Updated October 21, 2026 · SumCue Editorial Team

Top fixed-rate bonds and term deposits compared in Spain

33 providers available in Spain, ranked for Spain.

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Top fixed-rate bonds and term deposits compared in Spain
Order	Provider	Score	Features	Key facts	Actions
1	iuvoSAVETop pickPartner	9.0/10	No monthly fee Fixed rate	Headline rate: 5% Term: 3 months Rate type: Fixed	Review CompareVisit
2	FinomPartner Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000	8.9/10	No monthly fee Fixed rate Rewards Business	Headline rate: 5% Rate type: Fixed Minimum deposit: €0	Review CompareVisit
3	AfrangaPartner	8.8/10	Low fees	Headline rate: 8% to 10% Term: 3 to 12 months Rate type: Fixed	Review CompareVisit
4	Avant MoneyPartner 1% cashback incentive on new or top-up One Mortgages (mortgage product): 1% cashback, e.g. borrow EUR 400,000 and receive EUR 4,000	9.4/10	Fixed rate Rewards	Headline rate: 2.72% Term: 12 to 120 months Rate type: Fixed	Review CompareSee alternatives
5	ABANCAPartner Salary Account Opening Bonus: 500 EUR	9.2/10	No monthly fee	Headline rate: 2% Rate type: Fixed Minimum deposit: €0	Review CompareSee alternatives
6	NLB Banka KosovaPartner NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	Term: 120 months Rate type: Fixed Access terms: No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term	Review CompareSee alternatives
7	IDBankPartner	8.9/10	No monthly fee Fixed rate Rewards	Headline rate: 9.05% Term: 3 to 15 months Rate type: Fixed	Review CompareSee alternatives
8	Salt BankPartner Prima luna este gratuit (first month free on Salt plans): First month of the plan free	8.9/10	Fixed rate Business	Headline rate: 5.3% to 5.9% Term: 3 to 12 months Rate type: Fixed	Review CompareSee alternatives
9	EstateGuruPartner 8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%	8.8/10	Fixed rate	Headline rate: 7% Rate type: Fixed Minimum deposit: €100	Review CompareSee alternatives
10	Vivid PlusPartner	8.8/10	No annual fee Rewards Business	Headline rate: 1% to 3% Rate type: Fixed Minimum deposit: €0.010	Review CompareSee alternatives