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Updated October 13, 2026 · SumCue Editorial Team

Top balance transfer cards compared in India

4 providers available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top balance transfer cards compared in India
OrderProviderScoreFeaturesKey factsActions
1
SBI Card logo
SBI CardTop pickPartner
8.7/10
    Annual fee:
    ₹499
    APR:
    45%
    Balance transfer intro period:
    2 months
    		ReviewCompareVisit
    2
    Capital One logo
    Capital OnePartner
    		9.1/10
    • No annual fee
    • Rewards
    Annual fee:
    $0
    APR:
    34.9%
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    3
    Chase logo
    ChasePartner
    		8.2/10
    • No annual fee
    • Rewards
    Annual fee:
    $0
    APR:
    18.24% to 27.74%
    Currency conversion fee:
    3%
    		ReviewCompareSee alternatives
    4
    Union Bank logo
    Union BankPartner
    		Not rated
    • Fixed rate
    Annual fee:
    $0
    APR:
    9.24% to 24.99%
    Rewards type:
    Cashback
    		ReviewCompareSee alternatives

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    SBI Card

    SBI Card

    Top pick for India

    8.7/10Visit