Updated September 28, 2026 · SumCue Editorial Team

Top personal loans compared in India

169 providers available in India, ranked for India.

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Top personal loans compared in India
Order	Provider	Score	Features	Key facts	Actions
1	AU Small Finance BankTop pickPartner	9.3/10	Fixed rate	APR: up to 30% Loan amount: ₹25,000 to ₹1,500,000 Term: 12 to 60 months	Review CompareVisit
2	ICICI Bank Credit CardsPartner Sapphiro Credit Card welcome vouchers with BookMyShow buy one get one offer	9.1/10	Fixed rate	APR: 9.99% to 16.5% Loan amount: ₹50,000 to ₹5,000,000 Term: 12 to 72 months	Review CompareVisit
3	ICICI BankPartner Sapphiro Credit Card welcome vouchers: Vouchers worth over INR 13,000	8.9/10	Fixed rate Rewards	APR: 9.99% to 16.5% Loan amount: ₹50,000 to ₹5,000,000 Term: 12 to 72 months	Review CompareVisit
4	Paisa247Partner	8.7/10	No annual fee	APR: ₹9.99 to ₹44 Loan amount: ₹1,000 to ₹2,500,000 Term: 6 to 60 months	Review CompareVisit
5	Ariza Credit UnionPartner	9.7/10	No monthly fee Travel	APR: 12% Loan amount: EC$25,000 Term: 36 months	Review CompareSee alternatives
6	BCPPartner	9.7/10	No monthly fee	APR: 8.9% to 87.5% Loan amount: PEN 350,000 Term: 3 to 72 months	Review CompareSee alternatives
7	Grenada Co-operative BankPartner	9.7/10	Credit line	Loan amount: from EC$1,000 Arrangement fee: 1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans) Credit check: Hard	Review CompareSee alternatives
8	Banco PichinchaPartner	9.6/10	No monthly fee Rewards	Loan amount: $300 to $60,000 Term: 3 to 60 months Rate type: Variable	Review CompareSee alternatives
9	CREDPartner	9.6/10	No annual fee Rewards	Representative example: Illustrative CRED loan example: INR 500,000 for 3 years, processing fee 3% of loan amount + 18% GST = INR 17,700, interest 20% p.a. reducing balance, total cost of loan INR 186,645, APR 21.92% Lender type: Broker Eligibility: Credit score of 750 or above; valid mobile number issued within India	Review CompareSee alternatives
10	Mashreq BankPartner NEO salary transfer cashback on Mashreq NEO Savings Account: AED 100 to AED 2,500 cashback plus additional cashback AED 100 to AED 1,500 depending on monthly salary (AED 5,000-9,999 up to AED 50,000+)	9.6/10	No monthly fee	APR: 2.99% to 36% Loan amount: AED 10,000 to AED 2,000,000 Term: 6 to 60 months	Review CompareSee alternatives

Licensed in India

AU Small Finance Bank: Reserve Bank of India
ICICI Bank: Deposit Insurance and Credit Guarantee Corporation (DICGC)
Credit+: Reserve Bank of India (NBFC registration, Aureus Finvest Private Limited)
Credit+: Reserve Bank of India (NBFC registration, Sampati Securities Limited)
Tala: Reserve Bank of India (NBFC), Talazen Finance India Private Limited
Fibe: Reserve Bank of India (RBI)
Freo: Reserve Bank of India (RBI)
Jupiter: Reserve Bank of India (PPI issuer)
Jupiter: NPCI (TPAP)
Jupiter: RBI (NBFC registration, Amica Finance Private Limited)
Jupiter: SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
Jupiter: AMFI (CAT-1 Execution only Platform)
KreditBee: Reserve Bank of India
Trustpaisa: Reserve Bank of India
slice Small Finance Bank: Reserve Bank of India

Other rankings

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Other countries

AU Small Finance Bank

Top pick for India

9.3/10Visit