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Updated October 21, 2026 · SumCue Editorial Team

Top fixed-rate bonds and term deposits compared in India

27 providers available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top fixed-rate bonds and term deposits compared in India
OrderProviderScoreFeaturesKey factsActions
1
Afranga logo
AfrangaTop pickPartner
8.8/10
  • Low fees
Headline rate:
8% to 10%
Term:
3 to 12 months
Rate type:
Fixed
ReviewCompareVisit
2
ET Money logo
ET MoneyPartner

Genius portfolio: discounted fee for first 3 months: ₹149/month for first 3 months

9.2/10
    Headline rate:
    6.41% to 7.75%
    Term:
    12 to 60 months
    Rate type:
    Fixed
    		ReviewCompareSee alternatives
    3
    NLB Banka Kosova logo
    NLB Banka KosovaPartner

    NLB Depozita me afat: Bonus up to 200 EUR

    		9.2/10
    • Fixed rate
    Term:
    120 months
    Rate type:
    Fixed
    Access terms:
    No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term
    		ReviewCompareSee alternatives
    4
    IDBank logo
    IDBankPartner
    		8.9/10
    • No monthly fee
    • Fixed rate
    • Rewards
    Headline rate:
    9.05%
    Term:
    3 to 15 months
    Rate type:
    Fixed
    		ReviewCompareSee alternatives
    5
    EstateGuru logo
    EstateGuruPartner

    8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%

    		8.8/10
    • Fixed rate
    Headline rate:
    7%
    Rate type:
    Fixed
    Minimum deposit:
    €100
    		ReviewCompareSee alternatives
    6
    Nordea logo
    NordeaPartner
    		8.8/10
    • No annual fee
    • Travel
    Headline rate:
    0.4% to 3%
    Term:
    12 to 144 months
    Rate type:
    Fixed
    		ReviewCompareSee alternatives
    7
    Priorbank logo
    PriorbankPartner
    		8.7/10
    • No annual fee
    • Rewards
    Headline rate:
    4% to 12.8%
    Term:
    6 to 38 months
    Rate type:
    Fixed
    		ReviewCompareSee alternatives
    8
    Toss logo
    TossPartner

    키워봐요 31일적금 (Save-up 31-day savings): Up to 10% p.a. (base 1% p.a.)

    		8.6/10
    • Fixed rate
    • Travel
    Headline rate:
    1% to 10%
    Term:
    1 month
    Rate type:
    Fixed
    		ReviewCompareSee alternatives
    9
    Bank of Scotland DE logo
    Bank of Scotland DEPartner

    Bank of Scotland DE is an online direct bank for Germany offering a free overnight money account and fixed-term deposits.

    		8.5/10
      Headline rate:
      3%
      Account kind:
      Easy access
      Headquarters:
      Germany
      		ReviewCompareSee alternatives
      10
      Santander Lokaty PL logo
      Santander Lokaty PLPartner

      Santander Lokaty PL is Santander Consumer Bank in Poland, offering online deposits and a savings account alongside loans and credit cards.

      		8.5/10
      • No monthly fee
      Headline rate:
      3.6%
      Rate type:
      Variable
      Access terms:
      no minimum or maximum balance on the account
      		ReviewCompareSee alternatives

      Licensed in India

      ET Money
      SEBI

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      Other countries

      Afranga

      Afranga

      Top pick for India

      8.8/10Visit