Updated October 17, 2026 · SumCue Editorial Team

Top savings accounts compared in India

106 providers available in India, ranked for India.

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Top savings accounts compared in India
OrderProviderScoreFeaturesKey factsActions
1
AU Small Finance Bank logo
AU Small Finance BankTop pickPartner
9.3/10
  • Fixed rate
Headline rate:
6.75%
Rate type:
Variable
Term:
12 to 60 months
ReviewCompareVisit
2
ICICI Bank logo
ICICI BankPartner

Sapphiro Credit Card welcome vouchers: Vouchers worth over INR 13,000

8.9/10
  • Fixed rate
  • Rewards
Headline rate:
2.5%
Rate type:
Variable
Term:
12 to 72 months
ReviewCompareVisit
3
Ariza Credit Union logo
Ariza Credit UnionPartner
9.7/10
  • No monthly fee
  • Travel
Headline rate:
3.5%
Rate type:
Variable
Term:
36 months
ReviewCompareSee alternatives
4
Grenada Co-operative Bank logo
Grenada Co-operative BankPartner
9.7/10
  • Credit line
Rate type:
Variable
Minimum deposit:
EC$50
Access terms:
Easy access at branches, ATMs and eBanking; interest paid quarterly
ReviewCompareSee alternatives
5
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Headline rate:
4.75%
Rate type:
Variable
Term:
3 to 60 months
ReviewCompareSee alternatives
6
Mashreq Bank logo
Mashreq BankPartner

NEO salary transfer cashback on Mashreq NEO Savings Account: AED 100 to AED 2,500 cashback plus additional cashback AED 100 to AED 1,500 depending on monthly salary (AED 5,000-9,999 up to AED 50,000+)

9.6/10
  • No monthly fee
Headline rate:
6.25%
Rate type:
Variable
Term:
6 to 60 months
ReviewCompareSee alternatives
7
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Headline rate:
5%
Rate type:
Variable
Minimum deposit:
DKK 0
ReviewCompareSee alternatives
8
Bank of Jordan logo
Bank of JordanPartner
9.4/10
  • No monthly fee
Headline rate:
0.1% to 2%
Rate type:
Variable
Term:
96 months
ReviewCompareSee alternatives
9
HBL logo
HBLPartner
9.4/10
  • No monthly fee
Rate type:
Variable
Minimum deposit:
PKR 0
Access terms:
Unlimited transactions, no minimum balance; profit calculated on monthly average balance and paid semi-annually
ReviewCompareSee alternatives
10
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Headline rate:
4%
Rate type:
Variable
Minimum deposit:
£0
ReviewCompareSee alternatives

Licensed in India

AU Small Finance Bank
Reserve Bank of India
ICICI Bank
Deposit Insurance and Credit Guarantee Corporation (DICGC)
Fino Payments Bank
DICGC (Deposit Insurance and Credit Guarantee Corporation)
Jupiter
Reserve Bank of India (PPI issuer)
Jupiter
NPCI (TPAP)
Jupiter
RBI (NBFC registration, Amica Finance Private Limited)
Jupiter
SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
Jupiter
AMFI (CAT-1 Execution only Platform)
SBM Bank
Reserve Bank of India (RBI)
slice Small Finance Bank
Reserve Bank of India

Other rankings

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Other countries

AU Small Finance Bank

AU Small Finance Bank

Top pick for India

9.3/10Visit