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Updated October 17, 2026 · SumCue Editorial Team

Top loans compared in India

628 providers available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top loans compared in India
OrderProviderScoreFeaturesKey factsActions
1
AU Small Finance Bank logo
AU Small Finance BankTop pickPartner
9.3/10
  • Fixed rate
APR:
up to 30%
Loan amount:
₹25,000 to ₹1,500,000
Term:
12 to 60 months
ReviewCompareVisit
2
ICICI Bank Credit Cards logo
ICICI Bank Credit CardsPartner

Sapphiro Credit Card welcome vouchers with BookMyShow buy one get one offer

9.1/10
  • Fixed rate
APR:
9.99% to 16.5%
Loan amount:
₹50,000 to ₹5,000,000
Term:
12 to 72 months
ReviewCompareVisit
3
Bajaj EMI Card logo
Bajaj EMI CardPartner
9.0/10
    Term:
    3 to 60 months
    Arrangement fee:
    Rs. 530 one-time joining fee
    Funding time:
    Same day
    		ReviewCompareVisit
    4
    ICICI Bank logo
    ICICI BankPartner

    Sapphiro Credit Card welcome vouchers: Vouchers worth over INR 13,000

    		8.9/10
    • Fixed rate
    • Rewards
    APR:
    9.99% to 16.5%
    Loan amount:
    ₹50,000 to ₹5,000,000
    Term:
    12 to 72 months
    		ReviewCompareVisit
    5
    Paisa247 logo
    Paisa247Partner
    		8.7/10
    • No annual fee
    APR:
    ₹9.99 to ₹44
    Loan amount:
    ₹1,000 to ₹2,500,000
    Term:
    6 to 60 months
    		ReviewCompareVisit
    6
    Ariza Credit Union logo
    Ariza Credit UnionPartner
    		9.7/10
    • No monthly fee
    • Travel
    APR:
    12%
    Loan amount:
    EC$25,000
    Term:
    36 months
    		ReviewCompareSee alternatives
    7
    BCP logo
    BCPPartner
    		9.7/10
    • No monthly fee
    APR:
    8.9% to 87.5%
    Loan amount:
    PEN 350,000
    Term:
    3 to 72 months
    		ReviewCompareSee alternatives
    8
    Grenada Co-operative Bank logo
    Grenada Co-operative BankPartner
    		9.7/10
    • Credit line
    Loan amount:
    from EC$1,000
    Arrangement fee:
    1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans)
    Credit check:
    Hard
    		ReviewCompareSee alternatives
    9
    Banco Pichincha logo
    Banco PichinchaPartner
    		9.6/10
    • No monthly fee
    • Rewards
    Loan amount:
    $300 to $60,000
    Term:
    3 to 60 months
    Rate type:
    Variable
    		ReviewCompareSee alternatives
    10
    CRED logo
    CREDPartner
    		9.6/10
    • No annual fee
    • Rewards
    Representative example:
    Illustrative CRED loan example: INR 500,000 for 3 years, processing fee 3% of loan amount + 18% GST = INR 17,700, interest 20% p.a. reducing balance, total cost of loan INR 186,645, APR 21.92%
    Lender type:
    Broker
    Eligibility:
    Credit score of 750 or above; valid mobile number issued within India
    		ReviewCompareSee alternatives

    Licensed in India

    AU Small Finance Bank
    Reserve Bank of India
    ICICI Bank
    Deposit Insurance and Credit Guarantee Corporation (DICGC)
    Credit+
    Reserve Bank of India (NBFC registration, Aureus Finvest Private Limited)
    Credit+
    Reserve Bank of India (NBFC registration, Sampati Securities Limited)
    Tala
    Reserve Bank of India (NBFC), Talazen Finance India Private Limited
    Fibe
    Reserve Bank of India (RBI)
    Freo
    Reserve Bank of India (RBI)
    Jupiter
    Reserve Bank of India (PPI issuer)
    Jupiter
    NPCI (TPAP)
    Jupiter
    RBI (NBFC registration, Amica Finance Private Limited)
    Jupiter
    SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
    Jupiter
    AMFI (CAT-1 Execution only Platform)
    KreditBee
    Reserve Bank of India
    SBM Bank
    Reserve Bank of India (RBI)
    Trustpaisa
    Reserve Bank of India
    slice Small Finance Bank
    Reserve Bank of India

    Other rankings

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    Other countries

    AU Small Finance Bank

    AU Small Finance Bank

    Top pick for India

    9.3/10Visit