loan amount:
€300 to €5,000
APR:
0% to 212%
Term:
3 to 60 months
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8
Wannacash ES logo
Wannacash ESPartner

First quick loan free of interest and fees: 0% interest and no fees on the first loan

8.4/10
Loan amount:
€50 to €900
Term:
1 month
Arrangement fee:
0 EUR - WannaCash charges the applicant nothing
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9
Vivus ES logo
Vivus ESPartner

Primer prestamo de hasta 300 EUR sin intereses ni comisiones: 300 EUR, TAE 0%

9.1/10
Loan amount:
€50 to €1,400
APR:
0% to 3,752.4%
Term:
7 to 30 months
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10
Vivus logo
VivusPartner

Cancelled fee for expedited disbursement: 0 EUR (fee for accelerated payout cancelled/waived)

9.1/10
Loan amount:
€50 to €10,000
APR:
44.5%
Term:
3 to 60 months
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CreditoZen

CreditoZen

Top pick for Spain

8.9/10Visit