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Updated October 18, 2026 · SumCue Editorial Team

Top health insurance compared in India

23 providers available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top health insurance compared in India
OrderProviderScoreKey factsActions
1
ICICI Lombard logo
ICICI LombardTop pickPartner
9.3/10
Insurance types:
Auto, Health, Travel, and 2 more
Provider type:
Insurer
Legal entity:
ICICI Lombard General Insurance Company Ltd
ReviewCompareVisit
2
Max Life Insurance logo
Max Life InsurancePartner

Up to 15% Discount on 1 Cr Term Plan: 15% (Rs 1 Cr term plan at Rs 595/Month, reduced from Rs 700)

9.2/10
Premium from:
₹461
Insurance types:
Life, Health, Critical-illness
Provider type:
Insurer
ReviewCompareVisit
3
Acko logo
AckoPartner

Save as much as INR 80,000 on top-selling cars: up to INR 80,000

9.1/10
Premium from:
₹457
Insurance types:
Auto, Motorcycle, Health, and 3 more
Provider type:
Insurer
ReviewCompareVisit
4
MSIG InsurancePartner
9.4/10
Insurance types:
Auto, Home, Travel, and 3 more
Provider type:
Insurer
Cover limit:
TravelEasy: up to $1 million overseas medical expenses
ReviewCompareSee alternatives
5
AetnaPartner

CVS ExtraCare Plus membership included in every Aetna Dental Direct plan: $10 monthly reward

9.3/10
Premium from:
$17
Insurance types:
Dental, Health
Provider type:
Insurer
ReviewCompareSee alternatives
6
Cigna Global logo
Cigna GlobalPartner

10% discount on the Cigna Senior bundle

9.3/10
Insurance types:
Health
Provider type:
Insurer
Monthly payments:
Yes
ReviewCompareSee alternatives
7
ERGO Group logo
ERGO GroupPartner
9.2/10
Premium from:
€20.65
Insurance types:
Auto, Home, Dental, and 5 more
Provider type:
Insurer
ReviewCompareSee alternatives
8
ET Money logo
ET MoneyPartner

Genius portfolio: discounted fee for first 3 months: ₹149/month for first 3 months

9.2/10
Premium from:
₹519
Insurance types:
Life, Health
Provider type:
Broker
ReviewCompareSee alternatives
9
Europ Assistance logo
Europ AssistancePartner
9.2/10
Insurance types:
Travel, Auto, Home, and 4 more
Provider type:
Insurer
Claims channels:
Phone
ReviewCompareSee alternatives
10
Upstox logo
UpstoxPartner
9.2/10
Premium from:
₹17
Insurance types:
Life, Auto, Health
Provider type:
Broker
ReviewCompareSee alternatives

Licensed in India

Max Life Insurance
IRDAI (Insurance Regulatory and Development Authority of India)
Acko
IRDAI
ET Money
SEBI
Digit Insurance
IRDAI (Insurance Regulatory and Development Authority of India)
Fibe
Reserve Bank of India (RBI)
Freo
Reserve Bank of India (RBI)

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Other countries

ICICI Lombard

ICICI Lombard

Top pick for India

9.3/10Visit