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Wannacash ES review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

WannaCash is a Spanish broker for small, short-dated loans aimed at applicants with thin credit files, which suits a bill that lands before payday rather than a planned purchase. It charges applicants 0 EUR - WannaCash charges the applicant nothing, and balances sit inside €50 to €900 with the shortest term at 1.

Key facts

Best for
Small Spanish short-dated loans for thin credit files that need paying back fast.
Loan amount
€50 to €900↗
Term
1 month↗
Arrangement fee
0 EUR - WannaCash charges the applicant nothing↗
Credit check
None↗
Funding time
Money in the account in under 15 minutes after approval; usually same day as the application↗
Lender type
Broker↗
Eligibility
Be of legal age, resident in Spain, hold a Spanish bank account and have recurring income; no payroll or guarantor required↗
Loan types
Personal, Payday, Credit-line, Business, Student, Car, Secured↗
Credit needed
Poor↗
Legal entity
7eBiz International SL↗
Headquarters
Spain↗
Support channels
Email, Phone↗
Features
Same-day funding
Official website
wannacash.es

Facts checked September 26, 2026, 5 sources

Pros and cons

Pros

  • Applicants pay 0 EUR - WannaCash charges the applicant nothing, so getting a quote costs nothing at the starting gate.
  • The credit check is none and the credit bar is poor, so a thin file is the target rather than a reason to be turned away.
  • Money reaches the account in minutes after approval, usually the same day, and same day funding is listed for the offer.
  • Balances stay modest at €50 to €900, sized for a bill or a shortfall rather than a remortgage.
  • Eligibility asks for recurring income and a Spanish bank account only, with no payroll or guarantor required.

Cons

  • Balances stop at €50 to €900, well below €12,000 to €300,000, so a larger consolidation is out of reach here.
  • The shortest term is 1, so a payday style balance leaves little room if an instalment is missed.
  • Support runs on email and phone only, so there is no live chat or counter to sort a stalled application.
  • WannaCash works as a broker, so the party holding the loan, and the terms that apply to a missed payment, sit with the lender rather than the brand you applied to.
Wannacash ES

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Scored 8.4 / 10 by SumCue.

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Who it suits

  • Residents of Spain with recurring income and a Spanish bank account, since eligibility asks for both and needs no payroll or guarantor.
  • Borrowers with a thin credit file, since the credit bar is poor and the credit check is none.
  • People covering a gap until payday, because money usually lands the same day the application goes in and €50 to €900 keeps the balance modest.

Who should look elsewhere

  • Anyone after a large euro loan: Sofkredit offers €12,000 to €300,000 and Creduma ES starts at from €12,000, both well beyond €50 to €900.
  • Borrowers outside Spain, who cannot meet the residency and Spanish bank account rules; Cashspace's PHP 500 to PHP 25,000 sits in another currency and market.

Application and funding speed

The offer is built around speed. Money sits in the account in minutes after approval, usually the same day the application goes in, and that timing is the reason to weigh this brand first if a cost has already landed. The trade-off is size: €50 to €900 covers a shortfall or an unexpected bill rather than a renovation or a balance of debt, and the shortest term is 1. Read together, those two figures point to bridge finance for a tight month rather than a way of spreading a large cost over years. A reader who wants a smaller monthly instalment has less room here, because both the balance to clear and the time to clear it are modest. Speed is what this package sells, and the shape of the loan is what it is.

Where it sits among rivals

Neither rank sits near the front. On loan amount, WannaCash places 566 among 665 brands listed, and on term it places 204 of 226. That pattern fits a specialist listing rather than a general lender: the sums are unremarkable for the market and the short durations have plenty of company alongside them. Readers who only need a modest balance repaid quickly will find the same shape elsewhere, and readers chasing a rate or a term advantage over the field get little from these rankings. The overall score of 1.3 out of ten points the same way, so the argument for this brand rests on the timing of the money rather than on the cost of it.

Who runs it

WannaCash is run by 7eBiz International SL, registered in Spain, so the offer is built for the Spanish market and priced in euros. That is the first thing to settle if you are reading from elsewhere in Europe, because the eligibility rules ask for a Spanish bank account and residency in the country. A named legal entity in the terms gives readers something concrete to look up, and the country of registration tells you which market the offer was built for and what kind of account it expects. Support runs on email and phone, so an application that stalls can be chased by a person rather than a form. The paperwork of the party that actually lends the money is worth getting in writing, together with what happens if a payment is missed, before the first instalment.

How Wannacash ES compares

Where Wannacash ES is available

Available
Spain

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost me to apply?+

WannaCash charges applicants 0 EUR - WannaCash charges the applicant nothing. The cost that matters is the interest the lending partner puts on the balance you draw, and it moves with the offer you are matched to. Because the brand works as a broker, the rate you sign is the partner's rate, so read the partner's terms before you accept a quote.

How fast does the money arrive?+

Money is in the account in minutes after approval, usually the same day as the application, and same day funding is listed for the offer. Speed is the strongest part of this package. It suits a cost that has already arrived rather than a planned purchase that could wait for a cheaper rate elsewhere.

Do I need a good credit score?+

The credit bar is poor and the credit check is none. In practice that means the partner is looking for applicants with a thin or damaged file rather than strong credit. What still applies is the eligibility test: legal age, residence in Spain, a Spanish bank account and recurring income.

Who can apply?+

You need to be an adult living in Spain, with a Spanish current account and money arriving regularly, and neither a payslip nor a guarantor forms part of the test. Since the offer is registered in Spain, only residents banking locally get through, so readers in other European markets should not count on qualifying.

Who actually runs WannaCash?+

The brand is run by 7eBiz International SL, registered in Spain, and it works as a broker. The practical consequence is that the agreement you sign is with the lending partner rather than the name on the site, so the partner's charges and what happens on a missed payment are the terms to read.

How much can I borrow, and for how long?+

Balances sit inside €50 to €900 and the shortest term is 1. That combination suits an urgent cost that must be cleared quickly, and it does not suit a consolidation where you want a lower monthly instalment. Larger sums sit elsewhere: Sofkredit runs €12,000 to €300,000.

How do I get help?+

Support runs on email and phone, so an applicant can pick up the phone or send an email. For a question about the loan agreement itself, the lending partner is the party that has to answer, since WannaCash works as a broker and sits between the applicant and the money.

What kinds of loans does it arrange?+

The listed loan types are personal, payday and credit line, covering personal, payday, credit line, business, student, car and secured lending. Not every one of those is open to every applicant, and the same eligibility test applies to each. The balance range of €50 to €900 is the practical limit on most of them.

Is it better than a bigger lender?+

Not for size. €50 to €900 is a fraction of €12,000 to €300,000, and Creduma ES starts at from €12,000. It earns its place on speed and on thin credit files, where the check is none and the money usually lands the same day the application goes in.

Sources

  • wannacash.es/contacto checked September 26, 2026

    Backs: Support channels

    “Contact us by filling in the following form: Name, Email, Telephone”

  • wannacash.es/creditos checked September 26, 2026

    Backs: Loan amount, Credit check, Credit needed, Features, Funding time, Loan types, Arrangement fee

    “we tend to consider minicreditos those personal loans of a reduced amount, usually from 50 EUR to 300 EUR for a first minicredito application, and up to 900 EUR for later ones”

  • wannacash.es/creditos/comparador-de-creditos checked September 26, 2026

    Backs: Term

    “Repayment up to 30 days, or in 2 or 3 months”

  • wannacash.es/creditos/creditos-online checked September 26, 2026

    Backs: Eligibility

    “Be of legal age. Be resident in Spain. Have a bank account to receive the money. Have some kind of recurring income”

  • wannacash.es/terminos-y-condiciones checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type

    “domicile at C/ Joaquin Blume, 75, Las Palmas, Spain”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Representative example.

Wannacash ES

Wannacash ES

Small Spanish short-dated loans for thin credit files that need paying back fast.

8.4/10Visit