Updated October 13, 2026 · SumCue Editorial Team

Top balance transfer cards compared in Spain

4 providers available in Spain, ranked for Spain.

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Top balance transfer cards compared in Spain
Order	Provider	Score	Features	Key facts	Actions
1	Avant MoneyTop pickPartner 1% cashback incentive on new or top-up One Mortgages (mortgage product): 1% cashback, e.g. borrow EUR 400,000 and receive EUR 4,000	9.4/10	Fixed rate Rewards	Annual fee: €0 APR: 6.1% to 19.9% Rewards type: Cashback	Review CompareSee alternatives
2	Capital OnePartner	9.1/10	No annual fee Rewards	Annual fee: $0 APR: 34.9% Currency conversion fee: 0%	Review CompareSee alternatives
3	ChasePartner	8.2/10	No annual fee Rewards	Annual fee: $0 APR: 18.24% to 27.74% Currency conversion fee: 3%	Review CompareSee alternatives
4	Union BankPartner	Not rated	Fixed rate	Annual fee: $0 APR: 9.24% to 24.99% Rewards type: Cashback	Review CompareSee alternatives