Updated September 29, 2026 · SumCue Editorial Team

Top personal loans compared in Spain

226 providers available in Spain, ranked for Spain.

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Top personal loans compared in Spain
OrderProviderScoreKey factsActions
1
Oney Prestamos logo
Oney PrestamosTop pickPartner

5 EUR cheque per 250 EUR of purchases with the VISA Club Leroy Merlin card: 5 EUR per 250 EUR spent

8.9/10
Loan amount:
€1,000 to €45,000
Arrangement fee:
3% of financed capital (apertura)
Credit check:
Hard
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2
Oney Préstamos ES logo
Oney Préstamos ESPartner

Ahorrar es fácil - reimbursement on Alcampo card purchases: Up to 100 EUR per year

8.7/10
Loan amount:
€1,000 to €45,000
Arrangement fee:
3% of financed capital (apertura)
Credit check:
Hard
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3
Prestamiau ES logo
Prestamiau ESPartner
9.0/10
APR:
0% to 36%
Loan amount:
€100 to €5,000
Term:
3 to 6 months
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4
Prestamiau logo
PrestamiauPartner

Primer prestamo sin costo para nuevos usuarios: 0% cost on the first loan (0 MXN)

8.7/10
APR:
MX$0 to MX$36
Loan amount:
MX$100 to MX$20,000
Term:
3 to 4 months
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5
Prestapuffin logo
PrestapuffinPartner
8.9/10
APR:
0% to 36%
Loan amount:
€100 to €5,000
Term:
2 to 60 months
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6
Que Prestamo logo
Que PrestamoPartner
8.6/10
APR:
7% to 35%
Loan amount:
€5,000
Term:
1 to 72 months
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7
Mi Prestamo logo
Mi PrestamoPartner
9.1/10
APR:
23%
Loan amount:
€200 to €3,000
Term:
2 to 12 months
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8
CreditoZen logo
CreditoZenPartner

Préstamo rápido al 0% de interés: 0% interest, loans up to EUR 2000

8.9/10
Loan amount:
€100 to €2,000
Term:
3 months
Arrangement fee:
0 EUR (no hidden fees)
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9
Credityes logo
CredityesPartner

First loan with APR starting from 0%: APR starting from 0% on the first loan

8.9/10
APR:
0% to 48%
Loan amount:
₱1,000 to ₱25,000
Term:
2 to 36 months
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10
Credityes ES logo
Credityes ESPartner

First loan at 0% TAE (0% interest): TAE 0% on the first loan

8.9/10
APR:
0% to 36%
Loan amount:
€100 to €5,000
Term:
2 to 36 months
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Licensed in Spain

Oney Prestamos
Banco de España
Oney Préstamos ES
Banco de España
Plazo ES
Banco de España
Prestalo
Registro Estatal de Intermediarios Financieros
Avant Money
Banco de España
BBVA Aqua Más
European Central Bank (ECB), as a Significant Institution under European Banking Supervision
BBVA Aqua Más
Comision Nacional del Mercado de Valores (CNMV)
Santander Consumer CarCredit
Banco de Espana
Santander Consumer CarCredit
European Central Bank
Cashper ES
Banco de Espana (Registro de Entidades)
Acierto.com
Direccion General de Seguros y Fondos de Pensiones (DGSFP), Spain
Rastreator
Direccion General de Seguros y Fondos de Pensiones (DGSFP)
Rastreator
Banco de Espana

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Oney Prestamos

Oney Prestamos

Top pick for Spain

8.9/10Visit