Updated September 29, 2026 · SumCue Editorial Team

Top mortgages compared in Spain

247 providers available in Spain, ranked for Spain.

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Top mortgages compared in Spain
OrderProviderScoreFeaturesKey factsActions
1
Sofkredit logo
SofkreditTop pickPartner
8.7/10
    Initial rate:
    8% to 14%
    APRC:
    10.74% to 18.06%
    Fixed period:
    0.5 to 20 years
    ReviewCompareVisit
    2
    Creduma ES logo
    Creduma ESPartner

    Free financial case study (estudio gratuito): 0 EUR, no upfront payment

    8.8/10
      Product fee:
      €0
      Purpose:
      Remortgage, Home-equity
      Lender type:
      Broker
      ReviewCompareVisit
      3
      Creditilia ES logo
      Creditilia ESPartner
      8.7/10
      • Fixed rate
      Initial rate:
      4%
      APRC:
      4.12%
      Fixed period:
      5 years
      ReviewCompareVisit
      4
      Prestalo logo
      PrestaloPartner
      8.9/10
      • Fixed rate
      Initial rate:
      2.36%
      APRC:
      2.97%
      Fixed period:
      25 years
      ReviewCompareVisit
      5
      Ariza Credit Union logo
      Ariza Credit UnionPartner
      9.7/10
      • No monthly fee
      • Travel
      Fixed period:
      30 years
      Purpose:
      Purchase, Remortgage
      Lender type:
      Direct lender
      ReviewCompareSee alternatives
      6
      BCP logo
      BCPPartner
      9.7/10
      • No monthly fee
      Initial rate:
      3.45%
      APRC:
      4.3%
      Fixed period:
      2 years
      ReviewCompareSee alternatives
      7
      Grenada Co-operative Bank logo
      Grenada Co-operative BankPartner
      9.7/10
      • Credit line
      Maximum loan to value:
      100%
      Product fee:
      EC$431.25
      Purpose:
      Purchase, Remortgage
      ReviewCompareSee alternatives
      8
      Banco Pichincha logo
      Banco PichinchaPartner
      9.6/10
      • No monthly fee
      • Rewards
      Initial rate:
      7.5%
      Fixed period:
      3 to 20 years
      Maximum loan to value:
      83%
      ReviewCompareSee alternatives
      9
      Banco Santander logo
      Banco SantanderPartner
      9.6/10
      • No monthly fee
      Initial rate:
      2.96%
      APRC:
      3.65%
      Fixed period:
      0.5 years
      ReviewCompareSee alternatives
      10
      Nykredit logo
      NykreditPartner
      9.5/10
      • No monthly fee
      Fixed period:
      1 to 30 years
      Maximum loan to value:
      75%
      Purpose:
      Purchase, Remortgage, Equity-release
      ReviewCompareSee alternatives

      Licensed in Spain

      Sofkredit
      Banco de Espana
      Prestalo
      Registro Estatal de Intermediarios Financieros
      Openbank
      Comision Nacional del Mercado de Valores (CNMV)
      Avant Money
      Banco de España
      Self Bank (Selfbank by Singular Bank)
      Banco de Espana
      Self Bank (Selfbank by Singular Bank)
      CNMV
      BBVA Aqua Más
      European Central Bank (ECB), as a Significant Institution under European Banking Supervision
      BBVA Aqua Más
      Comision Nacional del Mercado de Valores (CNMV)
      Acierto.com
      Direccion General de Seguros y Fondos de Pensiones (DGSFP), Spain
      Rastreator
      Direccion General de Seguros y Fondos de Pensiones (DGSFP)
      Rastreator
      Banco de Espana
      UCI Consultores
      Banco de España
      UCI Consultores
      Dirección General de Seguros y Fondos de Pensiones

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      Other countries

      Sofkredit

      Sofkredit

      Top pick for Spain

      8.7/10Visit