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Updated September 29, 2026 · SumCue Editorial Team

Top credit and debit cards compared in Spain

489 providers available in Spain, ranked for Spain.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit and debit cards compared in Spain
OrderProviderScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
9.2/10
    Regulators:
    Cyprus Securities and Exchange Commission (CySEC), SIPC
    Legal entity:
    eToro (Europe) Ltd
    Headquarters:
    Cyprus
    		ReviewCompareVisit
    2
    bunq Spain logo
    bunq SpainPartner
    		9.0/10
    • No monthly fee
    • Travel
    Annual fee:
    €0
    Currency conversion fee:
    0.5% to 3%
    Card kind:
    Credit
    		ReviewCompareVisit
    3
    bunq logo
    bunqPartner
    		8.9/10
    • No annual fee
    • Travel
    Annual fee:
    €0
    Currency conversion fee:
    0.5% to 3%
    Card kind:
    Credit
    		ReviewCompareVisit
    4
    AXI Card Tarjeta y Credito logo
    AXI Card Tarjeta y CreditoPartner
    		9.0/10
    • Fixed rate
    • Credit line
    Annual fee:
    €0
    APR:
    21.59%
    Currency conversion fee:
    0%
    		ReviewCompareVisit
    5
    Qonto_AT logo
    Qonto_ATPartner

    1-month free trial on Qonto business account plans: 1 month free

    		8.8/10
    • No annual fee
    • Business
    • Travel
    Annual fee:
    €0
    APR:
    17.5%
    Currency conversion fee:
    2%
    		ReviewCompareVisit
    6
    Qonto logo
    QontoPartner

    1-month free trial on all Qonto plans: 1 month free

    		8.6/10
    • No annual fee
    • Business
    • Travel
    Annual fee:
    €0
    APR:
    17.5%
    Currency conversion fee:
    2%
    		ReviewCompareVisit
    7
    Bitpanda Card logo
    Bitpanda CardPartner
    		9.4/10
    • No annual fee
    • Rewards
    Annual fee:
    €0
    Currency conversion fee:
    0%
    Rewards type:
    Cashback
    		ReviewCompareVisit
    8
    Bitpanda logo
    BitpandaPartner
    		9.1/10
    • No annual fee
    Annual fee:
    €0
    Currency conversion fee:
    0%
    Rewards type:
    Cashback
    		ReviewCompareVisit
    9
    Revolut logo
    RevolutPartner
    		9.2/10
    • No monthly fee
    • Travel
    Annual fee:
    €0
    APR:
    13.34% to 17.99%
    Currency conversion fee:
    0% to 2%
    		ReviewCompareVisit

    Licensed in Spain

    bunq Spain
    Banco de España
    bunq Spain
    SEPBLAC
    bunq
    Banco de Espana
    Openbank
    Comision Nacional del Mercado de Valores (CNMV)
    Avant Money
    Banco de España
    Self Bank (Selfbank by Singular Bank)
    Banco de Espana
    Self Bank (Selfbank by Singular Bank)
    CNMV
    BBVA Aqua Más
    European Central Bank (ECB), as a Significant Institution under European Banking Supervision
    BBVA Aqua Más
    Comision Nacional del Mercado de Valores (CNMV)
    criptan
    CNMV
    criptan
    Banco de España
    criptan
    Comision Nacional del Mercado de Valores (CNMV)
    Nebeus
    CNMV
    Bit2Me
    CNMV
    Bit2Me
    Comision Nacional del Mercado de Valores (CNMV)
    2gether
    Comision Nacional del Mercado de Valores (CNMV)
    Bit2Me
    CNMV
    Bit2Me
    Comision Nacional del Mercado de Valores (CNMV)
    Rastreator
    Direccion General de Seguros y Fondos de Pensiones (DGSFP)
    Rastreator
    Banco de Espana

    Other rankings

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    Other countries

    eToro

    eToro

    Top pick for Spain

    9.2/10Visit